# Obraj.com > Your Digital Partner > Admin Email: ximran+obraj@gmail.com ## Posts ### Scenario [SGSR id="1"] ### Hello world! Welcome to WordPress. This is your first post. Edit or delete it, then start writing! ## Pages ### Terms And Conditions [et_pb_section fb_built="1" admin_label="Hero" _builder_version="4.23" background_color="#f8fbfe" use_background_color_gradient="on" background_color_gradient_direction="135deg" background_color_gradient_stops="#53a0fd 0%|#4161d4 100%" background_color_gradient_start="#53a0fd" background_color_gradient_end="#4161d4" background_image="http://www.obraj.com/wp-content/uploads/2023/10/geometric-bg-overlay-01.jpg" background_blend="overlay" custom_padding="10%|0px|5%|0px" animation_direction="bottom" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row _builder_version="4.23" background_size="initial" background_position="top_left" background_repeat="repeat" mix_blend_mode="color-dodge" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.16" text_font="Nunito Sans||||||||" text_text_color="#ffffff" text_font_size="18px" text_line_height="1.8em" header_font="Nunito Sans|700|||||||" header_font_size="45px" header_line_height="1.3em" header_2_font="||||||||" text_orientation="center" background_layout="dark" max_width="700px" module_alignment="center" global_colors_info="{}" theme_builder_area="post_content"]Termas and conditions  [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Developer Documentation Section" _builder_version="4.16" background_color="#f8fbfe" custom_padding="100px|0px|100px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row admin_label="Tittle" _builder_version="4.16" custom_padding="60px|0px|60px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.23" text_font="Nunito Sans||||||||" text_text_color="#959baf" text_font_size="18px" text_line_height="1.8em" header_font="||||||||" header_2_font="Nunito Sans|700|||||||" header_2_text_color="#535b7c" header_2_font_size="35px" header_2_line_height="1.3em" max_width="1151px" module_alignment="left" custom_margin="|261px||||" global_colors_info="{}" theme_builder_area="post_content"]TERMS OF USE Last updated 12/06/2024, AGREEMENT TO OUR LEGAL TERMS We are Obraj Inc, We operate as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services"). You can contact us by email at olost@obraj.com or by mail to hh@obraj.com. These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Obraj Inc, concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY. Supplemental terms and conditions or documents that may be posted on the Services from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Legal Terms at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Legal Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Legal Terms to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Legal Terms by your continued use of the Services after the date such revised Legal Terms are posted. We recommend that you print a copy of these Legal Terms for your records. TABLE OF CONTENTS OUR SERVICES INTELLECTUAL PROPERTY RIGHTS USER REPRESENTATIONS PROHIBITED ACTIVITIES USER GENERATED CONTRIBUTIONS CONTRIBUTION LICENSE SERVICES MANAGEMENT TERM AND TERMINATION MODIFICATIONS AND INTERRUPTIONS GOVERNING LAW DISPUTE RESOLUTION CORRECTIONS DISCLAIMER LIMITATIONS OF LIABILITY INDEMNIFICATION USER DATA ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES MISCELLANEOUS CONTACT US OUR SERVICES The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable. INTELLECTUAL PROPERTY RIGHTS Our intellectual property We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the "Content"), as well as the trademarks, service marks, and logos contained therein (the "Marks"). Our Content and Marks are protected by copyright and trademark laws (and various other intellectual property rights and unfair competition laws) and treaties in the United States and around the world. The Content and Marks are provided in or through the Services "AS IS" for your personal, non-commercial use or internal business purpose only. Your use of our Services Subject to your compliance with these Legal Terms, including the "PROHIBITED ACTIVITIES" section below, we grant you a non-exclusive, non-transferable, revocable license to: access the Services; and download or print a copy of any portion of the Content to which you have properly gained access. solely for your personal, non-commercial use or internal business purpose. Except as set out in this section or elsewhere in our Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission. If you wish to make any use of the Services, Content, or Marks other than as set out in this section or elsewhere in our Legal Terms, please address your request to: olost@obraj.com. If we ever grant you the permission to post, reproduce, or publicly display any part of our Services or Content, you must identify us as the owners or licensors of the Services, Content, or Marks and ensure that any copyright or proprietary notice appears or is visible on posting, reproducing, or displaying our Content. We reserve all rights not expressly granted to you in and to the Services, Content, and Marks. Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms and your right to use our Services will terminate immediately. Your submissions Please review this section and the "PROHIBITED ACTIVITIES" section carefully prior to using our Services to understand the (a) rights you give us and (b) obligations you have when you post or upload any content through the Services. Submissions: By directly sending us any question, comment, suggestion, idea, feedback, or other information about the Services ("Submissions"), you agree to assign to us all intellectual property rights in such Submission. You agree that we shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You are responsible for what you post or upload: By sending us Submissions through any part of the Services you: confirm that you have read and agree with our "PROHIBITED ACTIVITIES" and will not post, send, publish, upload, or transmit through the Services any Submission that is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually explicit, false, inaccurate, deceitful, or misleading; to the extent permissible by applicable law, waive any and all moral rights to any such Submission; warrant that any such Submission are original to you or that you have the necessary rights and licenses to submit such Submissions and that you have full authority to grant us the above-mentioned rights in relation to your Submissions; and warrant and represent that your Submissions do not constitute confidential information. You are solely responsible for your Submissions and you expressly agree to reimburse us for any and all losses that we may suffer because of your breach of (a) this section, (b) any third party’s intellectual property rights, or (c) applicable law. 3. USER REPRESENTATIONS By using the Services, you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Legal Terms; (2) you are not a minor in the jurisdiction in which you reside; (3) you will not access the Services through automated or non-human means, whether through a bot, script or otherwise; (4) you will not use the Services for any illegal or unauthorized purpose; and (5) your use of the Services will not violate any applicable law or regulation. If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof). 4. PROHIBITED ACTIVITIES You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us. As a user of the Services, you agree not to: Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us. Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords. Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services and/or the Content contained therein. Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services. Use any information obtained from the Services in order to harass, abuse, or harm another person. Make improper use of our support services or submit false reports of abuse or misconduct. Use the Services in a manner inconsistent with any applicable laws or regulations. Engage in unauthorized framing of or linking to the Services. Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services. Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools. Delete the copyright or other proprietary rights notice from any Content. Attempt to impersonate another user or person or use the username of another user. Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”). Interfere with, disrupt, or create an undue burden on the Services or the networks or services connected to the Services. Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you. Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services. Copy or adapt the Services’ software, including but not limited to Flash, PHP, HTML, JavaScript, or other code. Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services. Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Services, or using or launching any unauthorized script or other software. Use a buying agent or purchasing agent to make purchases on the Services. Make any unauthorized use of the Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses. Use the Services as part of any effort to compete with us or otherwise use the Services and/or the Content for any revenue-generating endeavor or commercial enterprise. 5. USER GENERATED CONTRIBUTIONS The Services does not offer users to submit or post content. We may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Services, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, "Contributions"). Contributions may be viewable by other users of the Services and through third-party websites. When you create or make available any Contributions, you thereby represent and warrant that: 6. CONTRIBUTION LICENSE You and Services agree that we may access, store, process, and use any information and personal data that you provide and your choices (including settings). By submitting suggestions or other feedback regarding the Services, you agree that we can use and share such feedback for any purpose without compensation to you. We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area on the Services. You are solely responsible for your Contributions to the Services and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions. 7. SERVICES MANAGEMENT We reserve the right, but not the obligation, to: (1) monitor the Services for violations of these Legal Terms; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Services or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the Services. 8. TERM AND TERMINATION These Legal Terms shall remain in full force and effect while you use the Services. WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SERVICES OR DELETE ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION. If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress. 9. MODIFICATIONS AND INTERRUPTIONS We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Services. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services. We cannot guarantee the Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Services, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Services at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance of the Services. Nothing in these Legal Terms will be construed to obligate us to maintain and support the Services or to supply any corrections, updates, or releases in connection therewith. 10. GOVERNING LAW These Legal Terms shall be governed by and defined following the laws of __________. __________ and yourself irrevocably consent that the courts of __________ shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these Legal Terms. 11. DISPUTE RESOLUTION Informal Negotiations To expedite resolution and control the cost of any dispute, controversy, or claim related to these Legal Terms (each a "Dispute" and collectively, the "Disputes") brought by either you or us (individually, a "Party" and collectively, the "Parties"), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least __________ days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other Party. Binding Arbitration Any dispute arising out of or in connection with these Legal Terms, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by the International Commercial Arbitration Court under the European Arbitration Chamber (Belgium, Brussels, Avenue Louise, 146) according to the Rules of this ICAC, which, as a result of referring to it, is considered as the part of this clause. The number of arbitrators shall be __________. The seat, or legal place, or arbitration shall be __________. The language of the proceedings shall be __________. The governing law of these Legal Terms shall be substantive law of __________. Restrictions The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons. Exceptions to Informal Negotiations and Arbitration The Parties agree that the following Disputes are not subject to the above provisions concerning informal negotiations and binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court. 12. CORRECTIONS There may be information on the Services that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice. 13. DISCLAIMER THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT OR THE CONTENT OF ANY WEBSITES OR MOBILE APPLICATIONS LINKED TO THE SERVICES AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE 14. LIMITATIONS OF LIABILITY IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE LESSER OF THE AMOUNT PAID, IF ANY, BY YOU TO US OR . CERTAIN US STATE LAWS AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS. 15. INDEMNIFICATION You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) use of the Services; (2) breach of these Legal Terms; (3) any breach of your representations and warranties set forth in these Legal Terms; (4) your violation of the rights of a third party, including but not limited to intellectual property rights; or (5) any overt harmful act toward any other user of the Services with whom you connected via the Services. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it. 16. USER DATA We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data. 17. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means. 18. MISCELLANEOUS These Legal Terms and any policies or operating rules posted by us on the Services or in respect to the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision. These Legal Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Legal Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Legal Terms and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Legal Terms or use of the Services. You agree that these Legal Terms will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Legal Terms and the lack of signing by the parties hereto to execute these Legal Terms. 19. CONTACT US In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:   olost@obraj.com [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.23" _module_preset="default" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.23" _module_preset="default" global_colors_info="{}" theme_builder_area="post_content"][et_pb_contact_form email="Support@obraj.com" title="Contact Us" _builder_version="4.23" _module_preset="default" _unique_id="99c907b0-c7f4-4056-9cd9-c5eaf829fb40" global_colors_info="{}" theme_builder_area="post_content"][et_pb_contact_field field_id="Name" field_title="Name" _builder_version="4.16" global_colors_info="{}" button_text_size__hover_enabled="off" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_text_color__hover_enabled="off" button_one_text_color__hover_enabled="off" 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theme_builder_area="post_content"][/et_pb_contact_field][/et_pb_contact_form][/et_pb_column][/et_pb_row][/et_pb_section] ### Return Policy [et_pb_section fb_built="1" admin_label="Hero" _builder_version="4.23" background_color="#f8fbfe" use_background_color_gradient="on" background_color_gradient_direction="135deg" background_color_gradient_stops="#53a0fd 0%|#4161d4 100%" background_color_gradient_start="#53a0fd" background_color_gradient_end="#4161d4" background_image="http://www.obraj.com/wp-content/uploads/2023/10/geometric-bg-overlay-01.jpg" background_blend="overlay" custom_padding="8.6%|0px|8.6%|0px|true|" animation_direction="bottom" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row _builder_version="4.23" background_size="initial" background_position="top_left" background_repeat="repeat" mix_blend_mode="color-dodge" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.16" text_font="Nunito Sans||||||||" text_text_color="#ffffff" text_font_size="18px" text_line_height="1.8em" header_font="Nunito Sans|700|||||||" header_font_size="45px" header_line_height="1.3em" header_2_font="||||||||" text_orientation="center" background_layout="dark" max_width="700px" module_alignment="center" global_colors_info="{}" theme_builder_area="post_content"]  Return Policy [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Developer Documentation Section" _builder_version="4.16" background_color="#f8fbfe" custom_padding="100px|0px|100px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row admin_label="Tittle" _builder_version="4.16" custom_padding="60px|0px|60px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.23" text_font="Nunito Sans||||||||" text_text_color="#959baf" text_font_size="18px" text_line_height="1.8em" header_font="||||||||" header_2_font="Nunito Sans|700|||||||" header_2_text_color="#535b7c" header_2_font_size="35px" header_2_line_height="1.3em" max_width="1151px" module_alignment="left" custom_margin="|261px||||" global_colors_info="{}" theme_builder_area="post_content"]RETURN POLICY Last updated June 12, 2024 Thank you for your purchase. We hope you are happy with your purchase. However, if you are not completely satisfied with your purchase for any reason, you may return it to us for a full refund. Please see below for more information on our return policy. RETURNS After your belongings have arrived at the Olo St warehouse, you have the following options for returns: Return for Adjustment or Retrieval: If you wish to retrieve your belongings or make changes to them, you can use the app's return feature to have your items sent back to your specified return address. Return shipping charges will apply, and you must provide the recipient's details if you opt for self-return. Return and Refund: If you wish to cancel your storage service and receive a refund, you must wait for 365 days (one complete year) from the date of purchase. For storage services purchased under special promotions that offer shorter terms, you can return your belongings and cancel the order within the specified promotional term. Please note that using the app's return feature during this short-term period may necessitate cancellation of the order and return shipping charges will apply. Important Notes: All returns must be processed through the app, ensuring that all necessary information and payments are included to facilitate a smooth return process. Please ensure your belongings are securely packed as they will be returned in their original packaging. We recommend using a trackable shipping method for all returns to ensure the safe return of your items. This can be done using the app service for return or through an authentic and reliable person in case of self-return. RETURN PROCESS Adjustment or Retrieval: To return your belongings from the Olo St warehouse for adjustment or retrieval, you can use the "Plan for Return" feature available in the order or belonging detail screen. This feature will only be available if your belongings have successfully arrived and have been marked as received by an Olo St employee at the warehouse. The "Plan for Return" feature provides two options: Return via App Delivery Feature: Use the app's delivery feature to have your belongings returned. Specify Time and Date for Return: Specify the time and date for the return of your belongings to a designated person. Return and Refund: To request a return and refund, please contact us at olost@obraj.com. Our support team will handle the storage refund procedure. Refunds are only available if the storage purchase has passed the one-year mark in the case of regular storage purchases. This policy is in place to accommodate other users and manage our limited space efficiently. For special promotions where the term of storage is less than one year, you can either return or cancel the storage within the specified term. Important Notes: Ensure your belongings are securely packed in their original packaging for returns. Return shipping charges will apply, and we recommend using a trackable shipping method for all returns to ensure the safe return of your items. If you have any questions regarding the return process, please contact our customer service at olost@obraj.com for further assistance. EXCEPTIONS For defective or damaged products, please contact us at the contact details below to arrange a refund or exchange. Please Note: In case of return, the user's belongings will be sent back to the user's provided return address, which the user can review and update inside the order detail screen. The shipping charges will depend on the distance between the warehouse location and the user's return address. This is a physical service where we provide storage in our premises under a storage space rental contract. For a minimum term of 1 year, excluding special promotions that may offer explicitly shorter terms. If a term shorter than 1 year is offered, the minimum storage space rental contract term shall be as offered. You can cancel this contract within five calendar days of signing up for the storage service. Olo St shall provide a free one hundred dollar loss coverage in case of total loss of the storage box. The client is required to provide its own insurance, such as extensions offered through their homeowners or tenant’s insurance coverage, or by any other means necessary. Olo St's liability and/or damages shall be limited to one hundred dollars only. You shall not store any valuables, perishables, and/or dangerous items as prohibited by the airline industry. Any losses and/or damages to Olo St premises and/or other customers’ storage belongings shall become your responsibility if the contents you stored with us breach this storage policy. QUESTIONS If you have any questions concerning our return policy, please contact us at: olost@obraj.com [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section] ###  Privacy Policy  [et_pb_section fb_built="1" admin_label="Hero" _builder_version="4.23" background_color="#f8fbfe" use_background_color_gradient="on" background_color_gradient_direction="135deg" background_color_gradient_stops="#53a0fd 0%|#4161d4 100%" background_color_gradient_start="#53a0fd" background_color_gradient_end="#4161d4" background_image="http://www.obraj.com/wp-content/uploads/2023/10/geometric-bg-overlay-01.jpg" background_blend="overlay" custom_padding="8.6%|0px|8.6%|0px|true|" animation_direction="bottom" global_colors_info="{}"][et_pb_row _builder_version="4.23" background_size="initial" background_position="top_left" background_repeat="repeat" mix_blend_mode="color-dodge" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text _builder_version="4.16" text_font="Nunito Sans||||||||" text_text_color="#ffffff" text_font_size="18px" text_line_height="1.8em" header_font="Nunito Sans|700|||||||" header_font_size="45px" header_line_height="1.3em" header_2_font="||||||||" text_orientation="center" background_layout="dark" max_width="700px" module_alignment="center" global_colors_info="{}"]Privacy Policy[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Developer Documentation Section" _builder_version="4.16" background_color="#f8fbfe" custom_padding="100px|0px|100px|0px" global_colors_info="{}"][et_pb_row admin_label="Tittle" _builder_version="4.16" custom_padding="60px|0px|60px|0px" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text _builder_version="4.23" text_font="Nunito Sans||||||||" text_text_color="#959baf" text_font_size="18px" text_line_height="1.8em" header_font="||||||||" header_2_font="Nunito Sans|700|||||||" header_2_text_color="#535b7c" header_2_font_size="35px" header_2_line_height="1.3em" max_width="1151px" module_alignment="left" custom_margin="|261px||||" global_colors_info="{}"]Last updated 12-Jun-24 This privacy notice for Olo St, describes how and why we might collect, store, use, and/or share ("process") your information when you use our services ("Services"), such as when you: Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. SUMMARY OF KEY POINTS This summary provides key points from our privacy notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for. What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use. Learn more about personal information you disclose to us. Do we process any sensitive personal information? We do not process sensitive personal information. Do we collect any information from third parties? We do not collect any user related information from other outside sources. How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so. Learn more about how we process your information. In what situations and with which parties do we share personal information? We may share information in specific situations and with specific categories of third parties. What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Learn more about your privacy rights. How do you exercise your rights? The easiest way to exercise your rights is by submitting a data subject access request, or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws. Want to learn more about what we do with any information we collect? Review the privacy notice in full. TABLE OF CONTENTS WHAT INFORMATION DO WE COLLECT? HOW DO WE PROCESS YOUR INFORMATION? WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION? DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES? HOW DO WE HANDLE YOUR SOCIAL LOGINS? IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY? HOW LONG DO WE KEEP YOUR INFORMATION? DO WE COLLECT INFORMATION FROM MINORS? WHAT ARE YOUR PRIVACY RIGHTS? CONTROLS FOR DO-NOT-TRACK FEATURES DO WE MAKE UPDATES TO THIS NOTICE? HOW CAN YOU CONTACT US ABOUT THIS NOTICE? HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU? WHAT INFORMATION DO WE COLLECT? Personal information you disclose to us 1. WHAT INFORMATION DO WE COLLECT? Personal information you disclose to us In Short: We collect personal information that you provide to us. We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us. Sensitive Information. We do not process sensitive information. All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information. Information automatically collected We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes. Like many businesses, we also collect information through cookies and similar technologies. 2. HOW DO WE PROCESS YOUR INFORMATION? In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your personal information for a variety of reasons, depending on how you interact with our Services, including: 3. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION? In Short: We may share information in specific situations described in this section and/or with the following third parties. We may need to share your personal information in the following situations: Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company. Affiliates. We may share your information with our affiliates, in which case we will require those affiliates to honor this privacy notice. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us. Business Partners. We may share your information with our business partners to offer you certain products, services, or promotions. 4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES? In Short: We may use cookies and other tracking technologies to collect and store your information. We may use cookies and similar tracking technologies (like web beacons and pixels) to gather information when you interact with our Services. Some online tracking technologies help us maintain the security of our Services, prevent crashes, fix bugs, save your preferences, and assist with basic site functions. We also permit third parties and service providers to use online tracking technologies on our Services for analytics and advertising, including to help manage and display advertisements, to tailor advertisements to your interests, or to send abandoned shopping cart reminders (depending on your communication preferences). The third parties and service providers use their technology to provide advertising about products and services tailored to your interests which may appear either on our Services or on other websites. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Notice. 5. HOW DO WE HANDLE YOUR SOCIAL LOGINS? Olo St does not provide feature of social media logins, therefore Olo St does not handle user’s social logins since this feature is not available at firmware 1.0.0. In future scenario if this feature is added then privacy policy will be updated accordingly. 6. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY? In Short: We may transfer, store, and process your information in countries other than your own. Our servers are located in United State Central. If you are accessing our Services from outside, please be aware that your information may be transferred to, stored, and processed by us in our facilities and by those third parties with whom we may share your personal information (see "WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?" above), in and other countries. If you are a resident in the European Economic Area (EEA), United Kingdom (UK), or Switzerland, then these countries may not necessarily have data protection laws or other similar laws as comprehensive as those in your country. However, we will take all necessary measures to protect your personal information in accordance with this privacy notice and applicable law. 7. HOW LONG DO WE KEEP YOUR INFORMATION? In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law. We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible. 8. DO WE COLLECT INFORMATION FROM MINORS? In Short: We do not knowingly collect data from or market to children under 18 years of age. We do not knowingly collect, solicit data from, or market to children under 18 years of age, nor do we knowingly sell such personal information. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at olost@obraj.com. 9. WHAT ARE YOUR PRIVACY RIGHTS? In Short: You may review, change, or terminate your account at any time, depending on your country, province, or state of residence. Withdrawing your consent: If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" below. However, please note that this will not affect the lawfulness of the processing before its withdrawal nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent. Account Information If you would at any time like to review or change the information in your account or terminate your account, you can: Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our legal terms and/or comply with applicable legal requirements. 10. CONTROLS FOR DO-NOT-TRACK FEATURES Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage, no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice. 11. DO WE MAKE UPDATES TO THIS NOTICE? In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws. We may update this privacy notice from time to time. The updated version will be indicated by an updated "Revised" date at the top of this privacy notice. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information. 12. HOW CAN YOU CONTACT US ABOUT THIS NOTICE? If you have questions or comments about this notice, you may contact us by emailing us at: olost@obraj.com 13. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU? Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, details about how we have processed it, correct inaccuracies, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law. To request to review, update, or delete your personal information, please fill out and submit a data subject access request. [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section] ###  Privacy Policy  ###  EULA Policy [et_pb_section fb_built="1" admin_label="Hero" _builder_version="4.23" background_color="#f8fbfe" use_background_color_gradient="on" background_color_gradient_direction="135deg" background_color_gradient_stops="#53a0fd 0%|#4161d4 100%" background_color_gradient_start="#53a0fd" background_color_gradient_end="#4161d4" background_image="http://www.obraj.com/wp-content/uploads/2023/10/geometric-bg-overlay-01.jpg" background_blend="overlay" custom_padding="10%|0px|5%|0px" animation_direction="bottom" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row _builder_version="4.23" background_size="initial" background_position="top_left" background_repeat="repeat" mix_blend_mode="color-dodge" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.16" text_font="Nunito Sans||||||||" text_text_color="#ffffff" text_font_size="18px" text_line_height="1.8em" header_font="Nunito Sans|700|||||||" header_font_size="45px" header_line_height="1.3em" header_2_font="||||||||" text_orientation="center" background_layout="dark" max_width="700px" module_alignment="center" global_colors_info="{}" theme_builder_area="post_content"]EULA Policy  [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Developer Documentation Section" _builder_version="4.16" background_color="#f8fbfe" custom_padding="100px|0px|100px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row admin_label="Tittle" _builder_version="4.23" custom_padding="60px|0px|60px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" 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custom_padding="10%|0px|5%|0px" animation_direction="bottom" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row _builder_version="4.23" background_size="initial" background_position="top_left" background_repeat="repeat" mix_blend_mode="color-dodge" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.16" text_font="Nunito Sans||||||||" text_text_color="#ffffff" text_font_size="18px" text_line_height="1.8em" header_font="Nunito Sans|700|||||||" header_font_size="45px" header_line_height="1.3em" header_2_font="||||||||" text_orientation="center" background_layout="dark" max_width="700px" module_alignment="center" global_colors_info="{}" theme_builder_area="post_content"]Disclaimer  [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Developer Documentation Section" _builder_version="4.16" background_color="#f8fbfe" custom_padding="100px|0px|100px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row admin_label="Tittle" _builder_version="4.16" custom_padding="60px|0px|60px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.23" text_font="Nunito Sans||||||||" text_text_color="#959baf" text_font_size="18px" text_line_height="1.8em" header_font="||||||||" header_2_font="Nunito Sans|700|||||||" header_2_text_color="#535b7c" header_2_font_size="35px" header_2_line_height="1.3em" max_width="1151px" module_alignment="left" custom_margin="|261px||||" global_colors_info="{}" theme_builder_area="post_content"]DISCLAIMER Last updated June 12, 2024 WEBSITE DISCLAIMER The information provided by Obraj Inc ("we," "us," or "our") on our mobile application is for general informational purposes only. All information on our mobile application is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on our mobile application. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF OUR MOBILE APPLICATION OR RELIANCE ON ANY INFORMATION PROVIDED ON OUR MOBILE APPLICATION. YOUR USE OF OUR MOBILE APPLICATION AND YOUR RELIANCE ON ANY INFORMATION ON OUR MOBILE APPLICATION IS SOLELY AT YOUR OWN RISK. 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This app makes shopping process simpler, timelier and/or this can be used when you urgently need your merchandise delivered while you are enroute to Huoston Port via Cruise or a Cargo Vessel, for example. Flexible terms, cash on delivery. 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This application challenges the traditional ways of shopping and paying, offering a seamless and inclusive user experience that goes beyond what typical online commerce platforms provide.Central to HarborHaul's innovative approach is the Concierge Service, which is crafted with utmost care to prioritize user convenience at every point of interaction. This service transcends what is commonly offered by e-commerce platforms, providing personalized attention and customized solutions that cater to the distinct preferences and needs of each customer. No matter if you're shopping for pleasure or conducting business, HarborHaul is prepared to meet your specific needs, ensuring a shopping experience that is both delightful and efficient.HarborHaul is set apart by its Flexible Payment Options, addressing and eliminating the usual requirement for online card payments, and in doing so, significantly improving user accessibility and convenience. For business transactions in particular, the platform supports direct money transfers, a valuable feature for corporate clients looking for a smooth and secure transaction experience. The innovative 'Cash on Delivery' option is a clear demonstration of HarborHaul's dedication to building trust and ensuring customer satisfaction, allowing payment only when the product has safely reached the customer's doorstep.In an age where many platforms mandate user registration, HarborHaul breaks the mold by offering a wide array of services with no sign-up required. This strategic decision cultivates a user-friendly atmosphere that champions privacy, encourages spontaneous purchases, and provides a seamless experience from beginning to end.HarborHaul’s commitment to its users extends well beyond the point of purchase. The platform encourages Real-time Communication between customers and the HarborHaul team. After completing a purchase, users can directly communicate through the application (such as using in-app chat), seeking assistance, tracking their orders, or addressing any delivery-related concerns. This direct line of communication promotes transparency, fosters trust, and nurtures an ongoing relationship between the user and the service, solidifying HarborHaul's reputation as a platform centered around its users.The application's dedication to revolutionizing e-commerce is further highlighted by its customized design, optimized for both iOS and Android devices. This ensures that HarborHaul serves not just as a shopping platform, but as a personal shopping assistant, adapting to meet each user's unique needs and preferences. With a vast selection of products from numerous suppliers, HarborHaul ensures a smooth shopping experience, allowing users to easily search for, select, and purchase from a large number of products.Beyond its extensive product range and flexible payment system, HarborHaul introduces a variety of innovative features designed to enhance user convenience and flexibility. 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custom_margin="|261px||||" global_colors_info="{}" theme_builder_area="post_content"]TERMS OF USE Last updated 12/06/2024, AGREEMENT TO OUR LEGAL TERMS We are Obraj Inc, We operate as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services"). You can contact us by email at olost@obraj.com or by mail to hh@obraj.com. These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Obraj Inc, concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY. Supplemental terms and conditions or documents that may be posted on the Services from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Legal Terms at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Legal Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Legal Terms to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Legal Terms by your continued use of the Services after the date such revised Legal Terms are posted. We recommend that you print a copy of these Legal Terms for your records. TABLE OF CONTENTS OUR SERVICES INTELLECTUAL PROPERTY RIGHTS USER REPRESENTATIONS PROHIBITED ACTIVITIES USER GENERATED CONTRIBUTIONS CONTRIBUTION LICENSE SERVICES MANAGEMENT TERM AND TERMINATION MODIFICATIONS AND INTERRUPTIONS GOVERNING LAW DISPUTE RESOLUTION CORRECTIONS DISCLAIMER LIMITATIONS OF LIABILITY INDEMNIFICATION USER DATA ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES MISCELLANEOUS CONTACT US OUR SERVICES The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable. INTELLECTUAL PROPERTY RIGHTS Our intellectual property We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the "Content"), as well as the trademarks, service marks, and logos contained therein (the "Marks"). Our Content and Marks are protected by copyright and trademark laws (and various other intellectual property rights and unfair competition laws) and treaties in the United States and around the world. The Content and Marks are provided in or through the Services "AS IS" for your personal, non-commercial use or internal business purpose only. Your use of our Services Subject to your compliance with these Legal Terms, including the "PROHIBITED ACTIVITIES" section below, we grant you a non-exclusive, non-transferable, revocable license to: access the Services; and download or print a copy of any portion of the Content to which you have properly gained access. solely for your personal, non-commercial use or internal business purpose. Except as set out in this section or elsewhere in our Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission. If you wish to make any use of the Services, Content, or Marks other than as set out in this section or elsewhere in our Legal Terms, please address your request to: olost@obraj.com. If we ever grant you the permission to post, reproduce, or publicly display any part of our Services or Content, you must identify us as the owners or licensors of the Services, Content, or Marks and ensure that any copyright or proprietary notice appears or is visible on posting, reproducing, or displaying our Content. We reserve all rights not expressly granted to you in and to the Services, Content, and Marks. Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms and your right to use our Services will terminate immediately. Your submissions Please review this section and the "PROHIBITED ACTIVITIES" section carefully prior to using our Services to understand the (a) rights you give us and (b) obligations you have when you post or upload any content through the Services. Submissions: By directly sending us any question, comment, suggestion, idea, feedback, or other information about the Services ("Submissions"), you agree to assign to us all intellectual property rights in such Submission. You agree that we shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You are responsible for what you post or upload: By sending us Submissions through any part of the Services you: confirm that you have read and agree with our "PROHIBITED ACTIVITIES" and will not post, send, publish, upload, or transmit through the Services any Submission that is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually explicit, false, inaccurate, deceitful, or misleading; to the extent permissible by applicable law, waive any and all moral rights to any such Submission; warrant that any such Submission are original to you or that you have the necessary rights and licenses to submit such Submissions and that you have full authority to grant us the above-mentioned rights in relation to your Submissions; and warrant and represent that your Submissions do not constitute confidential information. You are solely responsible for your Submissions and you expressly agree to reimburse us for any and all losses that we may suffer because of your breach of (a) this section, (b) any third party’s intellectual property rights, or (c) applicable law. 3. USER REPRESENTATIONS By using the Services, you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Legal Terms; (2) you are not a minor in the jurisdiction in which you reside; (3) you will not access the Services through automated or non-human means, whether through a bot, script or otherwise; (4) you will not use the Services for any illegal or unauthorized purpose; and (5) your use of the Services will not violate any applicable law or regulation. If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof). 4. PROHIBITED ACTIVITIES You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us. As a user of the Services, you agree not to: Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us. Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords. Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services and/or the Content contained therein. Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services. Use any information obtained from the Services in order to harass, abuse, or harm another person. Make improper use of our support services or submit false reports of abuse or misconduct. Use the Services in a manner inconsistent with any applicable laws or regulations. Engage in unauthorized framing of or linking to the Services. Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services. Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools. Delete the copyright or other proprietary rights notice from any Content. Attempt to impersonate another user or person or use the username of another user. Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”). Interfere with, disrupt, or create an undue burden on the Services or the networks or services connected to the Services. Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you. Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services. Copy or adapt the Services’ software, including but not limited to Flash, PHP, HTML, JavaScript, or other code. Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services. Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Services, or using or launching any unauthorized script or other software. Use a buying agent or purchasing agent to make purchases on the Services. Make any unauthorized use of the Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses. Use the Services as part of any effort to compete with us or otherwise use the Services and/or the Content for any revenue-generating endeavor or commercial enterprise. 5. USER GENERATED CONTRIBUTIONS The Services does not offer users to submit or post content. We may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Services, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, "Contributions"). Contributions may be viewable by other users of the Services and through third-party websites. When you create or make available any Contributions, you thereby represent and warrant that: 6. CONTRIBUTION LICENSE You and Services agree that we may access, store, process, and use any information and personal data that you provide and your choices (including settings). By submitting suggestions or other feedback regarding the Services, you agree that we can use and share such feedback for any purpose without compensation to you. We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area on the Services. You are solely responsible for your Contributions to the Services and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions. 7. SERVICES MANAGEMENT We reserve the right, but not the obligation, to: (1) monitor the Services for violations of these Legal Terms; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Services or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the Services. 8. TERM AND TERMINATION These Legal Terms shall remain in full force and effect while you use the Services. WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SERVICES OR DELETE ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION. If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress. 9. MODIFICATIONS AND INTERRUPTIONS We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Services. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services. We cannot guarantee the Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Services, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Services at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance of the Services. Nothing in these Legal Terms will be construed to obligate us to maintain and support the Services or to supply any corrections, updates, or releases in connection therewith. 10. GOVERNING LAW These Legal Terms shall be governed by and defined following the laws of __________. __________ and yourself irrevocably consent that the courts of __________ shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these Legal Terms. 11. DISPUTE RESOLUTION Informal Negotiations To expedite resolution and control the cost of any dispute, controversy, or claim related to these Legal Terms (each a "Dispute" and collectively, the "Disputes") brought by either you or us (individually, a "Party" and collectively, the "Parties"), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least __________ days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other Party. Binding Arbitration Any dispute arising out of or in connection with these Legal Terms, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by the International Commercial Arbitration Court under the European Arbitration Chamber (Belgium, Brussels, Avenue Louise, 146) according to the Rules of this ICAC, which, as a result of referring to it, is considered as the part of this clause. The number of arbitrators shall be __________. The seat, or legal place, or arbitration shall be __________. The language of the proceedings shall be __________. The governing law of these Legal Terms shall be substantive law of __________. Restrictions The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons. Exceptions to Informal Negotiations and Arbitration The Parties agree that the following Disputes are not subject to the above provisions concerning informal negotiations and binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court. 12. CORRECTIONS There may be information on the Services that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice. 13. DISCLAIMER THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT OR THE CONTENT OF ANY WEBSITES OR MOBILE APPLICATIONS LINKED TO THE SERVICES AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE 14. LIMITATIONS OF LIABILITY IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE LESSER OF THE AMOUNT PAID, IF ANY, BY YOU TO US OR . CERTAIN US STATE LAWS AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS. 15. INDEMNIFICATION You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) use of the Services; (2) breach of these Legal Terms; (3) any breach of your representations and warranties set forth in these Legal Terms; (4) your violation of the rights of a third party, including but not limited to intellectual property rights; or (5) any overt harmful act toward any other user of the Services with whom you connected via the Services. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it. 16. USER DATA We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data. 17. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means. 18. MISCELLANEOUS These Legal Terms and any policies or operating rules posted by us on the Services or in respect to the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision. These Legal Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Legal Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Legal Terms and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Legal Terms or use of the Services. You agree that these Legal Terms will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Legal Terms and the lack of signing by the parties hereto to execute these Legal Terms. 19. CONTACT US In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:   olost@obraj.com [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.23" _module_preset="default" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.23" _module_preset="default" global_colors_info="{}" theme_builder_area="post_content"][et_pb_contact_form email="Support@obraj.com" title="Contact Us" _builder_version="4.23" _module_preset="default" _unique_id="99c907b0-c7f4-4056-9cd9-c5eaf829fb40" global_colors_info="{}" theme_builder_area="post_content"][et_pb_contact_field field_id="Name" field_title="Name" _builder_version="4.16" global_colors_info="{}" button_text_size__hover_enabled="off" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_text_color__hover_enabled="off" button_one_text_color__hover_enabled="off" 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theme_builder_area="post_content"][/et_pb_contact_field][/et_pb_contact_form][/et_pb_column][/et_pb_row][/et_pb_section] ###  Return Policy [et_pb_section fb_built="1" admin_label="Hero" _builder_version="4.23" background_color="#f8fbfe" use_background_color_gradient="on" background_color_gradient_direction="135deg" background_color_gradient_stops="#53a0fd 0%|#4161d4 100%" background_color_gradient_start="#53a0fd" background_color_gradient_end="#4161d4" background_image="http://www.obraj.com/wp-content/uploads/2023/10/geometric-bg-overlay-01.jpg" background_blend="overlay" custom_padding="8.6%|0px|8.6%|0px|true|" animation_direction="bottom" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row _builder_version="4.23" background_size="initial" background_position="top_left" background_repeat="repeat" mix_blend_mode="color-dodge" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.16" text_font="Nunito Sans||||||||" text_text_color="#ffffff" text_font_size="18px" text_line_height="1.8em" header_font="Nunito Sans|700|||||||" header_font_size="45px" header_line_height="1.3em" header_2_font="||||||||" text_orientation="center" background_layout="dark" max_width="700px" module_alignment="center" global_colors_info="{}" theme_builder_area="post_content"]  Return Policy [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Developer Documentation Section" _builder_version="4.16" background_color="#f8fbfe" custom_padding="100px|0px|100px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row admin_label="Tittle" _builder_version="4.16" custom_padding="60px|0px|60px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.23" text_font="Nunito Sans||||||||" text_text_color="#959baf" text_font_size="18px" text_line_height="1.8em" header_font="||||||||" header_2_font="Nunito Sans|700|||||||" header_2_text_color="#535b7c" header_2_font_size="35px" header_2_line_height="1.3em" max_width="1151px" module_alignment="left" custom_margin="|261px||||" global_colors_info="{}" theme_builder_area="post_content"]RETURN POLICY Last updated June 12, 2024 Thank you for your purchase. We hope you are happy with your purchase. However, if you are not completely satisfied with your purchase for any reason, you may return it to us for a full refund. Please see below for more information on our return policy. RETURNS After your belongings have arrived at the Olo St warehouse, you have the following options for returns: Return for Adjustment or Retrieval: If you wish to retrieve your belongings or make changes to them, you can use the app's return feature to have your items sent back to your specified return address. Return shipping charges will apply, and you must provide the recipient's details if you opt for self-return. Return and Refund: If you wish to cancel your storage service and receive a refund, you must wait for 365 days (one complete year) from the date of purchase. For storage services purchased under special promotions that offer shorter terms, you can return your belongings and cancel the order within the specified promotional term. Please note that using the app's return feature during this short-term period may necessitate cancellation of the order and return shipping charges will apply. Important Notes: All returns must be processed through the app, ensuring that all necessary information and payments are included to facilitate a smooth return process. Please ensure your belongings are securely packed as they will be returned in their original packaging. We recommend using a trackable shipping method for all returns to ensure the safe return of your items. This can be done using the app service for return or through an authentic and reliable person in case of self-return. RETURN PROCESS Adjustment or Retrieval: To return your belongings from the Olo St warehouse for adjustment or retrieval, you can use the "Plan for Return" feature available in the order or belonging detail screen. This feature will only be available if your belongings have successfully arrived and have been marked as received by an Olo St employee at the warehouse. The "Plan for Return" feature provides two options: Return via App Delivery Feature: Use the app's delivery feature to have your belongings returned. Specify Time and Date for Return: Specify the time and date for the return of your belongings to a designated person. Return and Refund: To request a return and refund, please contact us at olost@obraj.com. Our support team will handle the storage refund procedure. Refunds are only available if the storage purchase has passed the one-year mark in the case of regular storage purchases. This policy is in place to accommodate other users and manage our limited space efficiently. For special promotions where the term of storage is less than one year, you can either return or cancel the storage within the specified term. Important Notes: Ensure your belongings are securely packed in their original packaging for returns. Return shipping charges will apply, and we recommend using a trackable shipping method for all returns to ensure the safe return of your items. If you have any questions regarding the return process, please contact our customer service at olost@obraj.com for further assistance. EXCEPTIONS For defective or damaged products, please contact us at the contact details below to arrange a refund or exchange. Please Note: In case of return, the user's belongings will be sent back to the user's provided return address, which the user can review and update inside the order detail screen. The shipping charges will depend on the distance between the warehouse location and the user's return address. This is a physical service where we provide storage in our premises under a storage space rental contract. For a minimum term of 1 year, excluding special promotions that may offer explicitly shorter terms. If a term shorter than 1 year is offered, the minimum storage space rental contract term shall be as offered. You can cancel this contract within five calendar days of signing up for the storage service. Olo St shall provide a free one hundred dollar loss coverage in case of total loss of the storage box. The client is required to provide its own insurance, such as extensions offered through their homeowners or tenant’s insurance coverage, or by any other means necessary. Olo St's liability and/or damages shall be limited to one hundred dollars only. You shall not store any valuables, perishables, and/or dangerous items as prohibited by the airline industry. Any losses and/or damages to Olo St premises and/or other customers’ storage belongings shall become your responsibility if the contents you stored with us breach this storage policy. QUESTIONS If you have any questions concerning our return policy, please contact us at: olost@obraj.com [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section] ###  Privacy Policy  [et_pb_section fb_built="1" admin_label="Hero" _builder_version="4.23" background_color="#f8fbfe" use_background_color_gradient="on" background_color_gradient_direction="135deg" background_color_gradient_stops="#53a0fd 0%|#4161d4 100%" background_color_gradient_start="#53a0fd" background_color_gradient_end="#4161d4" background_image="http://www.obraj.com/wp-content/uploads/2023/10/geometric-bg-overlay-01.jpg" background_blend="overlay" custom_padding="8.6%|0px|8.6%|0px|true|" animation_direction="bottom" global_colors_info="{}"][et_pb_row _builder_version="4.23" background_size="initial" background_position="top_left" background_repeat="repeat" mix_blend_mode="color-dodge" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text _builder_version="4.16" text_font="Nunito Sans||||||||" text_text_color="#ffffff" text_font_size="18px" text_line_height="1.8em" header_font="Nunito Sans|700|||||||" header_font_size="45px" header_line_height="1.3em" header_2_font="||||||||" text_orientation="center" background_layout="dark" max_width="700px" module_alignment="center" global_colors_info="{}"]Privacy Policy[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Developer Documentation Section" _builder_version="4.16" background_color="#f8fbfe" custom_padding="100px|0px|100px|0px" global_colors_info="{}"][et_pb_row admin_label="Tittle" _builder_version="4.16" custom_padding="60px|0px|60px|0px" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text _builder_version="4.23" text_font="Nunito Sans||||||||" text_text_color="#959baf" text_font_size="18px" text_line_height="1.8em" header_font="||||||||" header_2_font="Nunito Sans|700|||||||" header_2_text_color="#535b7c" header_2_font_size="35px" header_2_line_height="1.3em" max_width="1151px" module_alignment="left" custom_margin="|261px||||" global_colors_info="{}"]PRIVACY POLICY Last updated April 21, 2025 This Privacy Notice for Obraj, Inc. ("we," "us," or "our"), describes how and why we might access, collect, store, use, and/or share ("process") your personal information when you use our services ("Services"), including when you: Download and use our mobile application (aria.associates), or any other application of ours that links to this Privacy Notice Use aria.associates. Or access to our associated mortgage calculator app named aria.mortgage from within aria.associates app to help the home buyer users who are using aria.mortgage app independently from aria.associates app. Engage with us in other related ways, including any sales, marketing, or events   Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and choices. We are responsible for making decisions about how your personal information is processed. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at privacy@obraj.com.   SUMMARY OF KEY POINTS This summary provides key points from our Privacy Notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for.   What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use. Learn more about personal information you disclose to us.   Do we process any sensitive personal information? Some of the information may be considered "special" or "sensitive" in certain jurisdictions, for example your racial or ethnic origins, sexual orientation, and religious beliefs. We may process sensitive personal information when necessary, with your consent or as otherwise permitted by applicable law. Learn more about sensitive information we process.   Do we collect any information from third parties? We do not collect any information from third parties.   How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so. Learn more about how we process your information.   In what situations and with which types of parties do we share personal information? We may share information in specific situations and with specific categories of third parties. Learn more about when and with whom we share your personal information.   How do we keep your information safe? We have adequate organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Learn more about how we keep your information safe.   What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Learn more about your privacy rights.   How do you exercise your rights? The easiest way to exercise your rights is by visiting https://www.obraj.com/app/aria/mortgage/privacy-policy/, or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.   Want to learn more about what we do with any information we collect? Review the Privacy Notice in full.     TABLE OF CONTENTS WHAT INFORMATION DO WE COLLECT? HOW DO WE PROCESS YOUR INFORMATION? WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION? WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?   HOW LONG DO WE KEEP YOUR INFORMATION? HOW DO WE KEEP YOUR INFORMATION SAFE? DO WE COLLECT INFORMATION FROM MINORS? WHAT ARE YOUR PRIVACY RIGHTS? CONTROLS FOR DO-NOT-TRACK FEATURES DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?   DATA SHARING WITH SERVICE PROVIDERS DO WE MAKE UPDATES TO THIS NOTICE? HOW CAN YOU CONTACT US ABOUT THIS NOTICE? HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?     WHAT INFORMATION DO WE COLLECT? Personal information you disclose to us In Short: We collect personal information that you provide to us.   We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.     Personal Information Provided by You. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following: names   phone numbers   email addresses   mailing addresses   job titles   contact preferences   contact or authentication data   user profile picture   user association with various parties in a future real estate transaction   information generally available on your credit report such as credit score, liability information, creditor information, public profile   Sensitive Information. When necessary, with your consent or as otherwise permitted by applicable law, we process the following categories of sensitive information: credit worthiness data   user may provide information required to calculate an accurate fee worksheet related to a mortgage transaction   Application Data. If you use our application(s), we also may collect the following information if you choose to provide us with access or permission:   Mobile Device Access.We may request access or permission to certain features from your mobile device, including your mobile device's contacts, and other features. If you wish to change our access or permissions, you may do so in your device's settings.   Push Notifications.We may request to send you push notifications regarding your account or certain features of the application(s). If you wish to opt out from receiving these types of communications, you may turn them off in your device's settings.   This information is primarily needed to maintain the security and operation of our application(s), for troubleshooting, and for our internal analytics and reporting purposes.     All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.   Information automatically collected In Short: Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Services.   We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.     The information we collect includes: Log and Usage Data.Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type, and settings and information about your activity in the Services (such as the date/time stamps associated with your usage, pages and files viewed, searches, and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called "crash dumps"), and hardware settings).   TCPA compliance. For the purpose of TCPA compliance, we will collect the IP address of the user and date & time information to record users concurrence where user agrees contact by a service provider     HOW DO WE PROCESS YOUR INFORMATION? In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.   We process your personal information for a variety of reasons, depending on how you interact with our Services, including: To facilitate account creation and authentication and otherwise manage user accounts. We may process your information so you can create and log in to your account, as well as keep your account in working order.     To save or protect an individual's vital interest.We may process your information when necessary to save or protect an individual’s vital interest, such as to prevent harm.     WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION? In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfill our contractual obligations, to protect your rights, or to fulfil our legitimate business interests.     If you are located in the EU or UK, this section applies to you.     The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information: We may process your information if you have given us permission (i.e., consent) to use your personal information for a specific purpose. You can withdraw your consent at any time. Learn more about withdrawing your consent.   Legal Obligations.We may process your information where we believe it is necessary for compliance with our legal obligations, such as to cooperate with a law enforcement body or regulatory agency, exercise or defend our legal rights, or disclose your information as evidence in litigation in which we are involved.   Vital Interests.We may process your information where we believe it is necessary to protect your vital interests or the vital interests of a third party, such as situations involving potential threats to the safety of any person.     If you are located in Canada, this section applies to you.     We may process your information if you have given us specific permission (i.e., express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e., implied consent). You can withdraw your consent at any time.   In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example: If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way   For investigations and fraud detection and prevention   For business transactions provided certain conditions are met   If it is contained in a witness statement and the collection is necessary to assess, process, or settle an insurance claim   For identifying injured, ill, or deceased persons and communicating with next of kin   If we have reasonable grounds to believe an individual has been, is, or may be victim of financial abuse   If it is reasonable to expect collection and use with consent would compromise the availability or the accuracy of the information and the collection is reasonable for purposes related to investigating a breach of an agreement or a contravention of the laws of Canada or a province   If disclosure is required to comply with a subpoena, warrant, court order, or rules of the court relating to the production of records   If it was produced by an individual in the course of their employment, business, or profession and the collection is consistent with the purposes for which the information was produced   If the collection is solely for journalistic, artistic, or literary purposes   If the information is publicly available and is specified by the regulations     WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION? In Short: We may share information in specific situations described in this section and/or with the following categories of third parties.     Vendors, Consultants, and Other Third-Party Service Providers. We may share your data with third-party vendors, service providers, contractors, or agents ("third parties") who perform services for us or on our behalf and require access to such information to do that work. We have contracts in place with our third parties, which are designed to help safeguard your personal information. This means that they cannot do anything with your personal information unless we have instructed them to do it. They will also not share your personal information with any organization apart from us. They also commit to protect the data they hold on our behalf and to retain it for the period we instruct.   The categories of third parties we may share personal information with are as follows: Parties typically involved in a Mortgage Loan Transaction such as: Licensed Residential Mortgage Loan Originators, Licensed Mortgage Companies and/or Banks, Licensed Real Estate Agents, Licensed Real Estate Brokers, etc selected by user while using this app     We also may need to share your personal information in the following situations: Business Transfers.We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.   We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Notice. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.   Business Partners.We may share your information with our business partners to offer you certain products, services, or promotions.     HOW LONG DO WE KEEP YOUR INFORMATION? In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this Privacy Notice unless otherwise required by law.   We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than the period of time in which users have an account with us.   When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.   HOW DO WE KEEP YOUR INFORMATION SAFE? In Short: We aim to protect your personal information through a system of organizational and technical security measures.   We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.   DO WE COLLECT INFORMATION FROM MINORS? In Short: We do not knowingly collect data from or market to children under 18 years of age.   We do not knowingly collect, solicit data from, or market to children under 18 years of age, nor do we knowingly sell such personal information. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at dpo@obraj.com.   WHAT ARE YOUR PRIVACY RIGHTS? In Short: Depending on your state of residence in the US or in some regions, such as the European Economic Area (EEA), United Kingdom (UK), Switzerland, and Canada, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time, depending on your country, province, or state of residence.   In some regions (like the EEA, UK, Switzerland, and Canada), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; (iv) if applicable, to data portability; and (v) not to be subject to automated decision-making. In certain circumstances, you may also have the right to object to the processing of your personal information. You can make such a request by contacting us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" below.   We will consider and act upon any request in accordance with applicable data protection laws.   If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your Member State data protection authority or UK data protection authority.   If you are located in Switzerland, you may contact the Federal Data Protection and Information Commissioner.   Withdrawing your consent: If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" below or updating your preferences.   However, please note that this will not affect the lawfulness of the processing before its withdrawal nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent. Account Information If you would at any time like to review or change the information in your account or terminate your account, you can: We have a chat feature, you can chat with your selected Service Provider within the app to help remove your account.   Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our legal terms and/or comply with applicable legal requirements.   If you have questions or comments about your privacy rights, you may email us at privacy@obraj.com.   CONTROLS FOR DO-NOT-TRACK FEATURES Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage, no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this Privacy Notice.   California law requires us to let you know how we respond to web browser DNT signals. Because there currently is not an industry or legal standard for recognizing or honoring DNT signals, we do not respond to them at this time.     DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS? In Short: If you are a resident of California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah, or Virginia, you may have the right to request access to and receive details about the personal information we maintain about you and how we have processed it, correct inaccuracies, get a copy of, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law. More information is provided below. Categories of Personal Information We Collect We have collected the following categories of personal information in the past twelve (12) months:   Category Examples Collected A. Identifiers Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, and account name YES B. Personal information as defined in the California Customer Records statute Name, contact information, education, employment, employment history, and financial information YES C. Protected classification characteristics under state or federal law Gender, age, date of birth, race and ethnicity, national origin, marital status, and other demographic data NO D. Commercial information Transaction information, purchase history, financial details, and payment information YES E. Biometric information Fingerprints and voiceprints NO F. Internet or other similar network activity Browsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems, and advertisements NO G. Geolocation data Device location NO H. Audio, electronic, sensory, or similar information Images and audio, video or call recordings created in connection with our business activities NO I. Professional or employment-related information Business contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply for a job with us YES J. Education Information Student records and directory information NO K. Inferences drawn from collected personal information Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics NO L. Sensitive personal Information   NO   We may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of: Receiving help through our customer support channels;   Participation in customer surveys or contests; and   Facilitation in the delivery of our Services and to respond to your inquiries. We will use and retain the collected personal information as needed to provide the Services or for:   Category B - As long as the user has an account with us Sources of Personal Information Learn more about the sources of personal information we collect in "WHAT INFORMATION DO WE COLLECT?" How We Use and Share Personal Information Learn more about how we use your personal information in the section, "HOW DO WE PROCESS YOUR INFORMATION?"     We collect and share your personal information through:   The user may choose to share his/her information with one of the available service provider within aria family of apps, currently including aria.mortgage and aria.associates   Will your information be shared with anyone else?   We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Learn more about how we disclose personal information to in the section, "WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?"   We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be "selling" of your personal information.   We have disclosed the following categories of personal information to third parties for a business or commercial purpose in the preceding twelve (12) months:   Category B. Personal information as defined in the California Customer Records law   The categories of third parties to whom we disclosed personal information for a business or commercial purpose can be found under "WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?"   We have sold or shared the following categories of personal information to third parties in the preceding twelve (12) months:   Category B. Personal information as defined in the California Customer Records law   The categories of third parties to whom we sold personal information are: Parties typically involved in a Mortgage Loan Transaction such as: Licensed Residential Mortgage Loan Originators, Licensed Mortgage Companies and/or Banks, Licensed Real Estate Agents, Licensed Real Estate Brokers, etc selected by user while using this app     The categories of third parties to whom we shared personal information with are: Parties typically involved in a Mortgage Loan Transaction such as: Licensed Residential Mortgage Loan Originators, Licensed Mortgage Companies and/or Banks, Licensed Real Estate Agents, Licensed Real Estate Brokers, etc selected by user while using this app   Your Rights You have rights under certain US state data protection laws. However, these rights are not absolute, and in certain cases, we may decline your request as permitted by law. These rights include: Right to knowwhether or not we are processing your personal data   Right to access your personal data   Right to correct inaccuracies in your personal data   Right to requestthe deletion of your personal data   Right to obtain a copy of the personal data you previously shared with us   Right to non-discriminationfor exercising your rights   Right to opt outof the processing of your personal data if it is used for targeted advertising (or sharing as defined under California’s privacy law), the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ("profiling")   Depending upon the state where you live, you may also have the following rights: Right to access the categories of personal data being processed (as permitted by applicable law, including the privacy law in Minnesota)   Right to obtain a list of the categories of third parties to which we have disclosed personal data (as permitted by applicable law, including the privacy law in California, Delaware, and Maryland)   Right to obtain a list of specific third parties to which we have disclosed personal data (as permitted by applicable law, including the privacy law in Minnesota and Oregon)   Right to review, understand, question, and correct how personal data has been profiled (as permitted by applicable law, including the privacy law in Minnesota)   Right to limit use and disclosure of sensitive personal data (as permitted by applicable law, including the privacy law in California)   Right to opt out of the collection of sensitive data and personal data collected through the operation of a voice or facial recognition feature (as permitted by applicable law, including the privacy law in Florida) How to Exercise Your Rights To exercise these rights, you can contact us by visiting https://www.obraj.com/app/aria/mortgage/privacy-policy/, by emailing us at supprt@obraj.com, by visiting https://www.obraj.com/app/aria/mortgage/privacy-policy, or by referring to the contact details at the bottom of this document.   You can opt out from the selling of your personal information, targeted advertising, or profiling by disabling cookies in Cookie Preference Settings.   Under certain US state data protection laws, you can designate an authorized agent to make a request on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with applicable laws. Request Verification Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. We will only use personal information provided in your request to verify your identity or authority to make the request. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes.   If you submit the request through an authorized agent, we may need to collect additional information to verify your identity before processing your request and the agent will need to provide a written and signed permission from you to submit such request on your behalf. Appeals Under certain US state data protection laws, if we decline to take action regarding your request, you may appeal our decision by emailing us at __________. We will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. If your appeal is denied, you may submit a complaint to your state attorney general. California "Shine The Light" Law California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?"   DATA SHARING WITH SERVICE PROVIDERS To comply with all applicable state laws within the mortgage industry, this app will share user information with users selected Service Providers such as: Licensed Residential Mortgage Loan Originators, Licensed Mortgage Companies and/or Banks, Licensed Real Estate Agents, Licensed Real Estate Brokers, etc selected by user while using this app. These Service Providers provide critical realtime information for this app to work such as Mortgage Interest Rates, Mortgage Loan Programs and/or Mortgage Loan Terms. User may choose to work directly with these Service Providers outside of this app as a result of their interaction within this app.   DO WE MAKE UPDATES TO THIS NOTICE? In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.   We may update this Privacy Notice from time to time. The updated version will be indicated by an updated "Revised" date at the top of this Privacy Notice. If we make material changes to this Privacy Notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this Privacy Notice frequently to be informed of how we are protecting your information.   HOW CAN YOU CONTACT US ABOUT THIS NOTICE? If you have questions or comments about this notice, you may contact our Data Protection Officer (DPO) by email at dpo@obraj.com, by phone at +18329774499, or contact us by post at:   Obraj, Inc. Attn: aria.associates Data Protection Officer 5326 W Bellfort Ste 109 Houston, TX 77035 United States   HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU? You have the right to request access to the personal information we collect from you, details about how we have processed it, correct inaccuracies, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law. To request to review, update, or delete your personal information, please visit: https://www.obraj.com/app/aria/mortgage/privacy-policy/. 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button_two_border_width__hover_enabled="off" button_border_color__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_border_radius__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_letter_spacing__hover_enabled="off" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_bg_color__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off"][/et_pb_contact_field][/et_pb_contact_form][/et_pb_column][/et_pb_row][/et_pb_section] ### EULA Policy  [et_pb_section fb_built="1" admin_label="Hero" _builder_version="4.23" background_color="#f8fbfe" use_background_color_gradient="on" background_color_gradient_direction="135deg" background_color_gradient_stops="#53a0fd 0%|#4161d4 100%" background_color_gradient_start="#53a0fd" background_color_gradient_end="#4161d4" background_image="http://www.obraj.com/wp-content/uploads/2023/10/geometric-bg-overlay-01.jpg" background_blend="overlay" custom_padding="10%|0px|5%|0px" animation_direction="bottom" global_colors_info="{}"][et_pb_row _builder_version="4.23" background_size="initial" background_position="top_left" background_repeat="repeat" mix_blend_mode="color-dodge" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text _builder_version="4.16" text_font="Nunito Sans||||||||" text_text_color="#ffffff" text_font_size="18px" text_line_height="1.8em" header_font="Nunito Sans|700|||||||" header_font_size="45px" header_line_height="1.3em" header_2_font="||||||||" text_orientation="center" background_layout="dark" max_width="700px" module_alignment="center" global_colors_info="{}"]EULA Policy  [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Developer Documentation Section" _builder_version="4.16" background_color="#f8fbfe" custom_padding="100px|0px|100px|0px" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][et_pb_row admin_label="Tittle" _builder_version="4.23" custom_padding="60px|0px|60px|0px" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text _builder_version="4.23" text_font="Nunito Sans||||||||" text_text_color="#959baf" text_font_size="18px" text_line_height="1.8em" header_font="||||||||" header_2_font="Nunito Sans|700|||||||" header_2_text_color="#535b7c" header_2_font_size="35px" header_2_line_height="1.3em" max_width="1151px" module_alignment="left" custom_margin="|261px||||" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"]aria.Associates — END USER LICENSE AGREEMENT (EULA) Last Updated: [Insert Date] This End User License Agreement (“Agreement”, “EULA”) is a legally binding contract between Obraj Inc. (“Company”, “we”, “our”, “us”) and you (“User”, “you”), governing your access to and use of the aria.Associates platform, including its web applications, mobile applications, software components, tools, documentation, associated services, and integrations (collectively, the “Services”). By creating an account, accessing, or using aria.Associates, you agree to be bound by this Agreement.If you do not agree, you must not use the Services. 1. DEFINITIONS “aria.Associates” refers to the professional platform offered by Obraj Inc. that allows mortgage loan officers, mortgage brokers, and mortgage companies to manage borrower interactions, run mortgage scenarios, generate fee worksheets, and access related tools. “aria.mortgage” refers to the companion borrower-focused application integrated with aria.Associates. “Licensed User” means any loan officer, broker, company employee, or authorized representative using the platform with a valid license. “Borrower Data” refers to consumer financial information submitted voluntarily by borrowers, including credit, income, assets, liabilities, identification, and property information. “Software” means all software, code, interfaces, analytics, databases, documentation, and other components of the Services. 2. LICENSE GRANT Subject to compliance with this EULA, Obraj Inc. grants you a: Limited Non-exclusive Non-transferable Non-sublicensable Revocable license to access and use aria.Associates solely for legitimate mortgage-related business purposes, including borrower qualification, communication, and mortgage scenario generation. You obtain no ownership rights in the Software or Services. 3. PERMITTED USE You may use aria.Associates only to: Manage your customers and mortgage leads Communicate with borrowers using compliant, in-app messaging Review, verify, or process borrower-provided financial data Generate loan scenarios, fee worksheets, and analytics Pull borrower credit when applicable permissions are granted Upload or collect documentation required for mortgage qualification Use tools and features intended for mortgage advisory and operational purposes 4. PROHIBITED USE You agree not to: Reverse-engineer, decompile, or attempt to extract source code Sell, license, or distribute the platform or its components Use the platform for any unauthorized consumer data collection Use the platform for fraudulent, misleading, or unlawful purposes Scrape, harvest, or export borrower information without consent Circumvent authentication, API limits, or security features Use the Services to offer competing software tools Violate federal or state lending, data privacy, or consumer protection laws Misrepresent yourself, your licensing status, or your employer Violation may result in immediate account suspension or termination. 5. BORROWER DATA & PRIVACY You acknowledge and agree that: Borrowers voluntarily provide their data through the aria.mortgage app or through direct entry. You are responsible for obtaining borrower consent for: Reviewing their data Running loan scenarios Pulling credit Communicating electronically All borrower data must be handled in accordance with: Federal and state mortgage laws FTC and CFPB guidelines FCRA, GLBA, TCPA, and applicable privacy laws Obraj Inc. may store, process, and analyze borrower data to provide platform functionality, quality enhancements, security, and compliance tracking. Obraj Inc. does not sell borrower data. Please review our full Privacy Policy for additional details. 6. COMMUNICATION CONSENT & TCPA COMPLIANCE You agree: Not to message borrowers outside the platform for promotional or marketing purposes without express written consent. To use in-app messaging responsibly and compliant with the Telephone Consumer Protection Act (TCPA). To maintain accurate contact information, licensing numbers, and identity details. 7. CREDIT REPORT ACCESS When using aria.Associates credit tools: Borrowers must give explicit informed consent before any credit retrieval. You are solely responsible for ensuring FCRA compliance. Unauthorized credit pulls will result in immediate termination of your account. 8. ACCOUNT SECURITY You agree to: Maintain the confidentiality of your login credentials Not share your account with anyone Notify Obraj Inc. of any unauthorized access Use secure devices and networks You are responsible for all actions under your account. 9. FEES & SUBSCRIPTIONS Certain features of aria.Associates may require payment. If applicable: Subscription fees are billed according to the plan you select Fees are non-refundable unless required by law Late or failed payments may result in suspended access 10. INTELLECTUAL PROPERTY All rights, title, and interest in the Services, including: Software Logos and branding Databases UI/UX Algorithms The aria butterfly mark Documentation Analytics Source code remain the sole property of Obraj Inc.You receive no IP ownership through this EULA. 11. UPDATES & MODIFICATIONS Obraj Inc. may update or modify: Features User interface Pricing Integrations Terms Policies You will be notified of material changes. Continued use constitutes acceptance. 12. TERMINATION We may suspend or terminate your access: For violations of this EULA For suspected fraudulent or unlawful activity For misuse of borrower data For failure to maintain licensing requirements For non-payment of fees Upon termination, all licenses granted under this EULA immediately expire. 13. DISCLAIMER OF WARRANTIES THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, INCLUDING: Accuracy Completeness Fitness for a particular purpose Availability Reliability Error-free performance Mortgage outputs (e.g., payment estimates, loan scenarios) are for informational purposes only and do not constitute underwriting decisions. 14. LIMITATION OF LIABILITY To the fullest extent permitted by law: Obraj Inc. is not liable for: Loss of business or revenue Errors in borrower-provided data Loss of profits Misuse of borrower information Decisions made based on system outputs Third-party service issues (credit bureaus, integrations, etc.) Our total liability shall not exceed the amount you paid for the Services in the preceding 12 months. 15. INDEMNIFICATION You agree to indemnify and hold harmless Obraj Inc. from claims arising out of: Your use of the Services Your violation of this Agreement Breaches of data privacy or lending laws Unauthorized credit pulls Consumer communication violations 16. GOVERNING LAW This Agreement is governed by the laws of the State of Texas, without regard to conflict-of-law principles. 17. DISPUTE RESOLUTION Any dispute will be resolved through binding arbitration in Dallas, Texas, unless prohibited by law. 18. CONTACT INFORMATION For questions regarding this EULA, please contact: Obraj Inc.Email:support@obraj.comWebsite: www.obraj.com[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section] ### Disclaimer [et_pb_section fb_built="1" admin_label="Hero" _builder_version="4.23" background_color="#f8fbfe" use_background_color_gradient="on" background_color_gradient_direction="135deg" background_color_gradient_stops="#53a0fd 0%|#4161d4 100%" background_color_gradient_start="#53a0fd" background_color_gradient_end="#4161d4" background_image="http://www.obraj.com/wp-content/uploads/2023/10/geometric-bg-overlay-01.jpg" background_blend="overlay" custom_padding="10%|0px|5%|0px" animation_direction="bottom" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row _builder_version="4.23" background_size="initial" background_position="top_left" background_repeat="repeat" mix_blend_mode="color-dodge" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.16" text_font="Nunito Sans||||||||" text_text_color="#ffffff" text_font_size="18px" text_line_height="1.8em" header_font="Nunito Sans|700|||||||" header_font_size="45px" header_line_height="1.3em" header_2_font="||||||||" text_orientation="center" background_layout="dark" max_width="700px" module_alignment="center" global_colors_info="{}" theme_builder_area="post_content"]Disclaimer  [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Developer Documentation Section" _builder_version="4.16" background_color="#f8fbfe" custom_padding="100px|0px|100px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row admin_label="Tittle" _builder_version="4.16" custom_padding="60px|0px|60px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.23" text_font="Nunito Sans||||||||" text_text_color="#959baf" text_font_size="18px" text_line_height="1.8em" header_font="||||||||" header_2_font="Nunito Sans|700|||||||" header_2_text_color="#535b7c" header_2_font_size="35px" header_2_line_height="1.3em" max_width="1151px" module_alignment="left" custom_margin="|261px||||" global_colors_info="{}" theme_builder_area="post_content"]DISCLAIMER Last updated June 12, 2024 WEBSITE DISCLAIMER The information provided by Obraj Inc ("we," "us," or "our") on our mobile application is for general informational purposes only. All information on our mobile application is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on our mobile application. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF OUR MOBILE APPLICATION OR RELIANCE ON ANY INFORMATION PROVIDED ON OUR MOBILE APPLICATION. YOUR USE OF OUR MOBILE APPLICATION AND YOUR RELIANCE ON ANY INFORMATION ON OUR MOBILE APPLICATION IS SOLELY AT YOUR OWN RISK. [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.23" _module_preset="default" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.23" _module_preset="default" global_colors_info="{}" theme_builder_area="post_content"][et_pb_contact_form email="Support@obraj.com" title="Contact Us" _builder_version="4.23" _module_preset="default" _unique_id="99c907b0-c7f4-4056-9cd9-c5eaf829fb40" global_colors_info="{}" theme_builder_area="post_content"][et_pb_contact_field field_id="Name" field_title="Name" _builder_version="4.16" global_colors_info="{}" button_text_size__hover_enabled="off" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_text_color__hover_enabled="off" button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_border_width__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_border_color__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_border_radius__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_letter_spacing__hover_enabled="off" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_bg_color__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off" theme_builder_area="post_content"][/et_pb_contact_field][et_pb_contact_field field_id="Email" field_title="Email Address" field_type="email" _builder_version="4.16" global_colors_info="{}" button_text_size__hover_enabled="off" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_text_color__hover_enabled="off" button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_border_width__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_border_color__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_border_radius__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_letter_spacing__hover_enabled="off" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_bg_color__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off" theme_builder_area="post_content"][/et_pb_contact_field][et_pb_contact_field field_id="Message" field_title="Message" field_type="text" fullwidth_field="on" _builder_version="4.16" global_colors_info="{}" button_text_size__hover_enabled="off" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_text_color__hover_enabled="off" button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_border_width__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_border_color__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_border_radius__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_letter_spacing__hover_enabled="off" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_bg_color__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off" theme_builder_area="post_content"][/et_pb_contact_field][/et_pb_contact_form][/et_pb_column][/et_pb_row][/et_pb_section] ### associates [et_pb_section fb_built="1" fullwidth="on" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][et_pb_fullwidth_code _builder_version="4.23" _module_preset="default" global_colors_info="{}"] Empower Your Borrowers. Elevate Your Pipeline. Licensed RMLOs can now offer live interest rates, verify borrower information, and empower aria.mortgage users to self-generate their pre-approval letters — all on-the-go. ▶ Get it on Google Play Invite Only App Store How aria.associates Works A seamless two-app ecosystem connecting Licensed RMLOs with borrowers in real-time. aria.associates allows Licensed RMLOs to offer live interest rates, verify user information, and enable end users (using the aria.mortgage app) to self-generate their pre-approval letters. There was a big need for RMLOs doing all this on-the-go — and this app solves that problem. RMLOs can run unlimited what-if scenarios. You can access all information input by aria.mortgage users, review their work, and make any necessary corrections. RMLOs confirm and verify information, which leads to aria.mortgage users generating fee worksheets, amortization tables, pre-qualification letters, and pre-approval letters. aria.mortgage users share their credit-related information, income, liabilities, assets, and all data required to calculate monthly payments, cash-to-close, and effective interest rates. Basically: aria.associates is for Licensed RMLOs to provide support to aria.mortgage users. Each aria.mortgage user authorizes select RMLOs to access their information. Both apps are part of one platform — allowing seamless, purpose-based integration to generate accurate mortgage loan calculations for specific borrower needs. From aria.associates, RMLOs are available to answer questions on the fly. This app does not offer loans nor accept loan applications. For aria.mortgage Users Borrowers input their financial information, property details, and scenarios through the aria.mortgage app. They authorize specific Licensed RMLOs to access their data for personalized guidance and verification. For Licensed RMLOs Access authorized borrower information, review and verify data, offer live interest rates, run scenarios, make corrections, and generate pre-qualification or pre-approval letters — all from your mobile device. What Licensed RMLOs Can Do Complete mobile mortgage advisory capabilities at your fingertips. Live Interest Rates Provide real-time, accurate interest rate quotes to authorized borrowers based on their specific scenarios and qualifications. Information Verification Review, confirm, and verify borrower-submitted data including income, assets, liabilities, and credit information. Scenario Analysis Run unlimited what-if scenarios to help borrowers understand different purchase, refinance, and loan structure options. Data Correction Make necessary corrections to borrower information to ensure accuracy in all calculations and documentation. Document Generation Generate professional fee worksheets, amortization tables, pre-qualification letters, and pre-approval letters instantly. On-the-Go Support Answer borrower questions in real-time through secure in-app messaging while reviewing their complete financial profile. Important: This app does not offer loans nor accept loan applications. It is a professional advisory and calculation tool for Licensed RMLOs to support borrowers using the aria.mortgage app. Licensing & Access Requirements aria.associates is restricted to Licensed Residential Mortgage Loan Originators only. ⚠️ Licensed RMLOs Only Only Licensed RMLOs are authorized to offer rates with an assigned NMLS number. Not everyone can start using this app. Only licensed Residential Mortgage Loan Originators (RMLOs) with proper state licensing are authorized to use aria.associates. The information shared through this app requires a valid license and authority within your jurisdiction (licensed in individual states within USA). Unlicensed persons cannot provide interest rates — hence the access limitations. Request Access To get access to aria.associates, please contact the app publisher: 📧 associates@obraj.com 📞 832-977-4499 Good luck! State Licensing Required You must be licensed in the individual states within the USA where you intend to serve borrowers. Each state has specific requirements for RMLOs. NMLS Number Required A valid, active NMLS (Nationwide Multistate Licensing System) number is required to offer interest rates and access the platform. Verification Process Your license and credentials will be verified before access is granted. This ensures compliance and protects borrowers. One Platform, Two Apps, Seamless Integration aria.mortgage and aria.associates work together to create the ultimate borrower-RMLO experience. aria.mortgage (Borrower App) Self-service financial input Property scenario building FICO score tracking Document uploads Authorize RMLO access Receive verification Generate documents Secure messaging with RMLO aria.associates (RMLO App) Access authorized borrower data Provide live interest rates Verify borrower information Run what-if scenarios Make data corrections Generate professional documents Offer real-time support Maintain compliance standards When borrowers authorize you, you gain complete visibility into their mortgage readiness — enabling you to provide expert guidance with precision and speed. Your Branded Borrower Experience Your face. Your license. Your company. Your expertise. Your Identity Your LO photo & contact information, company logo & branding, NMLS license information, and integrated communication channel. Instant Trust Creates instant trust and positions you as the borrower's personalized mortgage expert — from the very first tap. Borrowers Can Manage Everything FICO Score (Self-Entered + Verified) Employment & income types Self-employed & business income Liabilities & monthly payments Assets, bank accounts, gift funds Credit report pulls Co-borrower info Full property details Purchase or refinance scenarios Precision Mortgage Logic Everything your LOS, pricing engine, and worksheets do — simplified for real-time scenario analysis. Supported Loan Programs Conventional • FHA • VA • USDA • Jumbo • Full Non-QM Suite Non-QM Programs Bank Statement DSCR Foreign National ITIN P&L Asset Depletion WVOE No Ratio Automated Logic Income Calculations & Trending Max DTI Limits Max LTV / CLTV MI Requirements Reserve Requirements FTHB Eligibility Property Type Adjustments Buydowns & Escrows Complete Calculations DPA Assistance & Credits Cash-to-Close Monthly Payment Breakdown Tax & Insurance HOA & MI Reserves Escrows Full Qualification Scenario Builder From "What if?" to "Yes, you qualify" in minutes. Purchase Scenarios Purchase price Property taxes HOA Insurance Down payment % Reserves Credits & DPA Occupancy Residency type Loan type Buydown structure Flex terms Sub-programs Refinance Scenarios Target cash-out amount Payoff structure MI removal Debt consolidation Payment savings breakdown Instant Results Full Monthly Payment Breakdown Cash-to-Close Summary DTI Qualification Reserve Requirements MI, Taxes, Insurance Included "You Qualify" Confirmation Initial Fee Worksheet Professional accuracy in one click. Loan structure APR calculations Closing costs Lender fees Escrows Credits MI & rate details Cash-to-Close breakdown Loan summary Total monthly payment Credit Report Integration FICO TU4 with borrower permission. Soft pull credit FICO 4 scoring Report details Hard inquiry tracking Identity details 🦋 The Heart of aria Because mortgages aren't just numbers. They're people. When Obraj Inc.'s CEO, Edi Shek, helped a woman with Parkinson's disease at breakfast, she later gifted him a handmade butterfly — a delicate piece she spends a month crafting because of her limited motor ability. "I'm giving this to you because you noticed me." That butterfly became Aria — a symbol of kindness, transformation, patience, and humanity. 🦋 Kindness 🦋 Transformation 🦋 Patience 🦋 Humanity The aria platform is built with that spirit. Technology with a heart. Software that empowers. Tools that elevate lives. Who It's Designed For Licensed Loan Officers State-licensed RMLOs with NMLS numbers who want mobile mortgage advisory capabilities. Mortgage Brokers Licensed professionals providing borrowers with premium, modern experiences and real-time support. Independent RMLOs Self-employed mortgage professionals who need enterprise-level tools on mobile devices. Mortgage Teams Licensed team members who need consistent workflows and seamless borrower communication. Non-QM Specialists Licensed RMLOs specializing in alternative documentation who need advanced calculation tools. Ready to Get Started? If you're a Licensed RMLO with an active NMLS number and proper state licensing, request access to aria.associates today. Contact us to verify your credentials and begin transforming your mobile mortgage practice. 📧 associates@obraj.com 📞 832-977-4499 Good luck! aria.associates is part of the aria Platform — developed by Obraj Inc., in partnership with MERA Marketing Inc. Guided by expertise. Powered by technology. Inspired by kindness. 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border_radii="on|100px|100px|100px|100px" border_width_all="5px" border_color_all="#ffffff" locked="off" global_colors_info="{}"][et_pb_social_media_follow_network social_network="facebook" icon_color="#ff4f7c" _builder_version="4.16" background_color="#ffffff" background_enable_color="on" box_shadow_style="preset3" box_shadow_vertical="40px" box_shadow_blur="40px" box_shadow_color="rgba(0,0,0,0.2)" global_colors_info="{}" follow_button="off" url_new_window="on"]facebook[/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network="twitter" icon_color="#ff4f7c" _builder_version="4.16" background_color="#ffffff" background_enable_color="on" box_shadow_style="preset3" box_shadow_vertical="40px" box_shadow_blur="40px" box_shadow_color="rgba(0,0,0,0.2)" global_colors_info="{}" follow_button="off" url_new_window="on"]twitter[/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network="youtube" icon_color="#ff4f7c" use_icon_font_size="on" _builder_version="4.16" background_color="#ffffff" background_enable_color="on" box_shadow_style="preset3" box_shadow_vertical="40px" box_shadow_blur="40px" box_shadow_color="rgba(0,0,0,0.2)" global_colors_info="{}" follow_button="off" url_new_window="on"]youtube[/et_pb_social_media_follow_network][/et_pb_social_media_follow][/et_pb_column][/et_pb_row][/et_pb_section] ###   Return Policy [et_pb_section fb_built="1" admin_label="Hero" _builder_version="4.23" background_color="#f8fbfe" use_background_color_gradient="on" background_color_gradient_direction="135deg" background_color_gradient_stops="#53a0fd 0%|#4161d4 100%" background_color_gradient_start="#53a0fd" background_color_gradient_end="#4161d4" background_image="http://www.obraj.com/wp-content/uploads/2023/10/geometric-bg-overlay-01.jpg" background_blend="overlay" custom_padding="8.6%|0px|8.6%|0px|true|" animation_direction="bottom" hover_enabled="0" global_colors_info="{}" theme_builder_area="post_content" sticky_enabled="0"][et_pb_row _builder_version="4.23" background_size="initial" background_position="top_left" background_repeat="repeat" mix_blend_mode="color-dodge" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.16" text_font="Nunito Sans||||||||" text_text_color="#ffffff" text_font_size="18px" text_line_height="1.8em" header_font="Nunito Sans|700|||||||" header_font_size="45px" header_line_height="1.3em" header_2_font="||||||||" text_orientation="center" background_layout="dark" max_width="700px" module_alignment="center" global_colors_info="{}" theme_builder_area="post_content"]  Return Policy [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Developer Documentation Section" _builder_version="4.16" background_color="#f8fbfe" custom_padding="100px|0px|100px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row admin_label="Tittle" _builder_version="4.16" custom_padding="60px|0px|60px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.23" text_font="Nunito Sans||||||||" text_text_color="#959baf" text_font_size="18px" text_line_height="1.8em" header_font="||||||||" header_2_font="Nunito Sans|700|||||||" header_2_text_color="#535b7c" header_2_font_size="35px" header_2_line_height="1.3em" max_width="1151px" module_alignment="left" custom_margin="|261px||||" hover_enabled="0" global_colors_info="{}" theme_builder_area="post_content" sticky_enabled="0"]RETURN POLICY Last updated June 12, 2024 Thank you for your purchase. We hope you are happy with your purchase. However, if you are not completely satisfied with your purchase for any reason, you may return it to us for a full refund. Please see below for more information on our return policy. RETURNS After your belongings have arrived at the Olo St warehouse, you have the following options for returns: Return for Adjustment or Retrieval: If you wish to retrieve your belongings or make changes to them, you can use the app's return feature to have your items sent back to your specified return address. Return shipping charges will apply, and you must provide the recipient's details if you opt for self-return. Return and Refund: If you wish to cancel your storage service and receive a refund, you must wait for 365 days (one complete year) from the date of purchase. For storage services purchased under special promotions that offer shorter terms, you can return your belongings and cancel the order within the specified promotional term. Please note that using the app's return feature during this short-term period may necessitate cancellation of the order and return shipping charges will apply. Important Notes: All returns must be processed through the app, ensuring that all necessary information and payments are included to facilitate a smooth return process. Please ensure your belongings are securely packed as they will be returned in their original packaging. We recommend using a trackable shipping method for all returns to ensure the safe return of your items. This can be done using the app service for return or through an authentic and reliable person in case of self-return. RETURN PROCESS Adjustment or Retrieval: To return your belongings from the Olo St warehouse for adjustment or retrieval, you can use the "Plan for Return" feature available in the order or belonging detail screen. This feature will only be available if your belongings have successfully arrived and have been marked as received by an Olo St employee at the warehouse. The "Plan for Return" feature provides two options: Return via App Delivery Feature: Use the app's delivery feature to have your belongings returned. Specify Time and Date for Return: Specify the time and date for the return of your belongings to a designated person. Return and Refund: To request a return and refund, please contact us at olost@obraj.com. Our support team will handle the storage refund procedure. Refunds are only available if the storage purchase has passed the one-year mark in the case of regular storage purchases. This policy is in place to accommodate other users and manage our limited space efficiently. For special promotions where the term of storage is less than one year, you can either return or cancel the storage within the specified term. Important Notes: Ensure your belongings are securely packed in their original packaging for returns. Return shipping charges will apply, and we recommend using a trackable shipping method for all returns to ensure the safe return of your items. If you have any questions regarding the return process, please contact our customer service at olost@obraj.com for further assistance. EXCEPTIONS For defective or damaged products, please contact us at the contact details below to arrange a refund or exchange. Please Note: In case of return, the user's belongings will be sent back to the user's provided return address, which the user can review and update inside the order detail screen. The shipping charges will depend on the distance between the warehouse location and the user's return address. This is a physical service where we provide storage in our premises under a storage space rental contract. For a minimum term of 1 year, excluding special promotions that may offer explicitly shorter terms. If a term shorter than 1 year is offered, the minimum storage space rental contract term shall be as offered. You can cancel this contract within five calendar days of signing up for the storage service. Olo St shall provide a free one hundred dollar loss coverage in case of total loss of the storage box. The client is required to provide its own insurance, such as extensions offered through their homeowners or tenant’s insurance coverage, or by any other means necessary. Olo St's liability and/or damages shall be limited to one hundred dollars only. You shall not store any valuables, perishables, and/or dangerous items as prohibited by the airline industry. Any losses and/or damages to Olo St premises and/or other customers’ storage belongings shall become your responsibility if the contents you stored with us breach this storage policy. QUESTIONS If you have any questions concerning our return policy, please contact us at: olost@obraj.com [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section] ### Disclaimer [et_pb_section fb_built="1" admin_label="Hero" _builder_version="4.23" background_color="#f8fbfe" use_background_color_gradient="on" background_color_gradient_direction="135deg" background_color_gradient_stops="#53a0fd 0%|#4161d4 100%" background_color_gradient_start="#53a0fd" background_color_gradient_end="#4161d4" background_image="http://www.obraj.com/wp-content/uploads/2023/10/geometric-bg-overlay-01.jpg" background_blend="overlay" custom_padding="10%|0px|5%|0px" animation_direction="bottom" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][et_pb_row _builder_version="4.23" background_size="initial" background_position="top_left" background_repeat="repeat" mix_blend_mode="color-dodge" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text _builder_version="4.16" text_font="Nunito Sans||||||||" text_text_color="#ffffff" text_font_size="18px" text_line_height="1.8em" header_font="Nunito Sans|700|||||||" header_font_size="45px" header_line_height="1.3em" header_2_font="||||||||" text_orientation="center" background_layout="dark" max_width="700px" module_alignment="center" global_colors_info="{}"]Disclaimer  [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Developer Documentation Section" _builder_version="4.16" background_color="#f8fbfe" custom_padding="100px|0px|100px|0px" global_colors_info="{}"][et_pb_row admin_label="Tittle" _builder_version="4.16" custom_padding="60px|0px|60px|0px" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text _builder_version="4.23" text_font="Nunito Sans||||||||" text_text_color="#959baf" text_font_size="18px" text_line_height="1.8em" header_font="||||||||" header_2_font="Nunito Sans|700|||||||" header_2_text_color="#535b7c" header_2_font_size="35px" header_2_line_height="1.3em" max_width="1151px" module_alignment="left" custom_margin="|261px||||" global_colors_info="{}"]DISCLAIMER Last updated June 12, 2024 WEBSITE DISCLAIMER The information provided by Obraj Inc ("we," "us," or "our") on our mobile application is for general informational purposes only. All information on our mobile application is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on our mobile application. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF OUR MOBILE APPLICATION OR RELIANCE ON ANY INFORMATION PROVIDED ON OUR MOBILE APPLICATION. YOUR USE OF OUR MOBILE APPLICATION AND YOUR RELIANCE ON ANY INFORMATION ON OUR MOBILE APPLICATION IS SOLELY AT YOUR OWN RISK. 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max_width="1151px" module_alignment="left" custom_margin="|261px||||" global_colors_info="{}"]TERMS OF USE Last updated 12/06/2024, AGREEMENT TO OUR LEGAL TERMS We are Obraj Inc, We operate as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services"). You can contact us by email at olost@obraj.com or by mail to hh@obraj.com. These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and Obraj Inc, concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY. Supplemental terms and conditions or documents that may be posted on the Services from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Legal Terms at any time and for any reason. We will alert you about any changes by updating the "Last updated" date of these Legal Terms, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Legal Terms to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Legal Terms by your continued use of the Services after the date such revised Legal Terms are posted. We recommend that you print a copy of these Legal Terms for your records. TABLE OF CONTENTS OUR SERVICES INTELLECTUAL PROPERTY RIGHTS USER REPRESENTATIONS PROHIBITED ACTIVITIES USER GENERATED CONTRIBUTIONS CONTRIBUTION LICENSE SERVICES MANAGEMENT TERM AND TERMINATION MODIFICATIONS AND INTERRUPTIONS GOVERNING LAW DISPUTE RESOLUTION CORRECTIONS DISCLAIMER LIMITATIONS OF LIABILITY INDEMNIFICATION USER DATA ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES MISCELLANEOUS CONTACT US OUR SERVICES The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable. INTELLECTUAL PROPERTY RIGHTS Our intellectual property We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the "Content"), as well as the trademarks, service marks, and logos contained therein (the "Marks"). Our Content and Marks are protected by copyright and trademark laws (and various other intellectual property rights and unfair competition laws) and treaties in the United States and around the world. The Content and Marks are provided in or through the Services "AS IS" for your personal, non-commercial use or internal business purpose only. Your use of our Services Subject to your compliance with these Legal Terms, including the "PROHIBITED ACTIVITIES" section below, we grant you a non-exclusive, non-transferable, revocable license to: access the Services; and download or print a copy of any portion of the Content to which you have properly gained access. solely for your personal, non-commercial use or internal business purpose. Except as set out in this section or elsewhere in our Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission. If you wish to make any use of the Services, Content, or Marks other than as set out in this section or elsewhere in our Legal Terms, please address your request to: olost@obraj.com. If we ever grant you the permission to post, reproduce, or publicly display any part of our Services or Content, you must identify us as the owners or licensors of the Services, Content, or Marks and ensure that any copyright or proprietary notice appears or is visible on posting, reproducing, or displaying our Content. We reserve all rights not expressly granted to you in and to the Services, Content, and Marks. Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms and your right to use our Services will terminate immediately. Your submissions Please review this section and the "PROHIBITED ACTIVITIES" section carefully prior to using our Services to understand the (a) rights you give us and (b) obligations you have when you post or upload any content through the Services. Submissions: By directly sending us any question, comment, suggestion, idea, feedback, or other information about the Services ("Submissions"), you agree to assign to us all intellectual property rights in such Submission. You agree that we shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You are responsible for what you post or upload: By sending us Submissions through any part of the Services you: confirm that you have read and agree with our "PROHIBITED ACTIVITIES" and will not post, send, publish, upload, or transmit through the Services any Submission that is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually explicit, false, inaccurate, deceitful, or misleading; to the extent permissible by applicable law, waive any and all moral rights to any such Submission; warrant that any such Submission are original to you or that you have the necessary rights and licenses to submit such Submissions and that you have full authority to grant us the above-mentioned rights in relation to your Submissions; and warrant and represent that your Submissions do not constitute confidential information. You are solely responsible for your Submissions and you expressly agree to reimburse us for any and all losses that we may suffer because of your breach of (a) this section, (b) any third party’s intellectual property rights, or (c) applicable law. 3. USER REPRESENTATIONS By using the Services, you represent and warrant that: (1) you have the legal capacity and you agree to comply with these Legal Terms; (2) you are not a minor in the jurisdiction in which you reside; (3) you will not access the Services through automated or non-human means, whether through a bot, script or otherwise; (4) you will not use the Services for any illegal or unauthorized purpose; and (5) your use of the Services will not violate any applicable law or regulation. If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof). 4. PROHIBITED ACTIVITIES You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us. As a user of the Services, you agree not to: Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us. Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords. Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services and/or the Content contained therein. Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services. Use any information obtained from the Services in order to harass, abuse, or harm another person. Make improper use of our support services or submit false reports of abuse or misconduct. Use the Services in a manner inconsistent with any applicable laws or regulations. Engage in unauthorized framing of or linking to the Services. Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services. Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools. Delete the copyright or other proprietary rights notice from any Content. Attempt to impersonate another user or person or use the username of another user. Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”). Interfere with, disrupt, or create an undue burden on the Services or the networks or services connected to the Services. Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you. Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services. Copy or adapt the Services’ software, including but not limited to Flash, PHP, HTML, JavaScript, or other code. Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services. Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Services, or using or launching any unauthorized script or other software. Use a buying agent or purchasing agent to make purchases on the Services. Make any unauthorized use of the Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses. Use the Services as part of any effort to compete with us or otherwise use the Services and/or the Content for any revenue-generating endeavor or commercial enterprise. 5. USER GENERATED CONTRIBUTIONS The Services does not offer users to submit or post content. We may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Services, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, "Contributions"). Contributions may be viewable by other users of the Services and through third-party websites. When you create or make available any Contributions, you thereby represent and warrant that: 6. CONTRIBUTION LICENSE You and Services agree that we may access, store, process, and use any information and personal data that you provide and your choices (including settings). By submitting suggestions or other feedback regarding the Services, you agree that we can use and share such feedback for any purpose without compensation to you. We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area on the Services. You are solely responsible for your Contributions to the Services and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions. 7. SERVICES MANAGEMENT We reserve the right, but not the obligation, to: (1) monitor the Services for violations of these Legal Terms; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Services or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the Services. 8. TERM AND TERMINATION These Legal Terms shall remain in full force and effect while you use the Services. WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SERVICES OR DELETE ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION. If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress. 9. MODIFICATIONS AND INTERRUPTIONS We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Services. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services. We cannot guarantee the Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Services, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Services at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance of the Services. Nothing in these Legal Terms will be construed to obligate us to maintain and support the Services or to supply any corrections, updates, or releases in connection therewith. 10. GOVERNING LAW These Legal Terms shall be governed by and defined following the laws of __________. __________ and yourself irrevocably consent that the courts of __________ shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these Legal Terms. 11. DISPUTE RESOLUTION Informal Negotiations To expedite resolution and control the cost of any dispute, controversy, or claim related to these Legal Terms (each a "Dispute" and collectively, the "Disputes") brought by either you or us (individually, a "Party" and collectively, the "Parties"), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least __________ days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other Party. Binding Arbitration Any dispute arising out of or in connection with these Legal Terms, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by the International Commercial Arbitration Court under the European Arbitration Chamber (Belgium, Brussels, Avenue Louise, 146) according to the Rules of this ICAC, which, as a result of referring to it, is considered as the part of this clause. The number of arbitrators shall be __________. The seat, or legal place, or arbitration shall be __________. The language of the proceedings shall be __________. The governing law of these Legal Terms shall be substantive law of __________. Restrictions The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons. Exceptions to Informal Negotiations and Arbitration The Parties agree that the following Disputes are not subject to the above provisions concerning informal negotiations and binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court. 12. CORRECTIONS There may be information on the Services that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice. 13. DISCLAIMER THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT OR THE CONTENT OF ANY WEBSITES OR MOBILE APPLICATIONS LINKED TO THE SERVICES AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE 14. LIMITATIONS OF LIABILITY IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE LESSER OF THE AMOUNT PAID, IF ANY, BY YOU TO US OR . CERTAIN US STATE LAWS AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS. 15. INDEMNIFICATION You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) use of the Services; (2) breach of these Legal Terms; (3) any breach of your representations and warranties set forth in these Legal Terms; (4) your violation of the rights of a third party, including but not limited to intellectual property rights; or (5) any overt harmful act toward any other user of the Services with whom you connected via the Services. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it. 16. USER DATA We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data. 17. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means. 18. MISCELLANEOUS These Legal Terms and any policies or operating rules posted by us on the Services or in respect to the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision. These Legal Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Legal Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Legal Terms and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Legal Terms or use of the Services. You agree that these Legal Terms will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Legal Terms and the lack of signing by the parties hereto to execute these Legal Terms. 19. 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use_background_color_gradient="on" background_color_gradient_direction="135deg" background_color_gradient_stops="#53a0fd 0%|#4161d4 100%" background_color_gradient_start="#53a0fd" background_color_gradient_end="#4161d4" background_image="http://www.obraj.com/wp-content/uploads/2023/10/geometric-bg-overlay-01.jpg" background_blend="overlay" custom_padding="10%|0px|5%|0px" animation_direction="bottom" global_colors_info="{}"][et_pb_row _builder_version="4.23" background_size="initial" background_position="top_left" background_repeat="repeat" mix_blend_mode="color-dodge" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text _builder_version="4.16" text_font="Nunito Sans||||||||" text_text_color="#ffffff" text_font_size="18px" text_line_height="1.8em" header_font="Nunito Sans|700|||||||" header_font_size="45px" header_line_height="1.3em" header_2_font="||||||||" text_orientation="center" background_layout="dark" max_width="700px" module_alignment="center" global_colors_info="{}"]Privacy Policy  [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Developer Documentation Section" _builder_version="4.16" background_color="#f8fbfe" custom_padding="100px|0px|100px|0px" global_colors_info="{}"][et_pb_row admin_label="Tittle" _builder_version="4.16" custom_padding="60px|0px|60px|0px" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text _builder_version="4.23" text_font="Nunito Sans||||||||" text_text_color="#959baf" text_font_size="18px" text_line_height="1.8em" header_font="||||||||" header_2_font="Nunito Sans|700|||||||" header_2_text_color="#535b7c" header_2_font_size="35px" header_2_line_height="1.3em" max_width="1151px" module_alignment="left" custom_margin="|261px||||" global_colors_info="{}"]PRIVACY POLICY Last updated April 10, 2025       This Privacy Notice for Obraj, Inc. ("we," "us," or "our"), describes how and why we might access, collect, store, use, and/or share ("process") your personal information when you use our services ("Services"), including when you:   Download and use our mobile application (aria.mortgage), or any other application of ours that links to this Privacy Notice Use aria.mortgage. It is an online mortgage calculator for the home buyer. Engage with us in other related ways, including any sales, marketing, or events Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and choices. We are responsible for making decisions about how your personal information is processed. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at privacy@obraj.com.     SUMMARY OF KEY POINTS This summary provides key points from our Privacy Notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for.   What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use. Learn more about personal information you disclose to us.   Do we process any sensitive personal information? Some of the information may be considered "special" or "sensitive" in certain jurisdictions, for example your racial or ethnic origins, sexual orientation, and religious beliefs. We may process sensitive personal information when necessary, with your consent or as otherwise permitted by applicable law. Learn more about sensitive information we process.   Do we collect any information from third parties? We do not collect any information from third parties.   How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so. Learn more about how we process your information.   In what situations and with which types of parties do we share personal information? We may share information in specific situations and with specific categories of third parties. Learn more about when and with whom we share your personal information.   How do we keep your information safe? We have adequate organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Learn more about how we keep your information safe.   What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Learn more about your privacy rights.   How do you exercise your rights? The easiest way to exercise your rights is by visiting https://www.obraj.com/app/aria/mortgage/privacy-policy/, or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.   Want to learn more about what we do with any information we collect? Review the Privacy Notice in full.     TABLE OF CONTENTS WHAT INFORMATION DO WE COLLECT? HOW DO WE PROCESS YOUR INFORMATION? WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION? WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION? HOW LONG DO WE KEEP YOUR INFORMATION? HOW DO WE KEEP YOUR INFORMATION SAFE? DO WE COLLECT INFORMATION FROM MINORS? WHAT ARE YOUR PRIVACY RIGHTS? CONTROLS FOR DO-NOT-TRACK FEATURES DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS? DATA SHARING WITH SERVICE PROVIDERS DO WE MAKE UPDATES TO THIS NOTICE? HOW CAN YOU CONTACT US ABOUT THIS NOTICE? HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?    WHAT INFORMATION DO WE COLLECT? Personal information you disclose to us In Short: We collect personal information that you provide to us.   We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.     Personal Information Provided by You. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following: names phone numbers email addresses mailing addresses job titles contact preferences contact or authentication data user profile picture user association with various parties in a future real estate transaction information generally available on your credit report such as credit score, liability information, creditor information, public profile Sensitive Information. When necessary, with your consent or as otherwise permitted by applicable law, we process the following categories of sensitive information: credit worthiness data user may provide information required to calculate an accurate fee worksheet related to a mortgage transaction   Application Data. If you use our application(s), we also may collect the following information if you choose to provide us with access or permission:   Mobile Device Access.We may request access or permission to certain features from your mobile device, including your mobile device's contacts, and other features. If you wish to change our access or permissions, you may do so in your device's settings.   Push Notifications.We may request to send you push notifications regarding your account or certain features of the application(s). If you wish to opt out from receiving these types of communications, you may turn them off in your device's settings.   This information is primarily needed to maintain the security and operation of our application(s), for troubleshooting, and for our internal analytics and reporting purposes.     All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.   Information automatically collected In Short: Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Services.   We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.     The information we collect includes: Log and Usage Data.Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type, and settings and information about your activity in the Services (such as the date/time stamps associated with your usage, pages and files viewed, searches, and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called "crash dumps"), and hardware settings).   TCPA compliance. For the purpose of TCPA compliance, we will collect the IP address of the user and date & time information to record users concurrence where user agrees contact by a service provider     HOW DO WE PROCESS YOUR INFORMATION? In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.   We process your personal information for a variety of reasons, depending on how you interact with our Services, including: To facilitate account creation and authentication and otherwise manage user accounts. We may process your information so you can create and log in to your account, as well as keep your account in working order.   To save or protect an individual's vital interest.We may process your information when necessary to save or protect an individual’s vital interest, such as to prevent harm.     WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION? In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfill our contractual obligations, to protect your rights, or to fulfil our legitimate business interests.     If you are located in the EU or UK, this section applies to you.     The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information: We may process your information if you have given us permission (i.e., consent) to use your personal information for a specific purpose. You can withdraw your consent at any time. Learn more about withdrawing your consent.   Legal Obligations.We may process your information where we believe it is necessary for compliance with our legal obligations, such as to cooperate with a law enforcement body or regulatory agency, exercise or defend our legal rights, or disclose your information as evidence in litigation in which we are involved.   Vital Interests.We may process your information where we believe it is necessary to protect your vital interests or the vital interests of a third party, such as situations involving potential threats to the safety of any person.     If you are located in Canada, this section applies to you.     We may process your information if you have given us specific permission (i.e., express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e., implied consent). You can withdraw your consent at any time.   In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example: If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way   For investigations and fraud detection and prevention   For business transactions provided certain conditions are met   If it is contained in a witness statement and the collection is necessary to assess, process, or settle an insurance claim   For identifying injured, ill, or deceased persons and communicating with next of kin   If we have reasonable grounds to believe an individual has been, is, or may be victim of financial abuse   If it is reasonable to expect collection and use with consent would compromise the availability or the accuracy of the information and the collection is reasonable for purposes related to investigating a breach of an agreement or a contravention of the laws of Canada or a province   If disclosure is required to comply with a subpoena, warrant, court order, or rules of the court relating to the production of records   If it was produced by an individual in the course of their employment, business, or profession and the collection is consistent with the purposes for which the information was produced   If the collection is solely for journalistic, artistic, or literary purposes   If the information is publicly available and is specified by the regulations     WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION? In Short: We may share information in specific situations described in this section and/or with the following categories of third parties.     Vendors, Consultants, and Other Third-Party Service Providers. We may share your data with third-party vendors, service providers, contractors, or agents ("third parties") who perform services for us or on our behalf and require access to such information to do that work. We have contracts in place with our third parties, which are designed to help safeguard your personal information. This means that they cannot do anything with your personal information unless we have instructed them to do it. They will also not share your personal information with any organization apart from us. They also commit to protect the data they hold on our behalf and to retain it for the period we instruct.   The categories of third parties we may share personal information with are as follows: Parties typically involved in a Mortgage Loan Transaction such as: Licensed Residential Mortgage Loan Originators, Licensed Mortgage Companies and/or Banks, Licensed Real Estate Agents, Licensed Real Estate Brokers, etc selected by user while using this app     We also may need to share your personal information in the following situations: Business Transfers.We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.   We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Notice. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.   Business Partners.We may share your information with our business partners to offer you certain products, services, or promotions.     HOW LONG DO WE KEEP YOUR INFORMATION? In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this Privacy Notice unless otherwise required by law.   We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than the period of time in which users have an account with us.   When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.   HOW DO WE KEEP YOUR INFORMATION SAFE? In Short: We aim to protect your personal information through a system of organizational and technical security measures.   We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.   DO WE COLLECT INFORMATION FROM MINORS? In Short: We do not knowingly collect data from or market to children under 18 years of age.   We do not knowingly collect, solicit data from, or market to children under 18 years of age, nor do we knowingly sell such personal information. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at dpo@obraj.com.   WHAT ARE YOUR PRIVACY RIGHTS? In Short: Depending on your state of residence in the US or in some regions, such as the European Economic Area (EEA), United Kingdom (UK), Switzerland, and Canada, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time, depending on your country, province, or state of residence.   In some regions (like the EEA, UK, Switzerland, and Canada), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; (iv) if applicable, to data portability; and (v) not to be subject to automated decision-making. In certain circumstances, you may also have the right to object to the processing of your personal information. You can make such a request by contacting us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" below.   We will consider and act upon any request in accordance with applicable data protection laws.   If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your Member State data protection authority or UK data protection authority.   If you are located in Switzerland, you may contact the Federal Data Protection and Information Commissioner.   Withdrawing your consent: If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" below or updating your preferences.   However, please note that this will not affect the lawfulness of the processing before its withdrawal nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent. Account Information If you would at any time like to review or change the information in your account or terminate your account, you can: We have a chat feature, you can chat with your selected Service Provider within the app to help remove your account.   Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our legal terms and/or comply with applicable legal requirements.   If you have questions or comments about your privacy rights, you may email us at privacy@obraj.com.   CONTROLS FOR DO-NOT-TRACK FEATURES Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage, no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this Privacy Notice.   California law requires us to let you know how we respond to web browser DNT signals. Because there currently is not an industry or legal standard for recognizing or honoring DNT signals, we do not respond to them at this time.     DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS? In Short: If you are a resident of California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah, or Virginia, you may have the right to request access to and receive details about the personal information we maintain about you and how we have processed it, correct inaccuracies, get a copy of, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law. More information is provided below. Categories of Personal Information We Collect We have collected the following categories of personal information in the past twelve (12) months:   Category Examples Collected A. Identifiers Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, and account name YES B. Personal information as defined in the California Customer Records statute Name, contact information, education, employment, employment history, and financial information YES C. Protected classification characteristics under state or federal law Gender, age, date of birth, race and ethnicity, national origin, marital status, and other demographic data NO D. Commercial information Transaction information, purchase history, financial details, and payment information YES E. Biometric information Fingerprints and voiceprints NO F. Internet or other similar network activity Browsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems, and advertisements NO G. Geolocation data Device location NO H. Audio, electronic, sensory, or similar information Images and audio, video or call recordings created in connection with our business activities NO I. Professional or employment-related information Business contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply for a job with us YES J. Education Information Student records and directory information NO K. Inferences drawn from collected personal information Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics NO L. Sensitive personal Information   NO   We may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of: Receiving help through our customer support channels;   Participation in customer surveys or contests; and   Facilitation in the delivery of our Services and to respond to your inquiries. We will use and retain the collected personal information as needed to provide the Services or for:   Category B - As long as the user has an account with us Sources of Personal Information Learn more about the sources of personal information we collect in "WHAT INFORMATION DO WE COLLECT?" How We Use and Share Personal Information Learn more about how we use your personal information in the section, "HOW DO WE PROCESS YOUR INFORMATION?"     We collect and share your personal information through:   The user may choose to share his/her information with one of the available service provider within this app   Will your information be shared with anyone else?   We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Learn more about how we disclose personal information to in the section, "WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?"   We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be "selling" of your personal information.   We have disclosed the following categories of personal information to third parties for a business or commercial purpose in the preceding twelve (12) months:   Category B. Personal information as defined in the California Customer Records law   The categories of third parties to whom we disclosed personal information for a business or commercial purpose can be found under "WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?"   We have sold or shared the following categories of personal information to third parties in the preceding twelve (12) months:   Category B. Personal information as defined in the California Customer Records law   The categories of third parties to whom we sold personal information are: Parties typically involved in a Mortgage Loan Transaction such as: Licensed Residential Mortgage Loan Originators, Licensed Mortgage Companies and/or Banks, Licensed Real Estate Agents, Licensed Real Estate Brokers, etc selected by user while using this app     The categories of third parties to whom we shared personal information with are: Parties typically involved in a Mortgage Loan Transaction such as: Licensed Residential Mortgage Loan Originators, Licensed Mortgage Companies and/or Banks, Licensed Real Estate Agents, Licensed Real Estate Brokers, etc selected by user while using this app   Your Rights You have rights under certain US state data protection laws. However, these rights are not absolute, and in certain cases, we may decline your request as permitted by law. These rights include: Right to knowwhether or not we are processing your personal data   Right to access your personal data   Right to correct inaccuracies in your personal data   Right to requestthe deletion of your personal data   Right to obtain a copy of the personal data you previously shared with us   Right to non-discriminationfor exercising your rights   Right to opt outof the processing of your personal data if it is used for targeted advertising (or sharing as defined under California’s privacy law), the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ("profiling")   Depending upon the state where you live, you may also have the following rights: Right to access the categories of personal data being processed (as permitted by applicable law, including the privacy law in Minnesota)   Right to obtain a list of the categories of third parties to which we have disclosed personal data (as permitted by applicable law, including the privacy law in California, Delaware, and Maryland)   Right to obtain a list of specific third parties to which we have disclosed personal data (as permitted by applicable law, including the privacy law in Minnesota and Oregon)   Right to review, understand, question, and correct how personal data has been profiled (as permitted by applicable law, including the privacy law in Minnesota)   Right to limit use and disclosure of sensitive personal data (as permitted by applicable law, including the privacy law in California)   Right to opt out of the collection of sensitive data and personal data collected through the operation of a voice or facial recognition feature (as permitted by applicable law, including the privacy law in Florida) How to Exercise Your Rights To exercise these rights, you can contact us by visiting https://www.obraj.com/app/aria/mortgage/privacy-policy/, by emailing us at supprt@obraj.com, by visiting https://www.obraj.com/app/aria/mortgage/privacy-policy, or by referring to the contact details at the bottom of this document.   You can opt out from the selling of your personal information, targeted advertising, or profiling by disabling cookies in Cookie Preference Settings.   Under certain US state data protection laws, you can designate an authorized agent to make a request on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with applicable laws. Request Verification Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. We will only use personal information provided in your request to verify your identity or authority to make the request. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes.   If you submit the request through an authorized agent, we may need to collect additional information to verify your identity before processing your request and the agent will need to provide a written and signed permission from you to submit such request on your behalf. Appeals Under certain US state data protection laws, if we decline to take action regarding your request, you may appeal our decision by emailing us at __________. We will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. If your appeal is denied, you may submit a complaint to your state attorney general. California "Shine The Light" Law California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?"   DATA SHARING WITH SERVICE PROVIDERS To comply with all applicable state laws within the mortgage industry, this app will share user information with users selected Service Providers such as: Licensed Residential Mortgage Loan Originators, Licensed Mortgage Companies and/or Banks, Licensed Real Estate Agents, Licensed Real Estate Brokers, etc selected by user while using this app. These Service Providers provide critical realtime information for this app to work such as Mortgage Interest Rates, Mortgage Loan Programs and/or Mortgage Loan Terms. User may choose to work directly with these Service Providers outside of this app as a result of their interaction within this app.   DO WE MAKE UPDATES TO THIS NOTICE? In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.   We may update this Privacy Notice from time to time. The updated version will be indicated by an updated "Revised" date at the top of this Privacy Notice. If we make material changes to this Privacy Notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this Privacy Notice frequently to be informed of how we are protecting your information.   HOW CAN YOU CONTACT US ABOUT THIS NOTICE? If you have questions or comments about this notice, you may contact our Data Protection Officer (DPO) by email at dpo@obraj.com, by phone at +18329774499, or contact us by post at:   Obraj, Inc.Attn: aria.mortgage Data Protection Officer 5326 W Bellfort Ste 109 Houston, TX 77035 United States   HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU? You have the right to request access to the personal information we collect from you, details about how we have processed it, correct inaccuracies, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law. To request to review, update, or delete your personal information, please visit: https://www.obraj.com/app/aria/mortgage/privacy-policy/. [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.23" _module_preset="default" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][et_pb_contact_form email="Support@obraj.com" title="Contact Us" _builder_version="4.23" _module_preset="default" _unique_id="99c907b0-c7f4-4056-9cd9-c5eaf829fb40" global_colors_info="{}"][et_pb_contact_field field_id="Name" field_title="Name" _builder_version="4.16" global_colors_info="{}" button_text_size__hover_enabled="off" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_text_color__hover_enabled="off" button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_border_width__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_border_color__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_border_radius__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_letter_spacing__hover_enabled="off" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_bg_color__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off"][/et_pb_contact_field][et_pb_contact_field field_id="Email" field_title="Email Address" field_type="email" _builder_version="4.16" global_colors_info="{}" button_text_size__hover_enabled="off" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_text_color__hover_enabled="off" button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_border_width__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_border_color__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_border_radius__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_letter_spacing__hover_enabled="off" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_bg_color__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off"][/et_pb_contact_field][et_pb_contact_field field_id="Message" field_title="Message" field_type="text" fullwidth_field="on" _builder_version="4.16" global_colors_info="{}" button_text_size__hover_enabled="off" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_text_color__hover_enabled="off" button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_border_width__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_border_color__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_border_radius__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_letter_spacing__hover_enabled="off" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_bg_color__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off"][/et_pb_contact_field][/et_pb_contact_form][/et_pb_column][/et_pb_row][/et_pb_section] ### mortgage [et_pb_section fb_built="1" fullwidth="on" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][et_pb_fullwidth_code _builder_version="4.23" _module_preset="default" global_colors_info="{}"] Your All-In-One Mortgage Calculator and Loan Assistant A smart, self-service mortgage tool built for anyone who wants to buy a home, refinance, compare rates, or understand their monthly payment. Works for every state in the United States with the same insight a loan officer provides. No sales pressure. No complicated math. Just clear numbers and real guidance. Download on the App Store ▶ Get it on Google Play Who aria.mortgage Is For Homebuyers See how much home you can afford, calculate down payment, estimate cash to close, and explore different loan programs. Homeowners Check if a refinance makes sense. Compare interest rates and monthly payments across multiple scenarios. Rate Shoppers View different interest rate options and discount points so you can understand how rates change your payment. Anyone Wanting Clarity See your qualifying income, debt-to-income ratio, and your complete mortgage picture in minutes. See aria.mortgage in Action Anyone, in today's world, looking for a home mortgage loan, has millions of questions. The most popular 3 questions are: What is my Interest Rate? What is my Cash to Close? and What is my Monthly Payment? When you search answer to these questions, you do not get a clear and honest answer. Why? Coz just like your finger prints, no two loan applicants and their needs are different. You cannot have a 'one size fit all' answer to your burning questions. aria.mortgage is an app, supported by many licensed Residential Mortgage Loan Originator aka RMLOs, which empowers you to run unlimited numbers of scenarios, generate Fee Wroksheets, which include answers to all your questions! and all these answers are specific to you. This app will allow you to run all kinds of what-if scenarios? The same questions, that you wish to ask your RMLO and you can't. What's my current Credit Score? What-if my score is 20 points higher? Is it going to impact my Cash to Close? or will it help reduce my Interest Rate? I just heard the Interest Rates dropped! How will this impact me? What is the Interest Rate right now? What if I buy a home worth $300,000. will I qualify? Or If I wish to buy a home worth $500,000 what is the income needed while evaluating my scenario? How can I calculate my income like my RMLO does? I've multiple businesses, can I calculate income on my own? What if my income increases or decreases? What's the impact? Will I still qualify? How to calculate my bonus and commission income? What about my Investment Property Rental income? I receive other income like Child Support or Alimony or Social Security Income, How does an RMLO calculate that for my loan? I'm buying a home and negotiate a Seller's Concession. How this will help with my Cash to Close? or help with buying my rate down? What if I 've a second loan, how will it come to play? I wish to generate scenarios for every home that I see on MLS service! I want to feel free when I start the Mortgage Loan process! If that is you with all these questions, this app is for you. No more filling lengthy long forms thinking I 'll get my answer and instead there is a long line fo RMLOs trying to win my business. I know, all these re trying to help;p me but what if I'm not ready! Not Yet!! Just testing waters!! And yet, I'll have an RMLO available to answer any questions on the fly; and I'll have access to a Real Estate Agent who can guide me through the process. This app will also allow me to generate a pre-qualification or pre-approval letter, generated by me, at will, and without talking to any RMLO. Kinda Self Service! And as many letters that I need, 24 hours a day, for as many home scenarios as I can think of. As of today, no-one is allowing a consumer to self-servcie their own mortgage loan process. This app, just like a financial mortgage calculator game, lets you do all this and more. This app is TCPA compliant and will not result in you receiving millions of calls when you fill in a home mortgage inquiry form! Download today and enjoy! Self-Service, Loan Officer Level Power aria.mortgage lets you do everything a loan officer can do, but in an easy, guided format: Calculate monthly payments Compare purchase and refinance options Estimate cash to close Review down payment options Run loan scenarios for Conventional, FHA, VA, USDA, Jumbo, and Non-QM Adjust income, credit score, liabilities, assets, and property details Generate a real Fee Worksheet with rates aria.mortgage puts all the decision-making tools directly in your hands. Real Credit Data. No Hard Inquiry. TransUnion FICO 4 Mortgage Score This is not a general credit score. It is a real mortgage-grade scoring model used by lenders. You receive the real score, the one lenders actually look at. Soft Credit Pull No impact to your credit score. Pull your credit safely and securely. Direct Connection Direct connection through MySoftCredit, used instantly in your loan calculations. You Control Your Data You decide when to pull your credit. Your lender cannot pull it unless you grant permission. Complete Financial Snapshot aria.mortgage builds your full mortgage profile based on the information you enter: Income Wage income Self-employed income Business income Rental income Social Security Child support Alimony Many other sources Liabilities Auto loans Credit cards Student loans Mortgages Any other monthly payment Option to mark items as paid-off at closing Assets and Funds Bank accounts Gift funds Stocks Verified and unverified assets Seasoned funds tracking This gives you an accurate debt-to-income ratio and a clear picture of your purchasing power. Build Multiple Loan Scenarios Create unlimited scenarios for purchase or refinance: Enter property details Select a loan program Choose occupancy type: primary, second home, or investment property Add down payment assistance Enter closing cost credits Compare rate options Lock periods Buydown options First-time homebuyer selections aria.mortgage shows you how every choice changes your payment. Instant Monthly Payment and Cash to Close Your Monthly Payment Principal and interest Property tax Homeowners insurance Mortgage insurance (when required) HOA fees (if any) Full estimated monthly payment Cash to Close Breakdown Total cash to close Earnest money impact Credits applied Lender fees Prepaids and reserves Everything is displayed clearly so you know exactly what to expect. More Powerful Features Fee Worksheet (PDF) Generate a complete Fee Worksheet containing your rate, loan terms, closing costs, cash to close, and payment breakdown. Download, share, or send it to your loan officer. Add Co-Borrower See how adding another borrower affects qualification. Enter co-borrower income, FICO, and liabilities. Include or exclude them instantly for comparison. Why aria.mortgage Built with Heart aria.mortgage is built with the heart of the aria brand, symbolized by the Aria Butterfly: kindness, transformation, and human understanding. The app empowers borrowers with clarity, fairness, and complete transparency. You should never feel lost when making one of the biggest financial decisions of your life. aria.mortgage is here to give you confidence. 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locked="off" global_colors_info="{}"]App Screens[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure="1_4,1_4,1_4,1_4" _builder_version="4.23" max_width="none" overflow-x="visible" overflow-y="visible" global_colors_info="{}"][et_pb_column type="1_4" _builder_version="4.16" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2025/04/8.png" title_text="8" align="center" _builder_version="4.23" border_radii="on|28px|28px|28px|28px" border_width_all="14px" border_color_all="#ffffff" box_shadow_style="preset1" box_shadow_vertical="48px" box_shadow_blur="48px" box_shadow_color="rgba(100,146,188,0.2)" global_colors_info="{}"][/et_pb_image][/et_pb_column][et_pb_column type="1_4" _builder_version="4.16" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2025/04/2.png" title_text="2" align="center" _builder_version="4.23" border_radii="on|28px|28px|28px|28px" border_width_all="14px" border_color_all="#ffffff" box_shadow_style="preset1" box_shadow_vertical="48px" box_shadow_blur="48px" box_shadow_color="rgba(100,146,188,0.2)" global_colors_info="{}"][/et_pb_image][/et_pb_column][et_pb_column type="1_4" _builder_version="4.16" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2025/04/6.png" title_text="6" align="center" _builder_version="4.23" border_radii="on|28px|28px|28px|28px" border_width_all="14px" border_color_all="#ffffff" box_shadow_style="preset1" box_shadow_vertical="48px" box_shadow_blur="48px" box_shadow_color="rgba(100,146,188,0.2)" global_colors_info="{}"][/et_pb_image][/et_pb_column][et_pb_column type="1_4" _builder_version="4.16" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2025/04/4.png" title_text="4" align="center" _builder_version="4.23" border_radii="on|28px|28px|28px|28px" border_width_all="14px" border_color_all="#ffffff" box_shadow_style="preset1" box_shadow_vertical="48px" box_shadow_blur="48px" box_shadow_color="rgba(100,146,188,0.2)" global_colors_info="{}"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Footer" _builder_version="4.23" background_color="#0C71C3" background_image="http://www.obraj.com/wp-content/uploads/2023/10/mobile-app_85.png" background_position="top_center" custom_margin="8vw||||false|false" custom_margin_tablet="0px||||false|false" custom_margin_last_edited="off|desktop" custom_padding="||8vw||false|false" locked="off" global_colors_info="{}"][et_pb_row column_structure="1_2,1_2" _builder_version="4.23" max_width="none" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.16" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2025/04/7.png" title_text="7" _builder_version="4.23" positioning="relative" vertical_offset="6vw" horizontal_offset="-28%" vertical_offset_tablet="0vw" vertical_offset_phone="" vertical_offset_last_edited="on|phone" horizontal_offset_tablet="-27%" horizontal_offset_phone="" horizontal_offset_last_edited="on|tablet" width="49%" border_radii="on|3vw|3vw|3vw|3vw" border_width_all="1.2vw" border_color_all="#ffffff" box_shadow_style="preset1" box_shadow_vertical="64px" box_shadow_blur="64px" box_shadow_color="rgba(1,6,17,0.16)" global_colors_info="{}"][/et_pb_image][et_pb_image src="http://www.obraj.com/wp-content/uploads/2025/04/1.png" title_text="1" _builder_version="4.23" positioning="absolute" position_origin_a="top_right" vertical_offset="-28%" z_index="1" width="61%" border_radii="on|4vw|4vw|4vw|4vw" border_width_all="1.5vw" border_color_all="#ffffff" box_shadow_style="preset1" box_shadow_vertical="64px" box_shadow_blur="64px" box_shadow_color="rgba(1,6,17,0.16)" global_colors_info="{}"][/et_pb_image][et_pb_image src="http://www.obraj.com/wp-content/uploads/2025/04/8.png" title_text="8" _builder_version="4.23" positioning="absolute" vertical_offset="-5%" horizontal_offset="15%" width="38%" border_radii="on|4vw|4vw|4vw|4vw" border_width_all="1vw" border_color_all="#ffffff" box_shadow_style="preset1" box_shadow_vertical="64px" box_shadow_blur="64px" box_shadow_color="rgba(1,6,17,0.16)" global_colors_info="{}"][/et_pb_image][/et_pb_column][et_pb_column type="1_2" _builder_version="4.16" custom_padding="8vw||||false|false" custom_padding_tablet="0px||||false|false" custom_padding_last_edited="off|desktop" global_colors_info="{}"][et_pb_text _builder_version="4.16" text_font_size="16px" text_line_height="1.8em" header_2_font="IBM Plex Sans Condensed|700|||||||" header_2_font_size="6vw" header_2_line_height="1.2em" background_layout="dark" header_2_font_size_tablet="60px" header_2_font_size_phone="50px" header_2_font_size_last_edited="on|phone" locked="off" global_colors_info="{}"]aria.mortgage  [/et_pb_text][et_pb_image src="http://www.obraj.com/wp-content/uploads/2023/11/Untitled-1.png" alt="Play Store" title_text="Untitled-1" align="center" _builder_version="4.23" _module_preset="default" width="60%" global_colors_info="{}"][/et_pb_image][et_pb_image src="http://www.obraj.com/wp-content/uploads/2023/11/Untitled-2-2.png" title_text="Untitled-2" align="center" _builder_version="4.23" _module_preset="default" width="60%" global_colors_info="{}"][/et_pb_image][et_pb_social_media_follow use_icon_font_size="on" icon_font_size="22px" _builder_version="4.16" border_radii="on|100px|100px|100px|100px" border_width_all="5px" border_color_all="#ffffff" locked="off" global_colors_info="{}"][et_pb_social_media_follow_network social_network="facebook" icon_color="#ff4f7c" _builder_version="4.16" background_color="#ffffff" background_enable_color="on" box_shadow_style="preset3" box_shadow_vertical="40px" box_shadow_blur="40px" box_shadow_color="rgba(0,0,0,0.2)" global_colors_info="{}" follow_button="off" url_new_window="on"]facebook[/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network="twitter" icon_color="#ff4f7c" _builder_version="4.16" background_color="#ffffff" background_enable_color="on" box_shadow_style="preset3" box_shadow_vertical="40px" box_shadow_blur="40px" box_shadow_color="rgba(0,0,0,0.2)" global_colors_info="{}" follow_button="off" url_new_window="on"]twitter[/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network="youtube" icon_color="#ff4f7c" use_icon_font_size="on" _builder_version="4.16" background_color="#ffffff" background_enable_color="on" box_shadow_style="preset3" box_shadow_vertical="40px" box_shadow_blur="40px" box_shadow_color="rgba(0,0,0,0.2)" global_colors_info="{}" follow_button="off" url_new_window="on"]youtube[/et_pb_social_media_follow_network][/et_pb_social_media_follow][/et_pb_column][/et_pb_row][/et_pb_section] ### Real Estate EULA [et_pb_section fb_built="1" admin_label="Hero section" _builder_version="4.16" use_background_color_gradient="on" background_color_gradient_stops="rgba(150,105,97,0.67) 0%|rgba(2,0,76,0.84) 100%" background_color_gradient_overlays_image="on" background_color_gradient_start="rgba(150,105,97,0.67)" background_color_gradient_end="rgba(2,0,76,0.84)" background_image="http://www.obraj.com/wp-content/uploads/2024/09/architect-firm-03.jpg" background_position="top_center" custom_margin="|||" custom_padding="10%||10%|" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row _builder_version="4.16" custom_margin="|||" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="1px|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.23" text_font="Lato||||||||" text_font_size="20px" text_line_height="1.8em" header_font="Lato|900|||||||" header_font_size="80px" header_letter_spacing="2px" header_line_height="1.2em" background_layout="dark" animation_style="fold" hover_enabled="0" header_font_size_tablet="46px" header_font_size_phone="" header_font_size_last_edited="on|tablet" global_colors_info="{}" theme_builder_area="post_content" sticky_enabled="0"]END USER LICENSE AGREEMENT (EULA) FOR ARIA REAL ESTATE AGENT APP    [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" _builder_version="4.16" background_color="rgba(0,0,0,0.03)" background_position="top_center" custom_margin="|||" custom_padding="100px||100px|" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row _builder_version="4.16" custom_margin="|||" locked="off" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.16" text_font="Lato||||||||" text_text_color="#898f99" text_font_size="18px" text_line_height="2em" header_font="||||||||" header_2_font="Lato|700|||||||" header_2_font_size="42px" header_2_line_height="1.5em" text_orientation="center" max_width="800px" module_alignment="center" locked="off" global_colors_info="{}" theme_builder_area="post_content"]END USER LICENSE AGREEMENT (EULA) FOR ARIA REAL ESTATE AGENT APP This End User License Agreement ("Agreement") is a legal agreement between you ("Agent," "you," or "your") and Aria Real Estate Agent ("Company," "we," "us," or "our") governing your use of the Aria Real Estate Agent mobile application ("App"). By downloading, installing, or using this App, you agree to be bound by the terms of this Agreement. 1. LICENSE GRANT Subject to your compliance with this Agreement, Company grants you a limited, non-exclusive, non-transferable, revocable license to use the Aria Real Estate Agent App on a compatible mobile device for the purpose of managing real estate listings, client communication, and other agent-related tasks in connection with real estate activities. 2. AGENT RESPONSIBILITIES As an agent using the App, you agree to: Provide accurate information: You will provide accurate, truthful, and up-to-date information about yourself, your listings, and your services. Comply with laws and regulations: You are responsible for ensuring that your use of the App complies with all applicable local, state, and national laws, including real estate laws and regulations. Respect client confidentiality: You agree to maintain the confidentiality of any personal data or sensitive information regarding your clients accessed through the App. 3. RESTRICTIONS You are prohibited from: Using the App for any illegal or unauthorized purposes, including but not limited to, false advertising, misleading clients, or providing incorrect information about properties. Modifying, reverse engineering, decompiling, or disassembling the App or attempting to extract its source code. Renting, leasing, or sublicensing the App to any third party. 4. DATA USAGE AND PRIVACY The App may collect personal information, including but not limited to your name, contact information, location, and details of your real estate listings. By using the App, you consent to our collection, use, and sharing of your data as outlined in the Privacy Policy. The Company will use reasonable efforts to protect your data in accordance with applicable data privacy laws. 5. INTELLECTUAL PROPERTY RIGHTS All intellectual property rights in and to the App, including but not limited to copyrights, trademarks, and patents, belong to the Company or its licensors. You are granted no rights in or to the App other than the limited license granted in this Agreement. 6. TERMINATION This Agreement is effective until terminated. We reserve the right to terminate or suspend your access to the App at any time, without prior notice, for conduct that we believe violates this Agreement or is harmful to other users, the Company, or third parties. 7. DISCLAIMER OF WARRANTIES The App is provided "AS IS" without warranty of any kind. To the fullest extent permitted by law, the Company disclaims all warranties, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. 8. LIMITATION OF LIABILITY To the extent permitted by law, in no event shall the Company be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising out of your use of or inability to use the App, including but not limited to, loss of profits, loss of data, or business interruption. 9. INDEMNIFICATION You agree to indemnify, defend, and hold harmless the Company, its affiliates, and their respective officers, directors, agents, and employees from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys' fees) arising out of your use of the App or your violation of this Agreement. 10. CHANGES TO THIS AGREEMENT We may update this Agreement from time to time. Any changes will be posted on the App, and continued use of the App after such changes constitutes your acceptance of the new terms. 11. GOVERNING LAW This Agreement shall be governed by and construed in accordance with the laws of [your country/state], without regard to its conflict of law principles. Any legal action or proceeding arising under this Agreement will be brought exclusively in the courts of [your jurisdiction]. 12. CONTACT INFORMATION If you have any questions regarding this Agreement, please contact us at: [Your Company Name][Your Address][Your Email][Your Contact Number][/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Team" _builder_version="4.16" use_background_color_gradient="on" background_color_gradient_stops="#ffffff 0%|#e8eefc 100%" background_color_gradient_start="#ffffff" background_color_gradient_end="#e8eefc" custom_margin="|||" custom_padding="100px|0px|100px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row _builder_version="4.16" custom_margin="|||" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.16" text_font="Lato||||||||" text_text_color="#898f99" text_font_size="18px" text_line_height="2em" header_font="||||||||" header_2_font="Lato|700|||||||" header_2_font_size="42px" header_2_line_height="1.5em" text_orientation="center" max_width="800px" module_alignment="center" locked="off" global_colors_info="{}" theme_builder_area="post_content"]Expert Agents [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.16" background_color="#ffffff" background_size="initial" background_position="top_left" background_repeat="repeat" custom_margin="|||" custom_padding="60px|30px|60px|30px" animation_style="slide" animation_direction="bottom" animation_intensity_slide="6%" animation_starting_opacity="100%" border_radii="on|15px|15px|15px|15px" border_color_all="#3c39e6" border_width_top="18px" box_shadow_style="preset3" box_shadow_vertical="39px" box_shadow_blur="80px" box_shadow_color="rgba(0,0,0,0.1)" custom_width_px="1280px" global_colors_info="{}" column_structure="1_4,1_4,1_4,1_4" theme_builder_area="post_content"][et_pb_column type="1_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_blurb title="Robert Hendz" image="http://www.obraj.com/wp-content/uploads/2024/09/portrait-square-03.jpg" image_icon_width="100px" image_icon_width_last_edited="on|desktop" _builder_version="4.16" header_font="Lato|700|||||||" header_line_height="1.4em" body_font="Lato|500|||||||" body_font_size="16px" text_orientation="center" animation="off" border_radii_image="on|100px|100px|100px|100px" image_max_width="100px" image_max_width_tablet="" image_max_width_phone="" image_max_width_last_edited="on|desktop" global_colors_info="{}" theme_builder_area="post_content" image_icon_width_tablet="100px" image_icon_width_phone="100px"]Commercial Real Estate [/et_pb_blurb][/et_pb_column][et_pb_column type="1_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_blurb title="Loreen James" image="http://www.obraj.com/wp-content/uploads/2024/09/portrait-square-11.jpg" image_icon_width="100px" image_icon_width_last_edited="on|desktop" _builder_version="4.16" header_font="Lato|700|||||||" header_line_height="1.4em" body_font="Lato|500|||||||" body_font_size="16px" text_orientation="center" animation="off" border_radii_image="on|100px|100px|100px|100px" image_max_width="100px" image_max_width_tablet="" image_max_width_phone="" image_max_width_last_edited="on|desktop" global_colors_info="{}" theme_builder_area="post_content" image_icon_width_tablet="100px" image_icon_width_phone="100px"]Residential Real Estate [/et_pb_blurb][/et_pb_column][et_pb_column type="1_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_blurb title="Mike Brenson" image="http://www.obraj.com/wp-content/uploads/2024/09/portrait-square-05.jpg" image_icon_width="100px" image_icon_width_last_edited="on|desktop" _builder_version="4.16" header_font="Lato|700|||||||" header_line_height="1.4em" body_font="Lato|500|||||||" body_font_size="16px" text_orientation="center" animation="off" border_radii_image="on|100px|100px|100px|100px" image_max_width="100px" image_max_width_tablet="" image_max_width_phone="" image_max_width_last_edited="on|desktop" locked="off" global_colors_info="{}" theme_builder_area="post_content" image_icon_width_tablet="100px" image_icon_width_phone="100px"]Residential Real Estate [/et_pb_blurb][/et_pb_column][et_pb_column type="1_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_blurb title="Brett Slater" image="http://www.obraj.com/wp-content/uploads/2024/09/portrait-square-10.jpg" image_icon_width="100px" image_icon_width_last_edited="on|desktop" _builder_version="4.16" header_font="Lato|700|||||||" header_line_height="1.4em" body_font="Lato|500|||||||" body_font_size="16px" text_orientation="center" animation="off" border_radii_image="on|100px|100px|100px|100px" image_max_width="100px" image_max_width_tablet="" image_max_width_phone="" image_max_width_last_edited="on|desktop" locked="off" global_colors_info="{}" theme_builder_area="post_content" image_icon_width_tablet="100px" image_icon_width_phone="100px"]Commercial Real Estate [/et_pb_blurb][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.16" custom_padding="60px|0px|27px|0px" locked="off" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_button button_text="Contact An Agent" button_alignment="center" _builder_version="4.16" custom_button="on" button_text_size="15px" button_bg_color="#3c39e6" button_border_width="0px" button_border_radius="6px" button_letter_spacing="1px" button_font="Lato|700||on|||||" button_use_icon="off" background_layout="dark" custom_margin="|||" custom_padding="12px|30px|12px|30px" box_shadow_style="preset3" box_shadow_color="rgba(60,57,230,0.15)" button_letter_spacing_hover="1px" locked="off" global_colors_info="{}" button_text_size__hover_enabled="off" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_text_color__hover_enabled="off" button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_border_width__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_border_color__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_border_radius__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_letter_spacing__hover_enabled="on" button_letter_spacing__hover="1px" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_bg_color__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off" theme_builder_area="post_content"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section] ### real-estate-privacy-policy [et_pb_section fb_built="1" admin_label="Hero section" _builder_version="4.23" use_background_color_gradient="on" background_color_gradient_stops="rgba(150,105,97,0.67) 0%|rgba(2,0,76,0.84) 100%" background_color_gradient_overlays_image="on" background_color_gradient_start="rgba(150,105,97,0.67)" background_color_gradient_end="rgba(2,0,76,0.84)" background_image="http://www.obraj.com/wp-content/uploads/2024/09/architect-firm-03.jpg" background_position="top_center" custom_margin="|||" custom_padding="10%||10%|" hover_enabled="0" global_colors_info="{}" theme_builder_area="post_content" sticky_enabled="0"][et_pb_row _builder_version="4.23" custom_margin="|||" hover_enabled="0" global_colors_info="{}" theme_builder_area="post_content" sticky_enabled="0"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="1px|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.16" text_font="Lato||||||||" text_font_size="20px" text_line_height="1.8em" header_font="Lato|900|||||||" header_font_size="80px" header_letter_spacing="2px" header_line_height="1.2em" background_layout="dark" animation_style="fold" header_font_size_tablet="46px" header_font_size_phone="" header_font_size_last_edited="on|tablet" global_colors_info="{}" theme_builder_area="post_content"]Privacy Policy for Aria Real Estate Agent Mobile App  [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" _builder_version="4.16" background_color="rgba(0,0,0,0.03)" background_position="top_center" custom_margin="|||" custom_padding="100px||100px|" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row _builder_version="4.16" custom_margin="|||" locked="off" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" theme_builder_area="post_content"][et_pb_text _builder_version="4.16" text_font="Lato||||||||" text_text_color="#898f99" text_font_size="18px" text_line_height="2em" header_font="||||||||" header_2_font="Lato|700|||||||" header_2_font_size="42px" header_2_line_height="1.5em" text_orientation="center" max_width="800px" module_alignment="center" locked="off" global_colors_info="{}" theme_builder_area="post_content"]Effective Date: 20 Sep 2024 At Aria Real Estate Agent ("we," "our," or "us"), we take your privacy seriously. This Privacy Policy outlines how we collect, use, share, and protect your personal information when you use our mobile application ("App") and services. By using the App, you agree to the collection and use of information in accordance with this policy. 1. Information We Collect We may collect the following types of information: 1.1 Personal InformationWhen you use our App, we may collect personally identifiable information, including but not limited to: Full name Email address Phone number Location data (when necessary for app functionality) Contact preferences Professional information (e.g., real estate license, agent or broker details) 1.2 Non-Personal InformationWe may collect non-personal information that does not directly identify you, such as: Device information (e.g., device type, operating system, and app version) Usage data (e.g., pages visited, time spent on the app, and user interactions) IP address Cookies and similar technologies (to improve app functionality and performance) 2. How We Use Your Information We use the information we collect for the following purposes: 2.1 Providing ServicesWe use your personal information to provide and improve the services offered through the App, including: Connecting you with real estate agents and brokers Facilitating communication between users and agents/brokers Personalizing your experience on the App 2.2 CommunicationWe may use your contact information to send you notifications, updates, or service-related communications. You may also receive promotional emails or messages if you have opted in for such communication. You can opt out of promotional messages at any time. 2.3 Analytics and ImprovementsWe use non-personal information for analytics purposes to better understand how users interact with the App and to improve our services, features, and overall user experience. 2.4 Legal Compliance and ProtectionWe may use your information to comply with legal obligations, enforce our terms of service, and protect the rights, privacy, safety, or property of Aria Real Estate Agent, its users, or the public. 3. How We Share Your Information We do not sell or rent your personal information to third parties. However, we may share your information in the following circumstances: 3.1 With Real Estate Agents and BrokersWhen you use the App to connect with agents or brokers, we may share relevant personal information (e.g., your name and contact details) with them to facilitate communication and services. 3.2 Service ProvidersWe may share your information with third-party service providers who assist us in operating the App, conducting business, or providing services (e.g., hosting, analytics, or customer support). These service providers are bound by confidentiality agreements and are not allowed to use your information for any purpose other than assisting us. 3.3 Legal RequirementsWe may disclose your information if required by law, subpoena, or legal process, or if we believe that such disclosure is necessary to comply with legal obligations or to protect the rights, safety, or property of Aria Real Estate Agent, its users, or others. 3.4 Business TransfersIn the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you of any such transfer and any changes to this Privacy Policy. 4. Data Security We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials and for restricting access to your account. 5. Data Retention We will retain your personal information for as long as necessary to provide the services you request, comply with legal obligations, resolve disputes, and enforce our agreements. We may also retain non-personal information for internal analysis purposes. 6. Your Privacy Rights Depending on your jurisdiction, you may have the following rights regarding your personal information: 6.1 Access and UpdateYou can access and update your personal information directly within the App or by contacting us at [insert contact email]. You are responsible for ensuring that your personal information is accurate and up-to-date. 6.2 DeletionYou have the right to request the deletion of your personal information, subject to certain legal obligations. To request deletion, please contact us at [insert contact email]. 6.3 Opt-Out of Marketing CommunicationsYou can opt-out of receiving promotional emails or notifications by following the unsubscribe instructions in the emails or contacting us at [insert contact email]. 7. Children’s Privacy Our App is not intended for use by children under the age of 13, and we do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child under the age of 13 without parental consent, we will take steps to delete such information promptly. 8. Third-Party Links and Services The App may contain links to third-party websites or services. This Privacy Policy does not apply to any third-party platforms. We encourage you to review the privacy policies of those platforms before providing them with your personal information. We are not responsible for the content or practices of third-party websites or services. 9. Changes to This Privacy Policy We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any changes will be posted within the App and will be effective immediately upon posting. Your continued use of the App after any changes constitutes acceptance of the revised Privacy Policy. 10. Contact Us If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: Email: [Insert contact email] Address: [Insert mailing address] [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" fullwidth="on" theme_builder_area="post_content" _builder_version="4.23" _module_preset="default"][/et_pb_section][et_pb_section fb_built="1" admin_label="Team" _builder_version="4.16" use_background_color_gradient="on" background_color_gradient_stops="#ffffff 0%|#e8eefc 100%" background_color_gradient_start="#ffffff" background_color_gradient_end="#e8eefc" custom_margin="|||" custom_padding="100px|0px|100px|0px" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row _builder_version="4.16" custom_margin="|||" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||" 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1. General InformationThe Aria Real Estate Agent mobile application ("App") serves as a platform that facilitates connections between users and licensed real estate agents or brokers in the United States. The App itself does not manage, sell, or broker any real estate properties. While we strive to provide accurate and up-to-date information about agents and brokers, we make no guarantees or warranties regarding the completeness, reliability, or accuracy of any such information. Users are responsible for independently verifying any information related to agents, brokers, or services offered through the App. 2. No Endorsement of Agents or BrokersAria Real Estate Agent provides a platform for agents and brokers to connect with potential clients. The inclusion of any agent or broker within the App does not constitute an endorsement or recommendation by the App’s developers, operators, or administrators. Users are encouraged to perform their own due diligence by verifying the credentials, licensing, and qualifications of any agent or broker before engaging their services. 3. Agent and Broker ResponsibilityReal estate agents and brokers listed on Aria Real Estate Agent are independent professionals responsible for their own services and representations. Any agreements, negotiations, or transactions between users and agents or brokers are conducted solely between the parties involved. Aria Real Estate Agent, its developers, and administrators are not parties to these transactions and shall not be held responsible for any disputes, errors, or omissions on the part of agents or brokers. All contractual obligations, including service agreements, are the responsibility of the user and the agent or broker. 4. User ResponsibilityUsers of Aria Real Estate Agent are solely responsible for evaluating and verifying the credentials, licenses, and services of any agent or broker with whom they choose to engage. The App does not verify, supervise, or monitor the conduct or services of agents or brokers. It is the user’s responsibility to ensure that all agreements entered into with agents or brokers are clear, fair, and in compliance with applicable laws. The App assumes no responsibility for any outcomes or disputes arising from interactions between users and agents or brokers. 5. No Legal or Financial AdviceThe information provided within Aria Real Estate Agent is for general informational purposes only and is not intended to constitute legal, financial, or real estate advice. Users are strongly advised to consult with their own legal counsel, financial advisors, or other qualified professionals before entering into any real estate transactions or agreements. The App, its developers, and administrators disclaim any liability for decisions made based on information obtained from the App, agents, or brokers. 6. No Guarantee of Services or OutcomesAria Real Estate Agent does not guarantee the quality, availability, or success of any services provided by agents or brokers. The App is merely a platform to connect users with real estate professionals. All transactions, negotiations, or interactions are at the user’s own risk, and the App cannot be held responsible for any dissatisfaction, service failures, or disputes between users and agents or brokers. The App disclaims any responsibility for any financial, legal, or contractual outcomes of services rendered by agents or brokers. 7. Limitation of LiabilityTo the maximum extent permitted by applicable law, Aria Real Estate Agent, its developers, administrators, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to the use of the App, including, but not limited to, any damages resulting from interactions with agents or brokers, reliance on the information provided, or services rendered by agents or brokers. This includes any loss of profits, business interruption, data loss, or other commercial damages or losses, even if the App has been advised of the possibility of such damages. 8. Third-Party Services and LinksAria Real Estate Agent may contain links to third-party websites, services, or applications. These links are provided for convenience and do not imply endorsement or control over the content or services offered by third-party platforms. The App is not responsible for the content, policies, or practices of third-party websites or services. Users are advised to carefully review the terms and conditions and privacy policies of third-party platforms before using them or providing personal information. 9. No WarrantiesThe Aria Real Estate Agent App and its services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement. The App makes no guarantees that the services will be error-free, secure, or continuously available. 10. Privacy and Data SecurityAria Real Estate Agent takes reasonable steps to protect user data in accordance with applicable U.S. data privacy laws. However, we cannot guarantee that unauthorized third parties will never be able to defeat our security measures. By using the App, users acknowledge that they accept the risks associated with transmitting personal information over the internet. For more information, please review our Privacy Policy regarding how we collect, use, and safeguard user data. 11. Changes to the App and DisclaimerWe reserve the right to modify, suspend, or discontinue any part of the App or its services at any time without prior notice. This disclaimer may also be updated periodically, and it is the user's responsibility to review it for any changes. Continued use of the App following any updates to the disclaimer constitutes acceptance of the revised terms. 12. Governing Law and JurisdictionThis disclaimer shall be governed by and construed in accordance with the laws of the United States and the state in which the user resides. Any disputes arising from or related to the use of the App shall be subject to the exclusive jurisdiction of the courts located in the user’s state of residence within the United States. 13. Acceptance of TermsBy using Aria Real Estate Agent, you acknowledge that you have read and understood this disclaimer in its entirety, and you agree to be bound by its terms. 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Phasellus lacinia velit a feugiat finibus. 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_builder_version="4.16" background_color="#ea2c59" custom_margin="|9px||9px||true" custom_padding="6px|6px|6px|6px|true|true" global_colors_info="{}" follow_button="off" url_new_window="on"]instagram[/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network="dribbble" _builder_version="4.16" background_color="#ea4c8d" custom_margin="|9px||9px||true" custom_padding="6px|6px|6px|6px|true|true" global_colors_info="{}" follow_button="off" url_new_window="on"]dribbble[/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network="youtube" _builder_version="4.16" background_color="#a82400" custom_margin="|9px||9px||true" custom_padding="6px|6px|6px|6px|true|true" global_colors_info="{}" follow_button="off" url_new_window="on"]youtube[/et_pb_social_media_follow_network][/et_pb_social_media_follow][/et_pb_column][/et_pb_row][/et_pb_section] ### PRIVACY POLICY [et_pb_section fb_built="1" _builder_version="4.23" _module_preset="default" custom_padding="||||false|false" global_colors_info="{}"][et_pb_row _builder_version="4.23" _module_preset="default" width="100%" custom_padding="|10px||10px|false|true" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][et_pb_heading title="PRIVACY POLICY" _builder_version="4.23" _module_preset="default" title_font="|700|||||||" title_text_align="center" title_text_color="#0C71C3" custom_padding="|40px||40px|false|true" global_colors_info="{}"][/et_pb_heading][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" fullwidth="on" _builder_version="4.23" _module_preset="default" width="100%" module_alignment="center" custom_padding="|50px||50px|false|true" global_colors_info="{}"][et_pb_fullwidth_code _builder_version="4.23" _module_preset="default" width="80%" max_width="80%" module_alignment="center" global_colors_info="{}"]Last updated October 18, 2023This privacy notice for Obraj Inc ("we," "us," or "our"), describes how and why we might collect, store, use, and/or share ("process") your information when you use our services ("Services"), such as when you:Download and use our mobile application (HarborHaul), or any other application of ours that links to this privacy noticeEngage with us in other related ways, including any sales, marketing, or eventsQuestions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at hh@obraj.com.SUMMARY OF KEY POINTSThis summary provides key points from our privacy notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for.What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use. Learn more about personal information you disclose to us.Do we process any sensitive personal information? We do not process sensitive personal information.Do we receive any information from third parties? We do not receive any information from third parties.How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so. Learn more about how we process your information.In what situations and with which parties do we share personal information? We may share information in specific situations and with specific third parties. Learn more about when and with whom we share your personal information.How do we keep your information safe? We have organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Learn more about how we keep your information safe.What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Learn more about your privacy rights.How do you exercise your rights? The easiest way to exercise your rights is by submitting a data subject access request, or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.Want to learn more about what we do with any information we collect? Review the privacy notice in full. TABLE OF CONTENTSWho is Obraj?What is covered under this policy?WHAT INFORMATION DO WE COLLECT?HOW DO WE PROCESS YOUR INFORMATION?WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION?WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?HOW DO WE HANDLE YOUR SOCIAL LOGINS?HOW LONG DO WE KEEP YOUR INFORMATION?HOW DO WE KEEP YOUR INFORMATION SAFE?DO WE COLLECT INFORMATION FROM MINORS?WHAT ARE YOUR PRIVACY RIGHTS?CONTROLS FOR DO-NOT-TRACK FEATURESDO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?DO WE MAKE UPDATES TO THIS NOTICE?HOW CAN YOU CONTACT US ABOUT THIS NOTICE?HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU? WHO IS OBRAJ?In Short: Obraj aka Obraj, Inc is a Texas based technology company.Obraj Inc was created to solve real life problems and in the process creating products, services and solutions that add value to humanity. We are based in the Greater Houston Area within the great state of Texas. WHAT IS COVERED UNDER THIS POLICY?In Short: Services that we offer.We provide technology & outsourcing services as well. We have our own suite of apps and web services and this policy generally covers all aspects of what we do at Obraj. WHAT INFORMATION DO WE COLLECT?In Short: Personal information that you provide to usWe collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.Personal Information Provided by You. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:namesphone numbersemail addressesusernamesdelivery, personal, other addressesother users invited by you and provided information & relationshipsgeo locationSensitive Information. We do not process sensitive information.Social Media Login Data. We may provide you with the option to register with us using your existing social media account details, like your Google account. If you choose to register in this way, we will collect the information described in the section called "HOW DO WE HANDLE YOUR SOCIAL LOGINS?" below.Application Data. If you use our application(s), we also may collect the following information if you choose to provide us with access or permission:Geolocation Information. We may request access or permission to track location-based information from your mobile device, either continuously or while you are using our mobile application(s), to provide certain location-based services. If you wish to change our access or permissions, you may do so in your device's settings.Mobile Device Access. We may request access or permission to certain features from your mobile device, including your mobile device's microphone, storage, camera, and other features. If you wish to change our access or permissions, you may do so in your device's settings.Push Notifications. We may request to send you push notifications regarding your account or certain features of the application(s). If you wish to opt out from receiving these types of communications, you may turn them off in your device's settings.This information is primarily needed to maintain the security and operation of our application(s), for troubleshooting, and for our internal analytics and reporting purposes.All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information. HOW DO WE PROCESS YOUR INFORMATION?In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.We process your personal information for a variety of reasons, depending on how you interact with our Services, including:To facilitate account creation and authentication and otherwise manage user accounts. We may process your information so you can create and log in to your account, as well as keep your account in working order.To save or protect an individual's vital interest. We may process your information when necessary to save or protect an individual's vital interest, such as to prevent harm. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION?In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfill our contractual obligations, to protect your rights, or to fulfill our legitimate business interests.If you are located in the EU or UK, this section applies to you.The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information:Consent. We may process your information if you have given us permission (i.e., consent) to use your personal information for a specific purpose. You can withdraw your consent at any time. Learn more about withdrawing your consent.Legal Obligations. We may process your information where we believe it is necessary for compliance with our legal obligations, such as to cooperate with a law enforcement body or regulatory agency, exercise or defend our legal rights, or disclose your information as evidence in litigation in which we are involved.Vital Interests. We may process your information where we believe it is necessary to protect your vital interests or the vital interests of a third party, such as in situations involving potential threats to the safety of any person.If you are located in Singapor, this section applies to you.If you are located in Canada, this section applies to you.We may process your information if you have given us specific permission (i.e., express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e., implied consent). You can withdraw your consent at any time.In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example:If collection is clearly in the interests of an individual and consent cannot be obtained in a timely wayFor investigations and fraud detection and preventionFor business transactions provided certain conditions are metIf it is contained in a witness statement and the collection is necessary to assess, process, or settle an insurance claimFor identifying injured, ill, or deceased persons and communicating with next of kinIf we have reasonable grounds to believe an individual has been, is, or may be a victim of financial abuseIf it is reasonable to expect collection and use with consent would compromise the availability or the accuracy of the information and the collection is reasonable for purposes related to investigating a breach of an agreement or a contravention of the laws of Canada or a provinceIf disclosure is required to comply with a subpoena, warrant, court order, or rules of the court relating to the production of recordsIf it was produced by an individual in the course of their employment, business, or profession and the collection is consistent with the purposes for which the information was producedIf the collection is solely for journalistic, artistic, or literary purposesIf the information is publicly available and is specified by the regulations WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?In Short: We may share information in specific situations described in this section and/or with the following third parties.We may need to share your personal information in the following situations:Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.Affiliated Companies. We may share or transfer your information with affiliated companies for marketing purposes. HOW DO WE HANDLE YOUR SOCIAL LOGINS?In Short: If you choose to register or log in to our Services using a social media account, we may have access to certain information about you.Our Services offer you the ability to register and log in using your third-party social media account details (like your Facebook or Twitter logins). Where you choose to do this, we will receive certain profile information about you from your social media provider. The profile information we receive may vary depending on the social media provider concerned, but will often include your name, email address, friends list, and profile picture, as well as other information you choose to make public on such a social media platform.We will use the information we receive only for the purposes that are described in this privacy notice or that are otherwise made clear to you on the relevant Services. Please note that we do not control, and are not responsible for, other uses of your personal information by your third-party social media provider. We recommend that you review their privacy notice to understand how they collect, use, and share your personal information, and how you can set your privacy preferences on their sites and apps. HOW LONG DO WE KEEP YOUR INFORMATION?In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this notice will require us to keep your personal information for longer than three (3) months past the termination of the user's account.When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible. HOW DO WE KEEP YOUR INFORMATION SAFE?In Short: We aim to protect your personal information through a system of organizational and technical security measures.We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment. DO WE COLLECT INFORMATION FROM MINORS?In Short: We do not knowingly collect data from or market to children under 18 years of age.We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent's use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at hh@obraj.com. WHAT ARE YOUR PRIVACY RIGHTS?In Short: In some regions, such as the European Economic Area (EEA), United Kingdom (UK), Switzerland, and Canada, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time.In some regions (like the EEA, UK, Switzerland, and Canada), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; (iv) if applicable, to data portability; and (v) not to be subject to automated decision-making. In certain circumstances, you may also have the right to object to the processing of your personal information. You can make such a request by contacting us by using the contact details provided in the section “HOW CAN YOU CONTACT US ABOUT THE NOTICE?” below.We will consider and act upon any request in accordance with applicable data protection laws.If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your Member State data protection authority or UK data protection authority.Withdrawing your consent: If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" below.However, please note that this will not affect the lawfulness of the processing before its withdrawal nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent. Account InformationIf you would at any time like to review or change the information in your account or terminate your account, you can: Log in to your account settings and update your user account.Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our legal terms and/or comply with applicable legal requirements.If you have questions or comments about your privacy rights, you may email us at hh@obraj.com. CONTROLS FOR DO-NOT-TRACK FEATURESMost web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?In Short: If you are a resident of Colorado. Connecticut. Utah. Virginia or California, you are granted specific rights regarding access to your personal information.What categories of personal information do we collect?We have collected the following categories of personal information in the past twelve (12) months: CategoryExamplesCollectedA. IdentifiersContact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, email address, and account nameYESB. Personal information as defined in the California Customer Records statuteName, contact information, education, employment, employment history, and financial informationNOC. Protected classification characteristics under state or federal lawGender and date of birthNOD. Commercial informationTransaction information, purchase history, financial details, and payment informationOrder, Proforma Invoice, Delivery Information & Receipt only. No payment is collected via app.E. Biometric informationFingerprints and voiceprintsNOF. Internet or other similar network activityBrowsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems, and advertisementsNOG. Geolocation dataDevice locationYESH. Audio, electronic, visual, thermal, olfactory, or similar informationImages and audio, video or call recordings created in connection with our business activitiesNOI. Professional or employment-related informationBusiness contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply fora job with usNOJ. Education InformationStudent records and directory informationNOK. Inferences drawn from collected personal informationInferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual's preferences and characteristicsNOL. Sensitive Personal Information NOWe will use and retain the collected personal information as needed to provide the Services or for: Category A - As long as the user has an account with usCategory D - As long as the user has an account with usCategory G - As long as the user has an account with usWe may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of:Receiving help through our customer support channels;Participation in customer surveys or contests; andFacilitation in the delivery of our Services and to respond to your inquiries.How do we use and share your personal information?Learn about how we use your personal information in the section, "HOW DO WE PROCESS YOUR INFORMATION?"Will your information be shared with anyone else?We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Learn more about how we disclose personal information to in the section, "WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?"We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be "selling" of your personal information.We have not disclosed, sold, or shared any personal information to third parties for a business or commercial purpose in the preceding twelve (12) months. We will not sell or share personal information in the future belonging to website visitors, users, and other consumers. California ResidentsCalifornia Civil Code Section 1798.83, also known as the "Shine The Light" law permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.If you are under 18 years of age, reside in California, and have a registered account with the Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g., backups, etc.).CPA Privacy NoticeThis section applies only to California residents. Under the California Consumer Privacy Act (CCPA), you have the rights listed below.The California Code of Regulations defines a "residents" as:every individual who is in the State of California for other than a temporary or transitory purpose andevery individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purposeAll other individuals are defined as "non-residents."If this definition of "resident" applies to you, we must adhere to certain rights and obligations regarding your personal information.Your rights with respect to your personal dataRight to request deletion of the data — Request to deleteYou can ask for the deletion of your personal information. If you ask us to delete your personal information, we will respect your request and delete your personal information, subject to certain exceptions provided by law, such as (but not limited to) the exercise by another consumer of his or her right to free speech, our compliance requirements resulting from a legal obligation, or any processing that may be required to protect against illegal activities.Right to be informed -- Request to knowDepending on the circumstances, you have a right to Know:whether we collect and use your personal information;the categories of personal information that we collect;the purposes for which the collected personal information is used;whether we sell or share personal information to third parties;the categories of personal information that we sold, shared, or disclosed for a business purpose;the categories of third parties to whom the personal information was sold, shared, or disclosed for a business purpose;the business or commercial purpose for collecting, selling, or sharing personal information; andthe specific pieces of personal information we collected about you.In accordance with applicable law, we are not obligated to provide or delete consumer information that is de-identified in response to a consumer request or to re-identify individual data to verify a consumer request.Right to Non-Discrimination for the Exercise of a Consumer's Privacy RightsWe will not discriminate against you if you exercise your privacy rights.Right to Limit Use and Disclosure of Sensitive Personal InformationWe do not process consumer's sensitive personal information.Verification processUpon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. These verification efforts require us to ask you to provide information so that we can match it with information you have previously provided us. For instance, depending on the type of request you submit, we may ask you to provide certain information so that we can match the information you provide with the information we already have on file, or we may contact you through a communication method (e.g., phone or email) that you have previously provided to us. We may also use other verification methods as the circumstances dictate.We will only use personal information provided in your request to verify your identity or authority to make the request. To the extent possible, we will avoid requesting additional information from you for the purposes of verification. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes. We will delete such additionally provided information as soon as we finish verifying you.Other privacy rightsYou may object to the processing of your personal information.You may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the information.You can designate an authorized agent to make a request under the CPA on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with the CCPA.You may request to opt out from future selling or sharing of your personal information to third parties. Upon receiving an opt-out request, we will act upon the request as soon as feasibly possible, but no later than fifteen (15) days from the date of the request submission.To exercise these rights, you can contact us by submitting a data subject access request, by email at hh@obraj.com, or by referring to the contact details at the bottom of this document. If you have a complaint about how we handle your data, we would like to hear from you.Colorado ResidentsThis section applies only to Colorado residents. Under the Colorado Privacy Act (CPA), you have the rights listed below. However, these rights are not absolute, and in certain cases, we may decline your request as permitted by law.Right to be informed whether or not we are processing your personal dataRight to access your personal dataRight to correct inaccuracies in your personal dataRight to request deletion of your personal dataRight to obtain a copy of the personal data you previously shared with us.Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ("profiling")To submit a request to exercise these rights described above. please email hh@obrai.com or submit a data subject access request.If we decline to take action regarding your request and you wish to appeal our decision, please email us at hh@obraj.com. Within forty-five (45) days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions.Connecticut ResidentsThis section applies only to Connecticut residents. Under the Connecticut Data Privacy Act (CTDPA), you have the rights listed below. However, these rights are not absolute, and in certain cases, we may decline your request as permitted by law.Right to be informed whether or not we are processing your personal dataRight to access your personal data.Right to correct inaccuracies in your personal dataRight to request deletion of your personal dataRight to obtain a copy of the personal data you previously shared with usRight to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ("profiling")To submit a request to exercise these rights described above, please email hh@obraj.com or submit a data subject access request.If we decline to take action regarding your request and you wish to appeal our decision, please email us at hh@obraj.com. Within sixty (60) days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions.Utah ResidentsThis section applies only to Utah residents. Under the Utah Consumer Privacy Act (UCPA), you have the rights listed below. However, these rights are not absolute, and in certain cases, we may decline your request as permitted by law.Right to be informed whether or not we are processing your personal dataRight to access your personal dataRight to request deletion of your personal dataRight to obtain a copy of the personal data you previously shared with usRight to opt out of the processing of your personal data if it is used for targeted advertising or the sale of personal dataTo submit a request to exercise these rights described above, please email hh@obraj.com or submit a data subject access request.Virginia ResidentsUnder the Virginia Consumer Data Protection Act (VCDPA):"Consumer" means a natural person who is a resident of the Commonwealth acting only in an individual or household context. It does not include a natural person acting in a commercial or employment context."Personal data" means any information that is linked or reasonably linkable to an identified or identifiable natural person. "Personal data" does not include de-identified data or publicly available information."Sale of personal data" means the exchange of personal data for monetary consideration.If this definition of "consumer" applies to you, we must adhere to certain rights and obligations regarding your personal data.Your rights with respect to your personal dataRight to be informed whether or not we are processing your personal dataRight to access your personal dataRight to correct inaccuracies in your personal dataRight to request deletion of your personal dataRight to obtain a copy of the personal data you previously shared with usRight to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ("profiling")Exercise your rights provided under the Virginia VCDPAYou may contact us by email at hh@obraj.com or submit a data subject access request.If you are using an authorized agent to exercise your rights, we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.Verification processWe may request that you provide additional information reasonably necessary to verify you and your consumer's request. If you submit the requestWe may request that you provide additional information reasonably necessary to verify you and your consumer's request. If you submit the request through an authorized agent, we may need to collect additional information to verify your identity before processing your request.Upon receiving your request, we will respond without undue delay, but in all cases, within forty-five (45) days of receipt. The response period may be extended once by forty-five (45) additional days when reasonably necessary. We will inform you of any such extension within the initial 45-day response period, together with the reason for the extension.Right to appealIf we decline to take action regarding your request, we will inform you of our decision and reasoning behind it. If you wish to appeal our decision, please email us at hh@obraj.com. Within sixty (60) days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. If your appeal is denied, you may contact the Attorney General to submit a complaint. DO WE MAKE UPDATES TO THIS NOTICE?In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.We may update this privacy notice from time to time. The updated version will be indicated by an updated "Revised" date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?If you have questions or comments about this notice, you may email us at hh@obraj.com or contact us by post at:Obrai IncUnited States15500 Voss Rd Unit 3, Sugar Land, TX 77498 HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information or delete it. To request to review, update or delete your personal information, please fill out and submit a data subject access request.15. Location PrivacyUser can share their location at their own choice for delivery of products at Harbor/Port area when they arrive via ship or cruise for delivery of products. The Harbor port areas are very huge and sometimes do not have clear mile markers for an accurate delivery. We may require our client, the app user, to tell us where they are so we can deliver their requested products. The control of location sharing is with the app user and not with the HarborHaul staff (it is not automatic or constant location sharing. When location sharing button is pressed by the user, app shares location only at that point of time, and one time).[/et_pb_fullwidth_code][/et_pb_section][et_pb_section fb_built="1" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][et_pb_row _builder_version="4.23" _module_preset="default" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][et_pb_heading title="Contact Us for any query" _builder_version="4.23" _module_preset="default" title_text_align="center" position_origin_r="bottom_left" motion_trigger_start="top" global_colors_info="{}"][/et_pb_heading][et_pb_contact_form email="hh@obraj.com" success_message="Email sent successfully" _builder_version="4.23" _module_preset="default" _unique_id="e9c8dcf4-f4ed-407c-b119-8f73b3dbdfa3" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][et_pb_contact_field field_id="Name" field_title="Name" _builder_version="4.16" 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field_title="Email Address" field_type="email" _builder_version="4.16" global_colors_info="{}" button_text_size__hover_enabled="off" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_text_color__hover_enabled="off" button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_border_width__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_border_color__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_border_radius__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_letter_spacing__hover_enabled="off" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_bg_color__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off"][/et_pb_contact_field][et_pb_contact_field field_id="Message" field_title="Message" field_type="text" fullwidth_field="on" _builder_version="4.16" global_colors_info="{}" button_text_size__hover_enabled="off" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_text_color__hover_enabled="off" button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_border_width__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_border_color__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_border_radius__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_letter_spacing__hover_enabled="off" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_bg_color__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off"][/et_pb_contact_field][/et_pb_contact_form][/et_pb_column][/et_pb_row][/et_pb_section] ### leave-management-app [et_pb_section fb_built="1" admin_label="Header" _builder_version="4.23" _module_preset="default" background_color="#242424" background_image="http://www.obraj.com/wp-content/uploads/2024/02/grid-bg-2.png" background_size="initial" background_position="bottom_center" background_repeat="repeat" collapsed="on" global_colors_info="{}"][et_pb_row column_structure="1_2,1_2" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_text _builder_version="4.19.2" _module_preset="85971f35-352b-4e7c-b848-d02183a72a94" custom_margin="||10px||false|false" global_colors_info="{}"]Leave Management Application[/et_pb_text][et_pb_text _builder_version="4.19.2" _module_preset="e6af7f7c-d094-4472-a8f8-00a4d0e7e603" global_colors_info="{}"]Simplify your leave management process with our intuitive app, designed to streamline requests, approvals, and tracking for teams of any size.[/et_pb_text][et_pb_button button_url="@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI3OSJ9fQ==@" button_text="Contact Us" _builder_version="4.23" _dynamic_attributes="button_url" _module_preset="0f10476e-91ae-4a21-96be-9b6f9d62494b" global_colors_info="{}"][/et_pb_button][/et_pb_column][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_video src="https://youtu.be/nYGERz4fu0g" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][/et_pb_video][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Features" _builder_version="4.23" _module_preset="default" background_color="#000000" locked="off" collapsed="on" global_colors_info="{%22gcid-1bcf785a-50e1-437b-b09f-65567babc1de%22:%91%22background_color%22%93}"][et_pb_row _builder_version="4.19.2" _module_preset="default" max_width="800px" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_text _builder_version="4.19.2" _module_preset="bfc7a019-3335-4b8f-9c76-89dbb6826577" text_orientation="center" global_colors_info="{}"]Meet The Leave Management Solution For Your Business[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure="1_3,1_3,1_3" _builder_version="4.19.2" _module_preset="default" locked="off" global_colors_info="{}"][et_pb_column type="1_3" _builder_version="4.19.2" _module_preset="default" custom_padding_tablet="||30px||false|false" custom_padding_phone="||30px||false|false" custom_padding_last_edited="on|tablet" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2024/02/ai-icon-01.png" title_text="ai-icon-01" align="center" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][/et_pb_image][et_pb_text _builder_version="4.19.2" _module_preset="565a3047-fa28-46fe-97c2-87aa7ca7b067" text_orientation="center" custom_margin="||0px||false|false" global_colors_info="{}"]Tracking[/et_pb_text][et_pb_text _builder_version="4.19.2" _module_preset="e6af7f7c-d094-4472-a8f8-00a4d0e7e603" text_orientation="center" global_colors_info="{}"]Effortlessly monitor all employee leaves and balances, ensuring precise and current management throughout your company.[/et_pb_text][/et_pb_column][et_pb_column type="1_3" _builder_version="4.19.2" _module_preset="default" custom_padding_tablet="||30px||false|false" custom_padding_phone="||30px||false|false" custom_padding_last_edited="on|tablet" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2024/02/ai-icon-02.png" title_text="ai-icon-02" align="center" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][/et_pb_image][et_pb_text _builder_version="4.23" _module_preset="565a3047-fa28-46fe-97c2-87aa7ca7b067" text_orientation="center" custom_margin="||0px||false|false" global_colors_info="{}"]Leave Request by Email[/et_pb_text][et_pb_text _builder_version="4.19.2" _module_preset="e6af7f7c-d094-4472-a8f8-00a4d0e7e603" text_orientation="center" global_colors_info="{}"]Our leave management app automates the process by sending emails for leave requests and capturing responses swiftly, simplifying leave administration.[/et_pb_text][/et_pb_column][et_pb_column type="1_3" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2024/02/ai-icon-03.png" title_text="ai-icon-03" align="center" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][/et_pb_image][et_pb_text _builder_version="4.19.2" _module_preset="565a3047-fa28-46fe-97c2-87aa7ca7b067" text_orientation="center" custom_margin="||0px||false|false" global_colors_info="{}"]Automation[/et_pb_text][et_pb_text _builder_version="4.23" _module_preset="e6af7f7c-d094-4472-a8f8-00a4d0e7e603" text_orientation="center" global_colors_info="{}"]Automatically sync employee leave directly into your calendar, improving planning and transparency across the team.[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Feature" _builder_version="4.23" _module_preset="default" background_color="#007FE0" locked="off" collapsed="on" global_colors_info="{%22gcid-1bcf785a-50e1-437b-b09f-65567babc1de%22:%91%22background_color%22%93}"][et_pb_row column_structure="1_2,1_2" _builder_version="4.23" _module_preset="default" width="95%" max_width="2560px" custom_margin="||||false|false" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2024/02/Screenshot-2024-02-14-at-8.18.39-PM.png" title_text="Screenshot 2024-02-14 at 8.18.39 PM" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][/et_pb_image][/et_pb_column][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" custom_padding="4vw||||false|false" custom_padding_tablet="0vw||||false|false" custom_padding_phone="0vw||||false|false" custom_padding_last_edited="on|tablet" global_colors_info="{}"][et_pb_text _builder_version="4.19.2" _module_preset="bfc7a019-3335-4b8f-9c76-89dbb6826577" custom_margin="||10px||false|false" global_colors_info="{}"]Leave Management App[/et_pb_text][et_pb_text _builder_version="4.23" _module_preset="e6af7f7c-d094-4472-a8f8-00a4d0e7e603" global_colors_info="{}"]Built on the robust platforms of Power Apps, Power Automate, and SharePoint Lists, our Leave Management App offers a seamless integration of flexibility, automation, and data management. This solution leverages the best of Microsoft's ecosystem to provide a comprehensive and user-friendly leave management system. By harnessing the power of Power Apps for app development, Power Automate for workflow automation, and SharePoint Lists for data storage, it delivers an unparalleled experience in managing leave requests, approvals, and tracking, all while ensuring data integrity and accessibility.[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Feature" _builder_version="4.23" _module_preset="default" background_color="#000000" width="100%" max_width="98%" locked="off" collapsed="on" global_colors_info="{%22gcid-1bcf785a-50e1-437b-b09f-65567babc1de%22:%91%22background_color%22%93}"][et_pb_row column_structure="1_2,1_2" _builder_version="4.23" _module_preset="default" width="95%" max_width="2560px" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_text _builder_version="4.19.2" _module_preset="bfc7a019-3335-4b8f-9c76-89dbb6826577" custom_margin="||10px||false|false" global_colors_info="{}"]Send Leave Request[/et_pb_text][et_pb_text _builder_version="4.19.2" _module_preset="e6af7f7c-d094-4472-a8f8-00a4d0e7e603" global_colors_info="{}"]The Leave Request section of our Leave Management App is a streamlined interface designed for ease and efficiency. Here, employees can quickly select from various leave types such as Vacation, Sick Leave, and more. They can enter their details, including their name, contact information, and the name of their manager for approval. The process is made simple with calendar integration to pick start and end dates, ensuring clarity and preventing any scheduling conflicts. Once the leave description is filled out, and a coverer is designated, the user can submit their request with a single click. The system then automatically sends an email notification to the relevant manager, making the leave application process seamless and hassle-free.[/et_pb_text][/et_pb_column][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2024/02/Screenshot-2024-02-14-at-4.47.27-PM-1.png" title_text="Screenshot 2024-02-14 at 4.47.27 PM" force_fullwidth="on" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Feature" _builder_version="4.23" _module_preset="default" background_color="#007FE0" locked="off" collapsed="on" global_colors_info="{%22gcid-1bcf785a-50e1-437b-b09f-65567babc1de%22:%91%22background_color%22%93}"][et_pb_row column_structure="1_2,1_2" _builder_version="4.23" _module_preset="default" width="95%" max_width="2560px" custom_margin="||||false|false" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2024/02/Screenshot-2024-02-14-at-9.54.15-PM.png" title_text="Screenshot 2024-02-14 at 9.54.15 PM" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][/et_pb_image][/et_pb_column][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" custom_padding="4vw||||false|false" custom_padding_tablet="0vw||||false|false" custom_padding_phone="0vw||||false|false" custom_padding_last_edited="on|tablet" global_colors_info="{}"][et_pb_text _builder_version="4.19.2" _module_preset="bfc7a019-3335-4b8f-9c76-89dbb6826577" custom_margin="||10px||false|false" global_colors_info="{}"]My Leave Requests [/et_pb_text][et_pb_text _builder_version="4.19.2" _module_preset="e6af7f7c-d094-4472-a8f8-00a4d0e7e603" global_colors_info="{}"]Explore the 'My Leave Requests' section of our Leave Management App, where managing your time off is both transparent and straightforward. View all your leave requests at a glance, neatly categorized and color-coded by status—green for approved, and other hues for pending or rejected requests. With this user-centric design, track your leave history, view detailed summaries including types of leave taken, durations, and approver comments, all aimed to keep you well-informed and prepared for future planning. Obraj Inc’s Leave Management App is your comprehensive tool for personal leave management.[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Feature" _builder_version="4.23" _module_preset="default" background_color="#000000" width="100%" max_width="98%" locked="off" collapsed="on" global_colors_info="{%22gcid-1bcf785a-50e1-437b-b09f-65567babc1de%22:%91%22background_color%22%93}"][et_pb_row column_structure="1_2,1_2" _builder_version="4.23" _module_preset="default" width="95%" max_width="2560px" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_text _builder_version="4.19.2" _module_preset="bfc7a019-3335-4b8f-9c76-89dbb6826577" custom_margin="||10px||false|false" global_colors_info="{}"]My Leave Balance [/et_pb_text][et_pb_text _builder_version="4.19.2" _module_preset="e6af7f7c-d094-4472-a8f8-00a4d0e7e603" global_colors_info="{}"]The "My Leave Balance" page of the Leave Management App is a visually engaging and informative dashboard that displays an employee's leave entitlements and usage across various categories. With colorful icons and clear figures, each type of leave — from Vacation and Sick leave to Maternity and Paternity leave — is neatly summarized, showing the total days available and taken. This instant snapshot allows employees to manage their leave plans effectively and with ease, ensuring they're aware of their remaining balances at a glance. It's a key feature in empowering employees to take control of their work-life balance.[/et_pb_text][/et_pb_column][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2024/02/Screenshot-2024-02-14-at-8.16.48-PM.png" title_text="Screenshot 2024-02-14 at 8.16.48 PM" force_fullwidth="on" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Feature" _builder_version="4.23" _module_preset="default" background_color="#0C71C3" locked="off" collapsed="on" global_colors_info="{%22gcid-1bcf785a-50e1-437b-b09f-65567babc1de%22:%91%22background_color%22%93}"][et_pb_row column_structure="1_2,1_2" _builder_version="4.23" _module_preset="default" width="95%" max_width="2560px" custom_margin="||||false|false" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2024/05/Screenshot-2024-05-07-232045.png" title_text="Screenshot 2024-05-07 232045" _builder_version="4.23" _module_preset="default" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"][/et_pb_image][/et_pb_column][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" custom_padding="4vw||||false|false" custom_padding_tablet="0vw||||false|false" custom_padding_phone="0vw||||false|false" custom_padding_last_edited="on|tablet" global_colors_info="{}"][et_pb_text _builder_version="4.23" _module_preset="bfc7a019-3335-4b8f-9c76-89dbb6826577" custom_margin="||10px||false|false" global_colors_info="{}"]Company Holidays [/et_pb_text][et_pb_text _builder_version="4.19.2" _module_preset="e6af7f7c-d094-4472-a8f8-00a4d0e7e603" global_colors_info="{}"]The "Company Holidays" section of our Leave Management App provides employees with a clear and concise list of all the official holidays recognized by the company. Here, employees can find important dates such as Thanksgiving, the day after Thanksgiving, Christmas, and New Year's Day, along with other significant holidays like Memorial Day, Juneteenth National Independence Day, and Independence Day. This feature helps employees plan their schedules and leave requests around these dates, ensuring they are well-informed of the company-sanctioned days off throughout the year.[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Feature" _builder_version="4.23" _module_preset="default" background_color="#000000" width="100%" max_width="98%" locked="off" collapsed="on" global_colors_info="{%22gcid-1bcf785a-50e1-437b-b09f-65567babc1de%22:%91%22background_color%22%93}"][et_pb_row column_structure="1_2,1_2" _builder_version="4.23" _module_preset="default" width="95%" max_width="2560px" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_text _builder_version="4.23" _module_preset="bfc7a019-3335-4b8f-9c76-89dbb6826577" custom_margin="||10px||false|false" global_colors_info="{}"]Calendar [/et_pb_text][et_pb_text _builder_version="4.19.2" _module_preset="e6af7f7c-d094-4472-a8f8-00a4d0e7e603" global_colors_info="{}"]The Calendar page within the Leave Management App offers a visual representation of the holiday planner, allowing employees to easily identify who is on leave and when. It showcases a monthly view with dates highlighted to indicate scheduled holidays. For instance, it specifies that Muhammad Bilal is on holiday from the beginning to the end of February 2024. This tool is particularly useful for planning and ensuring adequate coverage within teams, promoting transparency and coordination within the workplace.[/et_pb_text][/et_pb_column][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2024/02/Screenshot-2024-02-14-at-8.17.25-PM.png" title_text="Screenshot 2024-02-14 at 8.17.25 PM" force_fullwidth="on" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Feature" _builder_version="4.23" _module_preset="default" background_color="#007FE0" locked="off" collapsed="on" global_colors_info="{%22gcid-1bcf785a-50e1-437b-b09f-65567babc1de%22:%91%22background_color%22%93}"][et_pb_row column_structure="1_2,1_2" _builder_version="4.23" _module_preset="default" width="95%" max_width="2560px" custom_margin="||||false|false" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2024/02/Screenshot-2024-02-14-at-8.17.54-PM.png" title_text="Screenshot 2024-02-14 at 8.17.54 PM" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][/et_pb_image][/et_pb_column][et_pb_column type="1_2" _builder_version="4.19.2" _module_preset="default" custom_padding="4vw||||false|false" custom_padding_tablet="0vw||||false|false" custom_padding_phone="0vw||||false|false" custom_padding_last_edited="on|tablet" global_colors_info="{}"][et_pb_text _builder_version="4.19.2" _module_preset="bfc7a019-3335-4b8f-9c76-89dbb6826577" custom_margin="||10px||false|false" global_colors_info="{}"]About[/et_pb_text][et_pb_text _builder_version="4.19.2" _module_preset="e6af7f7c-d094-4472-a8f8-00a4d0e7e603" global_colors_info="{}"]The "About" page of the Leave Management App serves as an informative guide to the company's holiday policies and the types of leave available to employees. It introduces users to the PowerApp, emphasizing its commitment to simplifying the process of requesting and tracking leave. The page showcases a range of leave types such as Vacation, Sick, Earned, Annual, Casual, Maternity, Paternity, Floating Holiday, Jury Duty, and Examination leave, each represented with an intuitive icon for quick recognition. The description underlines the app’s user-friendly design and seamless integration that ensures a hassle-free experience for both employees planning their time off and managers overseeing leave approvals. This page encapsulates the app's functionality and Obraj Inc's dedication to efficient leave management.[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Testimonials" _builder_version="4.23" _module_preset="default" background_color="#000000" locked="off" collapsed="on" global_colors_info="{%22gcid-1bcf785a-50e1-437b-b09f-65567babc1de%22:%91%22background_color%22%93}"][et_pb_row _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.19.2" _module_preset="default" global_colors_info="{}"][et_pb_text _builder_version="4.19.2" _module_preset="bfc7a019-3335-4b8f-9c76-89dbb6826577" text_orientation="center" global_colors_info="{}"]Testimonials[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure="1_3,1_3,1_3" _builder_version="4.23" _module_preset="default" background_color="RGBA(255,255,255,0)" locked="off" global_colors_info="{}"][et_pb_column type="1_3" _builder_version="4.19.5" _module_preset="default" custom_padding="40px||||false|false" custom_padding_tablet="30px||||false|false" custom_padding_phone="20px||||false|false" custom_padding_last_edited="on|tablet" border_color_all="rgba(255,255,255,0.75)" border_width_top="1px" global_colors_info="{}"][et_pb_text _builder_version="4.23" _module_preset="565a3047-fa28-46fe-97c2-87aa7ca7b067" global_colors_info="{}"]"The Leave Management App from Obraj Inc. has been a game-changer for our team. The intuitive design and seamless integration with our existing systems have made leave planning a breeze. The automated notifications ensure no request goes unnoticed, making the whole process efficient and transparent. Highly recommended!"[/et_pb_text][et_pb_text _builder_version="4.23" _module_preset="9dcf0832-02c4-47b7-8e18-bf10a5a514e2" global_colors_info="{}"]Ahmed Al-Karim, CEO of StartUp Ventures[/et_pb_text][/et_pb_column][et_pb_column type="1_3" _builder_version="4.19.5" _module_preset="default" custom_padding="40px||||false|false" custom_padding_tablet="30px||||false|false" custom_padding_phone="20px||||false|false" custom_padding_last_edited="on|tablet" border_color_all="gcid-714b9843-c3e2-4fdc-916a-785e28b7a70d" border_width_top="1px" global_colors_info="{%22gcid-714b9843-c3e2-4fdc-916a-785e28b7a70d%22:%91%22border_color_all%22%93}"][et_pb_text _builder_version="4.23" _module_preset="565a3047-fa28-46fe-97c2-87aa7ca7b067" global_colors_info="{}"]"I can't praise the Leave Management App enough! It has significantly reduced our administrative workload by automating leave requests and approvals. The calendar feature, which syncs with our schedules, is incredibly helpful. This app is a must-have for any HR department!"[/et_pb_text][et_pb_text _builder_version="4.23" _module_preset="9dcf0832-02c4-47b7-8e18-bf10a5a514e2" global_colors_info="{}"]Sophie Turner, Employee at GreenWorld Energy[/et_pb_text][/et_pb_column][et_pb_column type="1_3" _builder_version="4.19.5" _module_preset="default" custom_padding="40px||||false|false" custom_padding_tablet="30px||||false|false" custom_padding_phone="20px||||false|false" custom_padding_last_edited="on|tablet" border_color_all="gcid-39bb5ebd-8d97-4670-a45a-b1ffd711f3fc" border_width_top="1px" global_colors_info="{%22gcid-39bb5ebd-8d97-4670-a45a-b1ffd711f3fc%22:%91%22border_color_all%22%93}"][et_pb_text _builder_version="4.23" _module_preset="565a3047-fa28-46fe-97c2-87aa7ca7b067" text_text_color="#FFFFFF" background_color="RGBA(255,255,255,0)" global_colors_info="{}"]"As a startup, we needed a leave management solution that was both cost-effective and scalable. Obraj Inc.’s app delivered just that. Our employees find it very user-friendly, and the support team is always ready to help. This app has truly helped us manage our growing team's leave without a hitch."[/et_pb_text][et_pb_text _builder_version="4.23" _module_preset="9dcf0832-02c4-47b7-8e18-bf10a5a514e2" global_colors_info="{}"]James Peterson, Project Manager at TechSolutions Inc.[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section] ### Contact Us [et_pb_section fb_built="1" next_background_color="#ffffff" admin_label="Header" _builder_version="4.16" background_color="rgba(239,103,40,0.96)" use_background_color_gradient="on" background_color_gradient_direction="148deg" background_color_gradient_stops="#2130b7 19%|#ff915e 100%" background_color_gradient_start="#2130b7" background_color_gradient_start_position="19%" background_color_gradient_end="#ff915e" background_image="http://www.obraj.com/wp-content/uploads/2024/02/software-06.png" parallax="on" custom_margin="||||false" custom_padding="6vw||10vw||false|false" bottom_divider_style="arrow" bottom_divider_height="18vw" bottom_divider_repeat="0.7x" 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hover_transition_speed_curve__hover="ease" hover_transition_speed_curve__hover_enabled="ease" background_color_gradient_stops__hover="#2b87da 0%|#29c4a9 100%"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text _builder_version="4.16" text_font="||||||||" header_font="Poppins|600|||||||" header_font_size="5vw" header_line_height="1.5em" background_layout="dark" max_width="800px" max_width_tablet="" max_width_phone="" max_width_last_edited="on|phone" module_alignment="left" custom_margin="||20px" animation_style="fade" header_font_size_tablet="38px" header_font_size_phone="28px" header_font_size_last_edited="on|phone" header_text_shadow_style="preset3" header_text_shadow_vertical_length="0.3em" header_text_shadow_blur_strength="1.4em" header_text_shadow_color="rgba(0,0,0,0.24)" global_colors_info="{}" header_3_font_size__hover="22px" header_3_font_size__hover_enabled="22px" header_3_letter_spacing__hover="0px" header_3_letter_spacing__hover_enabled="0px" header_3_line_height__hover="1em" header_3_line_height__hover_enabled="1em" header_3_text_shadow_style__hover="none" header_3_text_shadow_style__hover_enabled="none" header_3_text_shadow_color__hover="rgba(0,0,0,0.4)" header_3_text_shadow_color__hover_enabled="rgba(0,0,0,0.4)"]Contact Us[/et_pb_text][et_pb_text _builder_version="4.16" text_font="||||||||" text_font_size="16px" text_line_height="2em" background_layout="dark" max_width="800px" max_width_tablet="" max_width_phone="" max_width_last_edited="on|tablet" module_alignment="left" custom_margin="||60px" custom_margin_tablet="||30px" custom_margin_phone="" custom_margin_last_edited="on|desktop" text_font_size_tablet="" text_font_size_phone="14px" text_font_size_last_edited="on|phone" global_colors_info="{}"]Reach out to us anytime – we're here to help. Contact us for support, inquiries, or to start your next project. Let's make something amazing together.[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Contact Info" _builder_version="4.16" custom_padding="100px|0px|54px|0px|false|false" custom_width_px__hover="1080px" custom_width_px__hover_enabled="1080px" custom_width_percent__hover="80%" custom_width_percent__hover_enabled="80%" global_colors_info="{}" gutter_width__hover="3" gutter_width__hover_enabled="3" parallax_1__hover="off" parallax_1__hover_enabled="off" parallax_2__hover="off" parallax_2__hover_enabled="off" parallax_3__hover="off" parallax_3__hover_enabled="off" parallax_method_1__hover="on" parallax_method_1__hover_enabled="on" parallax_method_2__hover="on" parallax_method_2__hover_enabled="on" parallax_method_3__hover="on" parallax_method_3__hover_enabled="on" use_background_color_gradient__hover="off" use_background_color_gradient__hover_enabled="off" background_color_gradient_start__hover="#2b87da" 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custom_margin="|4px||4px||true" custom_padding="8px|8px|8px|8px|true|true" global_colors_info="{}" follow_button="off" url_new_window="on"]youtube[/et_pb_social_media_follow_network][/et_pb_social_media_follow][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="F.A.Q." _builder_version="4.16" custom_padding="54px|0px|100px|0px|false|false" global_colors_info="{}"][et_pb_row _builder_version="4.16" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_text _builder_version="4.16" text_font="||||||||" text_line_height="2em" header_2_font="Poppins|600|||||||" header_2_font_size="40px" header_2_line_height="1.4em" header_3_font="Poppins|600||on|||||" header_3_text_color="#ff885a" header_3_font_size="13px" header_3_letter_spacing="2px" header_3_line_height="1.8em" text_orientation="center" max_width="700px" module_alignment="center" header_2_font_size_tablet="26px" header_2_font_size_phone="20px" header_2_font_size_last_edited="on|phone" locked="off" global_colors_info="{}"]FAQ Frequently Asked Questions[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure="1_2,1_2" _builder_version="4.16" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_toggle title="What types of mobile applications does Obraj Inc develop?" open_toggle_background_color="rgba(0,0,0,0)" closed_toggle_background_color="rgba(0,0,0,0)" icon_color="#5768d0" open_icon_color="#5768d0" _builder_version="4.16" title_level="h4" title_font="Poppins|600|||||||" title_line_height="1.6em" body_font="||||||||" body_line_height="2em" custom_margin="||0px" custom_padding="30px|0px|30px|0px|true|true" title_font_size_tablet="" title_font_size_phone="14px" title_font_size_last_edited="on|phone" border_width_all="0px" border_color_all="rgba(217,217,217,0.4)" border_width_bottom="2px" global_colors_info="{}"]Obraj Inc specializes in developing a wide range of mobile applications, including but not limited to, e-commerce apps, educational tools, healthcare applications, and custom business solutions. We work across various platforms like iOS, Android, and cross-platform solutions to meet your specific needs[/et_pb_toggle][et_pb_toggle title="Can Obraj Inc create a website that is mobile-friendly and SEO optimized?" open_toggle_background_color="rgba(0,0,0,0)" closed_toggle_background_color="rgba(0,0,0,0)" icon_color="#5768d0" open_icon_color="#5768d0" _builder_version="4.16" title_level="h4" title_font="Poppins|600|||||||" title_line_height="1.6em" body_font="||||||||" body_line_height="2em" custom_margin="||0px" custom_padding="30px|0px|30px|0px|true|true" title_font_size_tablet="" title_font_size_phone="14px" title_font_size_last_edited="on|phone" border_width_all="0px" border_color_all="rgba(217,217,217,0.4)" border_width_bottom="2px" global_colors_info="{}"]Yes, we prioritize creating websites that are both mobile-friendly and SEO optimized. Our web development team ensures that your site delivers a seamless user experience on any device while implementing the latest SEO practices to enhance your online visibility.[/et_pb_toggle][et_pb_toggle title="How does Obraj Inc approach SharePoint Apps development?" open_toggle_background_color="rgba(0,0,0,0)" closed_toggle_background_color="rgba(0,0,0,0)" icon_color="#5768d0" open_icon_color="#5768d0" _builder_version="4.16" title_level="h4" title_font="Poppins|600|||||||" title_line_height="1.6em" body_font="||||||||" body_line_height="2em" custom_margin="||0px" custom_padding="30px|0px|30px|0px|true|true" title_font_size_tablet="" title_font_size_phone="14px" title_font_size_last_edited="on|phone" border_width_all="0px" border_color_all="rgba(217,217,217,0.4)" border_width_bottom="2px" global_colors_info="{}"]Our approach to SharePoint Apps development is centered around understanding your business needs and workflows. We then design and develop custom SharePoint solutions that enhance productivity, collaboration, and information management within your organization.[/et_pb_toggle][et_pb_toggle title="What digital marketing services does Obraj Inc offer?" open_toggle_background_color="rgba(0,0,0,0)" closed_toggle_background_color="rgba(0,0,0,0)" icon_color="#5768d0" open_icon_color="#5768d0" _builder_version="4.16" title_level="h4" title_font="Poppins|600|||||||" title_line_height="1.6em" body_font="||||||||" body_line_height="2em" custom_margin="||0px" custom_padding="30px|0px|30px|0px|true|true" title_font_size_tablet="" title_font_size_phone="14px" title_font_size_last_edited="on|phone" border_width_all="0px" border_color_all="rgba(217,217,217,0.4)" border_width_bottom="2px" global_colors_info="{}"]Obraj Inc offers a comprehensive suite of digital marketing services, including search engine optimization (SEO), pay-per-click (PPC) advertising, content marketing, social media management, and email marketing. We tailor our strategies to meet your business objectives and market dynamics.[/et_pb_toggle][/et_pb_column][et_pb_column type="1_2" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_toggle title="What makes your WordPress development services stand out?" open_toggle_background_color="rgba(0,0,0,0)" closed_toggle_background_color="rgba(0,0,0,0)" icon_color="#5768d0" open_icon_color="#5768d0" _builder_version="4.16" title_level="h4" title_font="Poppins|600|||||||" title_line_height="1.6em" body_font="||||||||" body_line_height="2em" custom_margin="||0px" custom_padding="30px|0px|30px|0px|true|true" title_font_size_tablet="" title_font_size_phone="14px" title_font_size_last_edited="on|phone" border_width_all="0px" border_color_all="rgba(217,217,217,0.4)" border_width_bottom="2px" locked="off" global_colors_info="{}"]Our WordPress development services stand out due to our focus on custom solutions, security, and performance. We create unique themes and plugins tailored to your requirements, ensuring your site is fast, secure, and aligned with your brand identity.[/et_pb_toggle][et_pb_toggle title="How does Obraj Inc ensure the quality of its products and services?" open_toggle_background_color="rgba(0,0,0,0)" closed_toggle_background_color="rgba(0,0,0,0)" icon_color="#5768d0" open_icon_color="#5768d0" _builder_version="4.16" title_level="h4" title_font="Poppins|600|||||||" title_line_height="1.6em" body_font="||||||||" body_line_height="2em" custom_margin="||0px" custom_padding="30px|0px|30px|0px|true|true" title_font_size_tablet="" title_font_size_phone="14px" title_font_size_last_edited="on|phone" border_width_all="0px" border_color_all="rgba(217,217,217,0.4)" border_width_bottom="2px" locked="off" global_colors_info="{}"]We ensure the quality of our products and services through rigorous testing, continuous feedback loops, and adherence to best practices in design and development. Our team stays updated with the latest technologies and trends to deliver high-quality solutions.[/et_pb_toggle][et_pb_toggle title="Can Obraj Inc provide ongoing support and maintenance for my website or app?" open_toggle_background_color="rgba(0,0,0,0)" closed_toggle_background_color="rgba(0,0,0,0)" icon_color="#5768d0" open_icon_color="#5768d0" _builder_version="4.16" title_level="h4" title_font="Poppins|600|||||||" title_line_height="1.6em" body_font="||||||||" body_line_height="2em" custom_margin="||0px" custom_padding="30px|0px|30px|0px|true|true" title_font_size_tablet="" title_font_size_phone="14px" title_font_size_last_edited="on|phone" border_width_all="0px" border_color_all="rgba(217,217,217,0.4)" border_width_bottom="2px" locked="off" global_colors_info="{}"]Absolutely, we offer ongoing support and maintenance services to ensure your website or app remains up-to-date, secure, and functioning smoothly. Our support plans are customizable to meet your specific needs.[/et_pb_toggle][et_pb_toggle title="How does Obraj Inc handle data security and privacy?" open_toggle_background_color="rgba(0,0,0,0)" closed_toggle_background_color="rgba(0,0,0,0)" icon_color="#5768d0" open_icon_color="#5768d0" _builder_version="4.16" title_level="h4" title_font="Poppins|600|||||||" title_line_height="1.6em" body_font="||||||||" body_line_height="2em" custom_margin="||0px" custom_padding="30px|0px|30px|0px|true|true" title_font_size_tablet="" title_font_size_phone="14px" title_font_size_last_edited="on|phone" border_width_all="0px" border_color_all="rgba(217,217,217,0.4)" border_width_bottom="2px" locked="off" global_colors_info="{}"]Data security and privacy are paramount in all our projects. We follow industry-standard security practices, including secure coding, data encryption, and compliance with GDPR and other privacy laws, to protect your and your users' information.[/et_pb_toggle][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.16" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" custom_padding="|||" global_colors_info="{}" custom_padding__hover="|||"][et_pb_button button_text="Ask a Different Question" button_alignment="center" _builder_version="4.23" custom_button="on" button_text_size="16px" button_text_color="#ffffff" button_bg_color="#091c4f" button_border_color="rgba(0,0,0,0)" button_border_radius="100px" button_letter_spacing="2px" button_font="Poppins|600|||||||" button_use_icon="off" custom_padding="16px|32px|16px|32px|true|true" box_shadow_style="preset1" box_shadow_vertical="20px" box_shadow_blur="71px" box_shadow_spread="-14px" box_shadow_color="#091c4f" button_letter_spacing_hover="2px" locked="off" global_colors_info="{}" button_text_size__hover_enabled="off" button_one_text_size__hover_enabled="off" button_two_text_size__hover_enabled="off" button_text_color__hover_enabled="off" button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_border_width__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_border_color__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_border_radius__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_letter_spacing__hover_enabled="on" button_letter_spacing__hover="2px" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_bg_color__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section] ### Support [et_pb_section fb_built="1" admin_label="Header" _builder_version="4.16" background_image="http://www.obraj.com/wp-content/uploads/2023/10/interpreter-65.png" background_position="bottom_center" custom_padding="||8vw||false|false" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row column_structure="1_2,1_2" _builder_version="4.16" locked="off" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="1_2" _builder_version="4.16" z_index="11" global_colors_info="{}" theme_builder_area="post_content"][et_pb_text _builder_version="4.16" text_font="Rubik||||||||" text_font_size="18px" text_line_height="2em" header_font="Rubik|500|||||||" header_text_color="#1a3066" header_font_size="54px" header_line_height="1.3em" text_font_size_tablet="16px" text_font_size_phone="14px" text_font_size_last_edited="on|phone" header_font_size_tablet="44px" header_font_size_phone="26px" header_font_size_last_edited="on|phone" global_colors_info="{}" theme_builder_area="post_content"]Support  Please chat with us on HarborHaul for any query  or send us Email[/et_pb_text][/et_pb_column][et_pb_column type="1_2" _builder_version="4.16" background_color="#ffffff" custom_padding="60px|40px|60px|40px|true|true" custom_padding_tablet="40px|30px|40px|30px|true|true" custom_padding_phone="20px|20px|20px|20px|true|true" custom_padding_last_edited="on|phone" border_radii="on|24px|24px|24px|24px" box_shadow_style="preset3" box_shadow_vertical="32px" box_shadow_blur="52px" box_shadow_spread="0px" box_shadow_color="rgba(26,48,102,0.1)" global_colors_info="{}" theme_builder_area="post_content"][et_pb_contact_form captcha="off" submit_button_text="Send Message" _builder_version="4.23" form_field_background_color="#f3f8fd" form_field_custom_margin="||20px||false|false" form_field_font="Rubik||||||||" form_field_font_size="15px" form_field_line_height="2em" 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button_one_text_color__hover_enabled="off" button_two_text_color__hover_enabled="off" button_border_width__hover_enabled="off" button_one_border_width__hover_enabled="off" button_two_border_width__hover_enabled="off" button_border_color__hover_enabled="off" button_one_border_color__hover_enabled="off" button_two_border_color__hover_enabled="off" button_border_radius__hover_enabled="off" button_one_border_radius__hover_enabled="off" button_two_border_radius__hover_enabled="off" button_letter_spacing__hover_enabled="off" button_one_letter_spacing__hover_enabled="off" button_two_letter_spacing__hover_enabled="off" button_bg_color__hover_enabled="off" button_one_bg_color__hover_enabled="off" button_two_bg_color__hover_enabled="off" theme_builder_area="post_content"][/et_pb_contact_field][/et_pb_contact_form][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Contact Info" _builder_version="4.23" background_image="http://www.obraj.com/wp-content/uploads/2023/10/interpreter-66.png" background_size="contain" background_position="center_left" hover_enabled="0" global_colors_info="{}" theme_builder_area="post_content" sticky_enabled="0"][et_pb_row column_structure="1_3,1_3,1_3" _builder_version="4.16" custom_padding="||80px|||" locked="off" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="1_3" _builder_version="4.16" background_color="#ffffff" custom_padding="40px|20px|40px|20px|true|true" border_radii="on|24px|24px|24px|24px" box_shadow_style="preset3" box_shadow_vertical="32px" box_shadow_blur="52px" box_shadow_spread="0px" box_shadow_color="rgba(26,48,102,0.1)" global_colors_info="{}" theme_builder_area="post_content"][et_pb_blurb title="Email" image="http://www.obraj.com/wp-content/uploads/2023/10/interpreter-icon-30.png" _builder_version="4.23" header_font="Rubik|500|||||||" header_text_color="#1a3066" header_font_size="18px" header_line_height="1.2em" body_font="Rubik||||||||" body_font_size="15px" body_line_height="1.6em" body_link_text_color="#666666" text_orientation="center" global_colors_info="{}" theme_builder_area="post_content"]cs@obraj.com[/et_pb_blurb][/et_pb_column][et_pb_column type="1_3" _builder_version="4.16" background_color="#ffffff" custom_padding="40px|20px|40px|20px|true|true" border_radii="on|24px|24px|24px|24px" box_shadow_style="preset3" box_shadow_vertical="32px" box_shadow_blur="52px" box_shadow_spread="0px" box_shadow_color="rgba(26,48,102,0.1)" global_colors_info="{}" theme_builder_area="post_content"][et_pb_blurb title="Phone" image="http://www.obraj.com/wp-content/uploads/2023/10/interpreter-icon-31.png" _builder_version="4.23" header_font="Rubik|500|||||||" header_text_color="#1a3066" header_font_size="18px" header_line_height="1.2em" body_font="Rubik||||||||" body_font_size="15px" body_line_height="1.6em" text_orientation="center" hover_enabled="0" locked="off" global_colors_info="{}" theme_builder_area="post_content" sticky_enabled="0"]+1 (832)-977-4499[/et_pb_blurb][/et_pb_column][et_pb_column type="1_3" _builder_version="4.16" background_color="#ffffff" custom_padding="40px|20px|40px|20px|true|true" border_radii="on|24px|24px|24px|24px" box_shadow_style="preset3" box_shadow_vertical="32px" box_shadow_blur="52px" box_shadow_spread="0px" box_shadow_color="rgba(26,48,102,0.1)" global_colors_info="{}" theme_builder_area="post_content"][et_pb_blurb title="HQ" image="http://www.obraj.com/wp-content/uploads/2023/10/interpreter-icon-32.png" _builder_version="4.23" header_font="Rubik|500|||||||" header_text_color="#1a3066" header_font_size="18px" header_line_height="1.2em" body_font="Rubik||||||||" body_font_size="15px" body_line_height="1.6em" text_orientation="center" hover_enabled="0" locked="off" global_colors_info="{}" theme_builder_area="post_content" sticky_enabled="0"]5326 W Bellfort St., STE 109, Houston, Texas, 77035[/et_pb_blurb][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" custom_padding_last_edited="off|desktop" admin_label="Footer" _builder_version="4.16" background_image="http://www.obraj.com/wp-content/uploads/2023/10/interpreter-74.png" background_position="top_center" custom_padding="||0px|||" locked="off" global_colors_info="{}" theme_builder_area="post_content"][et_pb_row _builder_version="4.16" width="100%" max_width="none" custom_padding="||0px|||" global_colors_info="{}" theme_builder_area="post_content"][et_pb_column type="4_4" _builder_version="4.16" global_colors_info="{}" theme_builder_area="post_content"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2023/10/interpreter-72.png" title_text="interpreter-72" _builder_version="4.16" transform_origin="50%|100%" global_colors_info="{}" theme_builder_area="post_content"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section] ### Return Policy RETURN POLICY Last updated October 23, 2023 Thank you for using our concierge shopping services. HarborHaul receives deliveries for the orders you placed through us from third parties and for us to receive such orders and deliver them in person to you when you arrive at one of the service areas, currently limited to the Greater Houston Area in Texas, USA.   We hope you are happy with our services.  We work as your representative and agents and work on your behalf to order, receive and deliver the products.  As part of our service fees, we charge a variable margin on your purchases and a flat service fee of $25 as of current policy, which may change without any notice.  If you are not satisfied with our services, we will work with you to address any issues and/or concerns and rectify them. We will refund any service fees and margins we charged if we are unable to mutually resolve any issues.   If you are not completely satisfied with your purchases for any reason, you may return it to us for a full refund minus any restocking fees. Please see below for more information on our return policy. RETURNS All returns must be completed at the time of in-person delivery.  You can inspect the package for any visible damage and can refuse to accept such packages.  Any returns are subject to restocking fees. All returned items must be in new and unused condition, with all original tags and labels attached. RETURN PROCESS In case you wish to return any item after you accept the in-person delivery, you can call HarborHaul at +1-832-977-4499 for an RMA number. Once your return is accepted an RMA number shall be issued. We do not accept any returns without an RMA number. To return an item, place the item securely in its original packaging and to be eligible for a return, the customer must: Provide a valid reason for the return, Ensure the item is neither damaged nor used (in case of consumable stuff), user must also present the original return receipt upon return. Failure to meet these conditions will render the item ineligible for return., then mail your return, at your expense, to the following address:   Obraj Inc DBA HarborHaulAttn: Returns15500 Voss Rd Unit 3, Sugar Land, TX 77498United States Please note, you will be responsible for all return shipping charges. We strongly recommend that you use a trackable method to mail your return. PAYMENTS Please note that we do not accept any online payments. As of date of this document, the only mode of any payment is physical transaction and based on Cash On Delivery (COD).  This app and associated web/software is only to facilitate and record transactions to be executed in person.    REFUNDS   After receiving your return and inspecting the condition of your item, we will process your return with the respective supplier. Please allow at least ten (10) working days from the receipt of your item to process your return. Refunds may be issued in the form of US Checks which can be deposited in your bank account. We will notify you by email when your return has been processed. EXCEPTIONS The following items cannot be returned: Non-refundable items from suppliers. Since HarborHaul provides concierge service therefore items not covered by supplier's refund policy cannot be refunded. For defective or damaged products, please contact us at the contact details below to arrange a refund or exchange. Please Note A 10%, 25% (depending on order type) restocking fee will be charged if user wants to remove the product form the order when the order status is either Order Placed, Items Shipped, In Our Warehouse, similarly; a 25%, 40% (depending on order type) restocking fee will be charged if user wants to remove the product from the order when the order status is one of Out for Delivery, Cash received per invoice, Order Completed. QUESTIONS If you have any questions concerning our return policy, please contact us at: +1-832-977-4499 hh@obraj.com ### Privacy Policy PRIVACY POLICY Last updated October 18, 2023 This privacy notice for Obraj Inc ("we," "us," or "our"), describes how and why we might collect, store, use, and/or share ("process") your information when you use our services ("Services"), such as when you: Download and use our mobile application (HarborHaul), or any other application of ours that links to this privacy notice Engage with us in other related ways, including any sales, marketing, or events Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at hh@obraj.com. SUMMARY OF KEY POINTS This summary provides key points from our privacy notice, but you can find out more details about any of these topics by clicking the link following each key point or by using our table of contents below to find the section you are looking for. What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use. Learn more about personal information you disclose to us. Do we process any sensitive personal information? We do not process sensitive personal information. Do we receive any information from third parties? We do not receive any information from third parties. How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so. Learn more about how we process your information. In what situations and with which parties do we share personal information? We may share information in specific situations and with specific third parties. Learn more about when and with whom we share your personal information. How do we keep your information safe? We have organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Learn more about how we keep your information safe. What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Learn more about your privacy rights. How do you exercise your rights? The easiest way to exercise your rights is by submitting a data subject access request, or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws. Want to learn more about what we do with any information we collect? Review the privacy notice in full.   TABLE OF CONTENTS Who is Obraj? What is covered under this policy? WHAT INFORMATION DO WE COLLECT? HOW DO WE PROCESS YOUR INFORMATION? WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION? WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION? HOW DO WE HANDLE YOUR SOCIAL LOGINS? HOW LONG DO WE KEEP YOUR INFORMATION? HOW DO WE KEEP YOUR INFORMATION SAFE? DO WE COLLECT INFORMATION FROM MINORS? WHAT ARE YOUR PRIVACY RIGHTS? CONTROLS FOR DO-NOT-TRACK FEATURES DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS? DO WE MAKE UPDATES TO THIS NOTICE? HOW CAN YOU CONTACT US ABOUT THIS NOTICE? HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU? WHO IS OBRAJ? In Short: Obraj aka Obraj, Inc is a Texas based technology company. Obraj Inc was created to solve real life problems and in the process creating products, services and solutions that add value to humanity. We are based in the Greater Houston Area within the great state of Texas. WHAT IS COVERED UNDER THIS POLICY? In Short: Services that we offer. We provide technology & outsourcing services as well. We have our own suite of apps and web services and this policy generally covers all aspects of what we do at Obraj. WHAT INFORMATION DO WE COLLECT? In Short: Personal information that you provide to us We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us. Personal Information Provided by You. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following: names phone numbers email addresses usernames delivery, personal, other addresses other users invited by you and provided information & relationships geo location Sensitive Information. We do not process sensitive information. Social Media Login Data. We may provide you with the option to register with us using your existing social media account details, like your Google account. If you choose to register in this way, we will collect the information described in the section called "HOW DO WE HANDLE YOUR SOCIAL LOGINS?" below. Application Data. If you use our application(s), we also may collect the following information if you choose to provide us with access or permission: Geolocation Information. We may request access or permission to track location-based information from your mobile device, either continuously or while you are using our mobile application(s), to provide certain location-based services. If you wish to change our access or permissions, you may do so in your device's settings. Mobile Device Access. We may request access or permission to certain features from your mobile device, including your mobile device's microphone, storage, camera, and other features. If you wish to change our access or permissions, you may do so in your device's settings. Push Notifications. We may request to send you push notifications regarding your account or certain features of the application(s). If you wish to opt out from receiving these types of communications, you may turn them off in your device's settings. This information is primarily needed to maintain the security and operation of our application(s), for troubleshooting, and for our internal analytics and reporting purposes. All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information. HOW DO WE PROCESS YOUR INFORMATION? In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your personal information for a variety of reasons, depending on how you interact with our Services, including: To facilitate account creation and authentication and otherwise manage user accounts. We may process your information so you can create and log in to your account, as well as keep your account in working order. To save or protect an individual's vital interest. We may process your information when necessary to save or protect an individual's vital interest, such as to prevent harm. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION? In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfill our contractual obligations, to protect your rights, or to fulfill our legitimate business interests. If you are located in the EU or UK, this section applies to you. The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information: Consent. We may process your information if you have given us permission (i.e., consent) to use your personal information for a specific purpose. You can withdraw your consent at any time. Learn more about withdrawing your consent. Legal Obligations. We may process your information where we believe it is necessary for compliance with our legal obligations, such as to cooperate with a law enforcement body or regulatory agency, exercise or defend our legal rights, or disclose your information as evidence in litigation in which we are involved. Vital Interests. We may process your information where we believe it is necessary to protect your vital interests or the vital interests of a third party, such as in situations involving potential threats to the safety of any person. If you are located in Singapor, this section applies to you. If you are located in Canada, this section applies to you. We may process your information if you have given us specific permission (i.e., express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e., implied consent). You can withdraw your consent at any time. In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example: If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way For investigations and fraud detection and prevention For business transactions provided certain conditions are met If it is contained in a witness statement and the collection is necessary to assess, process, or settle an insurance claim For identifying injured, ill, or deceased persons and communicating with next of kin If we have reasonable grounds to believe an individual has been, is, or may be a victim of financial abuse If it is reasonable to expect collection and use with consent would compromise the availability or the accuracy of the information and the collection is reasonable for purposes related to investigating a breach of an agreement or a contravention of the laws of Canada or a province If disclosure is required to comply with a subpoena, warrant, court order, or rules of the court relating to the production of records If it was produced by an individual in the course of their employment, business, or profession and the collection is consistent with the purposes for which the information was produced If the collection is solely for journalistic, artistic, or literary purposes If the information is publicly available and is specified by the regulations WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION? In Short: We may share information in specific situations described in this section and/or with the following third parties. We may need to share your personal information in the following situations: Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company. Affiliated Companies. We may share or transfer your information with affiliated companies for marketing purposes. HOW DO WE HANDLE YOUR SOCIAL LOGINS? In Short: If you choose to register or log in to our Services using a social media account, we may have access to certain information about you. Our Services offer you the ability to register and log in using your third-party social media account details (like your Facebook or Twitter logins). Where you choose to do this, we will receive certain profile information about you from your social media provider. The profile information we receive may vary depending on the social media provider concerned, but will often include your name, email address, friends list, and profile picture, as well as other information you choose to make public on such a social media platform. We will use the information we receive only for the purposes that are described in this privacy notice or that are otherwise made clear to you on the relevant Services. Please note that we do not control, and are not responsible for, other uses of your personal information by your third-party social media provider. We recommend that you review their privacy notice to understand how they collect, use, and share your personal information, and how you can set your privacy preferences on their sites and apps. HOW LONG DO WE KEEP YOUR INFORMATION? In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law. We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this notice will require us to keep your personal information for longer than three (3) months past the termination of the user's account. When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible. HOW DO WE KEEP YOUR INFORMATION SAFE? In Short: We aim to protect your personal information through a system of organizational and technical security measures. We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment. DO WE COLLECT INFORMATION FROM MINORS? In Short: We do not knowingly collect data from or market to children under 18 years of age. We do not knowingly solicit data from or market to children under 18 years of age. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent's use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at hh@obraj.com. WHAT ARE YOUR PRIVACY RIGHTS? In Short: In some regions, such as the European Economic Area (EEA), United Kingdom (UK), Switzerland, and Canada, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time. In some regions (like the EEA, UK, Switzerland, and Canada), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; (iv) if applicable, to data portability; and (v) not to be subject to automated decision-making. In certain circumstances, you may also have the right to object to the processing of your personal information. You can make such a request by contacting us by using the contact details provided in the section “HOW CAN YOU CONTACT US ABOUT THE NOTICE?” below. We will consider and act upon any request in accordance with applicable data protection laws. If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your Member State data protection authority or UK data protection authority. Withdrawing your consent: If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" below. However, please note that this will not affect the lawfulness of the processing before its withdrawal nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.   Account Information If you would at any time like to review or change the information in your account or terminate your account, you can: Log in to your account settings and update your user account. Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our legal terms and/or comply with applicable legal requirements. If you have questions or comments about your privacy rights, you may email us at hh@obraj.com. CONTROLS FOR DO-NOT-TRACK FEATURES Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS? In Short: If you are a resident of Colorado. Connecticut. Utah. Virginia or California, you are granted specific rights regarding access to your personal information. What categories of personal information do we collect? We have collected the following categories of personal information in the past twelve (12) months:   Category Examples Collected A. Identifiers Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, email address, and account name YES B. Personal information as defined in the California Customer Records statute Name, contact information, education, employment, employment history, and financial information NO C. Protected classification characteristics under state or federal law Gender and date of birth NO D. Commercial information Transaction information, purchase history, financial details, and payment information Order, Proforma Invoice, Delivery Information & Receipt only. No payment is collected via app. E. Biometric information Fingerprints and voiceprints NO F. Internet or other similar network activity Browsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems, and advertisements NO G. Geolocation data Device location YES H. Audio, electronic, visual, thermal, olfactory, or similar information Images and audio, video or call recordings created in connection with our business activities NO I. Professional or employment-related information Business contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply for a job with us NO J. Education Information Student records and directory information NO K. Inferences drawn from collected personal information Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual's preferences and characteristics NO L. Sensitive Personal Information   NO We will use and retain the collected personal information as needed to provide the Services or for:   Category A - As long as the user has an account with us Category D - As long as the user has an account with us Category G - As long as the user has an account with us We may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of: Receiving help through our customer support channels; Participation in customer surveys or contests; and Facilitation in the delivery of our Services and to respond to your inquiries. How do we use and share your personal information? Learn about how we use your personal information in the section, "HOW DO WE PROCESS YOUR INFORMATION?" Will your information be shared with anyone else? We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Learn more about how we disclose personal information to in the section, "WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?" We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be "selling" of your personal information. We have not disclosed, sold, or shared any personal information to third parties for a business or commercial purpose in the preceding twelve (12) months. We will not sell or share personal information in the future belonging to website visitors, users, and other consumers.   California Residents California Civil Code Section 1798.83, also known as the "Shine The Light" law permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below. If you are under 18 years of age, reside in California, and have a registered account with the Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g., backups, etc.). CPA Privacy Notice This section applies only to California residents. Under the California Consumer Privacy Act (CCPA), you have the rights listed below. The California Code of Regulations defines a "residents" as: every individual who is in the State of California for other than a temporary or transitory purpose and every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose All other individuals are defined as "non-residents." If this definition of "resident" applies to you, we must adhere to certain rights and obligations regarding your personal information. Your rights with respect to your personal data Right to request deletion of the data — Request to delete You can ask for the deletion of your personal information. If you ask us to delete your personal information, we will respect your request and delete your personal information, subject to certain exceptions provided by law, such as (but not limited to) the exercise by another consumer of his or her right to free speech, our compliance requirements resulting from a legal obligation, or any processing that may be required to protect against illegal activities. Right to be informed -- Request to know Depending on the circumstances, you have a right to Know: whether we collect and use your personal information; the categories of personal information that we collect; the purposes for which the collected personal information is used; whether we sell or share personal information to third parties; the categories of personal information that we sold, shared, or disclosed for a business purpose; the categories of third parties to whom the personal information was sold, shared, or disclosed for a business purpose; the business or commercial purpose for collecting, selling, or sharing personal information; and the specific pieces of personal information we collected about you. In accordance with applicable law, we are not obligated to provide or delete consumer information that is de-identified in response to a consumer request or to re-identify individual data to verify a consumer request. Right to Non-Discrimination for the Exercise of a Consumer's Privacy Rights We will not discriminate against you if you exercise your privacy rights. Right to Limit Use and Disclosure of Sensitive Personal Information We do not process consumer's sensitive personal information. Verification process Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. These verification efforts require us to ask you to provide information so that we can match it with information you have previously provided us. For instance, depending on the type of request you submit, we may ask you to provide certain information so that we can match the information you provide with the information we already have on file, or we may contact you through a communication method (e.g., phone or email) that you have previously provided to us. We may also use other verification methods as the circumstances dictate. We will only use personal information provided in your request to verify your identity or authority to make the request. To the extent possible, we will avoid requesting additional information from you for the purposes of verification. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes. We will delete such additionally provided information as soon as we finish verifying you. Other privacy rights You may object to the processing of your personal information. You may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the information. You can designate an authorized agent to make a request under the CPA on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with the CCPA. You may request to opt out from future selling or sharing of your personal information to third parties. Upon receiving an opt-out request, we will act upon the request as soon as feasibly possible, but no later than fifteen (15) days from the date of the request submission. To exercise these rights, you can contact us by submitting a data subject access request, by email at hh@obraj.com, or by referring to the contact details at the bottom of this document. If you have a complaint about how we handle your data, we would like to hear from you. Colorado Residents This section applies only to Colorado residents. Under the Colorado Privacy Act (CPA), you have the rights listed below. However, these rights are not absolute, and in certain cases, we may decline your request as permitted by law. Right to be informed whether or not we are processing your personal data Right to access your personal data Right to correct inaccuracies in your personal data Right to request deletion of your personal data Right to obtain a copy of the personal data you previously shared with us. Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ("profiling") To submit a request to exercise these rights described above. please email hh@obrai.com or submit a data subject access request. If we decline to take action regarding your request and you wish to appeal our decision, please email us at hh@obraj.com. Within forty-five (45) days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. Connecticut Residents This section applies only to Connecticut residents. Under the Connecticut Data Privacy Act (CTDPA), you have the rights listed below. However, these rights are not absolute, and in certain cases, we may decline your request as permitted by law. Right to be informed whether or not we are processing your personal data Right to access your personal data. Right to correct inaccuracies in your personal data Right to request deletion of your personal data Right to obtain a copy of the personal data you previously shared with us Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ("profiling") To submit a request to exercise these rights described above, please email hh@obraj.com or submit a data subject access request. If we decline to take action regarding your request and you wish to appeal our decision, please email us at hh@obraj.com. Within sixty (60) days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. Utah Residents This section applies only to Utah residents. Under the Utah Consumer Privacy Act (UCPA), you have the rights listed below. However, these rights are not absolute, and in certain cases, we may decline your request as permitted by law. Right to be informed whether or not we are processing your personal data Right to access your personal data Right to request deletion of your personal data Right to obtain a copy of the personal data you previously shared with us Right to opt out of the processing of your personal data if it is used for targeted advertising or the sale of personal data To submit a request to exercise these rights described above, please email hh@obraj.com or submit a data subject access request. Virginia Residents Under the Virginia Consumer Data Protection Act (VCDPA): "Consumer" means a natural person who is a resident of the Commonwealth acting only in an individual or household context. It does not include a natural person acting in a commercial or employment context. "Personal data" means any information that is linked or reasonably linkable to an identified or identifiable natural person. "Personal data" does not include de-identified data or publicly available information. "Sale of personal data" means the exchange of personal data for monetary consideration. If this definition of "consumer" applies to you, we must adhere to certain rights and obligations regarding your personal data. Your rights with respect to your personal data Right to be informed whether or not we are processing your personal data Right to access your personal data Right to correct inaccuracies in your personal data Right to request deletion of your personal data Right to obtain a copy of the personal data you previously shared with us Right to opt out of the processing of your personal data if it is used for targeted advertising, the sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects ("profiling") Exercise your rights provided under the Virginia VCDPA You may contact us by email at hh@obraj.com or submit a data subject access request. If you are using an authorized agent to exercise your rights, we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf. Verification process We may request that you provide additional information reasonably necessary to verify you and your consumer's request. If you submit the request We may request that you provide additional information reasonably necessary to verify you and your consumer's request. If you submit the request through an authorized agent, we may need to collect additional information to verify your identity before processing your request. Upon receiving your request, we will respond without undue delay, but in all cases, within forty-five (45) days of receipt. The response period may be extended once by forty-five (45) additional days when reasonably necessary. We will inform you of any such extension within the initial 45-day response period, together with the reason for the extension. Right to appeal If we decline to take action regarding your request, we will inform you of our decision and reasoning behind it. If you wish to appeal our decision, please email us at hh@obraj.com. Within sixty (60) days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. If your appeal is denied, you may contact the Attorney General to submit a complaint. DO WE MAKE UPDATES TO THIS NOTICE? In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws. We may update this privacy notice from time to time. The updated version will be indicated by an updated "Revised" date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information. HOW CAN YOU CONTACT US ABOUT THIS NOTICE? If you have questions or comments about this notice, you may email us at hh@obraj.com or contact us by post at: Obrai Inc United States 15500 Voss Rd Unit 3, Sugar Land, TX 77498 HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU? Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information or delete it. To request to review, update or delete your personal information, please fill out and submit a data subject access request. 15. Location Privacy User can share their location at their own choice for delivery of products at Harbor/Port area when they arrive via ship or cruise for delivery of products. The Harbor port areas are very huge and sometimes do not have clear mile markers for an accurate delivery. We may require our client, the app user, to tell us where they are so we can deliver their requested products. The control of location sharing is with the app user and not with the HarborHaul staff (it is not automatic or constant location sharing. When location sharing button is pressed by the user, app shares location only at that point of time, and one time). ### eula END USER LICENSE AGREEMENT Last updated October 18, 2023HarborHaul is licensed to You (End-User) by Obraj Inc, located and registered at 15500 Voss Rd Unit 3, Sugar Land, TX 77498, Houston, Texas 774092, United States ("Licensor"), for use only under the terms of this License Agreement. Our VAT number is 5399841004.By downloading the Licensed Application from Apple's software distribution platform ("App Store") and Google's software distribution platform ("Play Store"), and any update thereto (as permitted by this License Agreement), You indicate that You agree to be bound by all of the terms and conditions of this License Agreement, and that You accept this License Agreement. App Store and Play Store are referred to in this License Agreement as "Services."The parties of this License Agreement acknowledge that the Services are not a Party to this License Agreement and are not bound by any provisions or obligations with regard to the Licensed Application, such as warranty, liability, maintenance and support thereof. Obraj Inc, not the Services, is solely responsible for the Licensed Application and the content thereof.This License Agreement may not provide for usage rules for the Licensed Application that are in conflict with the latest Apple Media Services Terms and Conditions and Google Play Terms of Service ("Usage Rules"). Obraj Inc acknowledges that it had the opportunity to review the Usage Rules and this License Agreement is not conflicting with them.HarborHaul when purchased or downloaded through the Services, is licensed to You for use only under the terms of this License Agreement. The Licensor reserves all rights not expressly granted to You. HarborHaul is to be used on devices that operate with Apple's operating systems ("iOS" and "Mac OS") or Google's operating system ("Android").TABLE OF CONTENTSTHE APPLICATIONSCOPE OF LICENSETECHNICAL REQUIREMENTSMAINTENANCE AND SUPPORTUSE OF DATAUSER-GENERATED CONTRIBUTIONSCONTRIBUTION LICENSELIABILITYWARRANTYPRODUCT CLAIMSLEGAL COMPLIANCECONTACT INFORMATIONTERMINATIONTHIRD-PARTY TERMS OF AGREEMENTS AND BENEFICIARYINTELLECTUAL PROPERTY RIGHTSAPPLICABLE LAWMISCELLANEOUS1. THE APPLICATIONHarborHaul ("Licensed Application") is a piece of software created to HarborHaul revolutionizes the e-commerce experience by offering a unique blend of convenience and flexibility, redefining how users shop and pay for their purchases. Key features that set HarborHaul apart include: Concierge Service: Emphasizing user convenience, HarborHaul extends beyond traditional e-commerce platforms by providing personalized concierge services, catering to the individual needs of each customer. Flexible Payment Options: HarborHaul eliminates the common hurdle of mandatory online card payments. For business transactions, users can opt for direct money transfers, providing ease of use, especially for corporate clients. Additionally, the'Cash on Delivery' feature allows payment to be made only when the product arrives at the user's doorstep, ensuring trust and satisfaction in every transaction. In an industry where user registration is often mandatory, HarborHaul stands out by offering services without the need to sign in, fostering a user-friendly experience that respects privacy and encourages spontaneous shopping. Real-time Communication: Post-purchase, users can directly communicate with HarborHaul employees through the app, making inquiries, tracking their orders, or resolving issues related to their delivery. This feature ensures transparency and builds a continuous relationship between the user and the service. HarborHaul's commitment to user convenience, secure and flexible payment methods, privacy, and excellent customer service positions it as an innovative solution in the e-commerce landscape. - and customized for iOS and Android mobile devices ("Devices"). HarborHaul is designed to personalize the shopping experience, meeting the unique preferences and requirements of each customer. It offers a vast array of products from various suppliers, allowing users to effortlessly search for and order their desired items. What sets HarborHaul apart is its flexible payment system; it eschews the typical online payment process, offering a 'pay-on-delivery' option that only requires payment when orders are safely delivered to the customer's doorstep. Furthermore, HarborHaul understands that flexibility is crucial for today's consumers. Therefore, it allows users to modify both the delivery time and location to suit their schedules. Customers can also bookmark their favorite items for future reference and revisit their search history for a more efficient shopping experience. Additionally, HarborHaul fosters direct communication between customers and its team. After placing an order, users can engage in real-time conversations with HarborHaul representatives to inquire about their purchases, share concerns, or receive guidance on their specific orders. The platform also ensures customers are always in the loop by providing push notifications regarding their orders or any new updates. In essence, HarborHaul isn't just an e-commerce platform; it's a user-centric service that priorities convenience, flexibility, and open communication, redefining the standard online shopping experiences..The Licensed Application is not tailored to comply with industry-specific regulations (Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA), etc.), so if your interactions would be subjected to such laws, you may not use this Licensed Application. You may not use the Licensed Application in a way that would violate the Gramm-Leach-Bliley Act (GLBA).2. SCOPE OF LICENSE2.1 This license will also govern any updates of the Licensed Application provided by Licensor that replace, repair, and/or supplement the first Licensed Application, unless a separate license is provided for such update, in which case the terms of that new license will govern.2.2 You may not share or make the Licensed Application available to third parties (unless to the degree allowed by the Usage Rules, and with Obraj Inc's prior written consent), sell, rent, lend, lease or otherwise redistribute the Licensed Application.2.3 You may not reverse engineer, translate, disassemble, integrate, decompile, remove, modify, combine, create derivative works or updates of, adapt, or attempt to derive the source code of the Licensed Application, or any part thereof (except with Obraj Inc's prior written consent).2.4 Violations of the obligations mentioned above, as well as the attempt of such infringement, may be subject to prosecution and damages.2.5 Licensor reserves the right to modify the terms and conditions of licensing.2.6 Nothing in this license should be interpreted to restrict third-party terms. When using the Licensed Application, You must ensure that You comply with applicable third-party terms and conditions.3. TECHNICAL REQUIREMENTS3.1 Licensor attempts to keep the Licensed Application updated so that it complies with modified/new versions of the firmware and new hardware. You are not granted rights to claim such an update.3.2 Licensor reserves the right to modify the technical specifications as it sees appropriate at any time.4. MAINTENANCE AND SUPPORT4.1 The Licensor is solely responsible for providing any maintenance and support services for this Licensed Application. You can reach the Licensor at the email address listed in the App Store or Play Store Overview for this Licensed Application.4.2 Obrai Inc and the End-User acknowledge that the Services have no obligation whatsoever to furnish maintenance and support services with respect to the Licensed Application.5. USE OF DATAYou acknowledge that Licensor will be able to access and adjust Your downloaded Licensed Application content and Your personal information, and that Licensor's use of such material and information is subject to Your legal agreements with Licensor and Licensor's privacy policy:https://obraj.com/app/hh/eula/You acknowledge that the Licensor may periodically collect and use technical data and related information about your device, system, and application software, and peripherals, offer product support, facilitate the software updates, and for purposes of providing other services to you (if any) related to the Licensed Application. Licensor may also use this information to improve its products or to provide services or technologies to you, as long as it is in a form that does not personally identify you.6. USER-GENERATED CONTRIBUTIONSThe Licensed Application offers a feature that allows you to communicate with the HarborHaul team concerning details related to your orders. At HarborHaul, we prioritize the privacy and confidentiality of our customers' information, ensuring that it remains secure and protected at all times. Conversations between customers and the HarborHaul team will be strictly limited to discussions pertinent to order-related matters.Furthermore, the application provides the functionality to share photos and files, facilitating a more efficient exchange of information specific to your order. Please be assured that any information shared within this context will remain confidential, accessible only to the HarborHaul team managing your order and yourself. We have implemented rigorous security measures to safeguard your personal communications with the HarborHaul team, upholding our commitment to protect your privacy."The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party.You have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness or each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Licensed Application and this License Agreement.Your Contributions are not false, inaccurate, or misleading.Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us.Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.Your Contributions are not used to harass or threaten (in the legal sense of those terms) any other person and to promote violence against a specific person or class of people.Your Contributions do not violate any applicable law, regulation, or rule.Your Contributions do not violate the privacy or publicity rights of any third party.Your Contributions do not violate any applicable law concerning child pornography, or otherwise intended to protect the health or well-being of minors.Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.Your Contributions do not otherwise violate, or link to material that violates, any provision of this License Agreement, or any applicable law or regulation.Any use of the Licensed Application in violation of the foregoing violates this License Agreement and may result in, among other things, termination or suspension of your rights to use the Licensed Application.7. CONTRIBUTION LICENSEBy posting your Contributions to any part of the Licensed Application or making Contributions accessible to the Licensed Application by linking your account from the Licensed Application to any of your social networking accounts, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to host, use copy, reproduce, disclose, sell, resell, publish, broad cast, retitle, archive, store, cache, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions (including, without limitation, your image and voice) for any purpose, commercial advertising, or otherwise, and to prepare derivative works of, or incorporate in other works, such as Contributions, and grant and authorize sublicenses of the foregoing. The use and distribution may occur in any media formats and through any media channels.This license will apply to any form, media, or technology now known or hereafter developed, and includes our use of your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names, logos, and personal and commercial images you provide. You waive all moral rights in your Contributions, and you warrant that moral rights have not otherwise been asserted in your Contributions.We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area in the Licensed Application. You are solely responsible for your Contributions to the Licensed Application and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions.We have the right, in our sole and absolute discretion, (1) to edit, redact, or otherwise change any Contributions; (2) to recategorize any Contributions to place them in more appropriate locations in the Licensed Application; and (3) to prescreen or delete any Contributions at any time and for any reason, without notice. We have no obligation to monitor your Contributions.8. LIABILITY8.1 Licensor's responsibility in the case of violation of obligations and tort shall be limited to intent and gross negligence. Only in case of a breach of essential contractual duties (cardinal obligations), Licensor shall also be liable in case of slight negligence. In any case, liability shall be limited to the foreseeable, contractually typical damages. The limitation mentioned above does not apply to injuries to life, limb, or health.8.2 Licensor takes no accountability or responsibility for any damages caused due to a breach of duties according to Section 2 of this License Agreement. To avoid data loss, You are required to make use of backup functions of the Licensed Application to the extent allowed by applicable third-party terms and conditions of use. You are aware that in case of alterations or manipulations of the Licensed Application, You will not have access to the Licensed Application.9. WARRANTY9.1 Licensor warrants that the Licensed Application is free of spyware, trojan horses, viruses, or any other malware at the time of Your download. Licensor warrants that the Licensed Application works as described in the user documentation.9.2 No warranty is provided for the Licensed Application that is not executable on the device, that has been unauthorizedly modified, handled inappropriately or culpably, combined or installed with inappropriate hardware or software, used with inappropriate accessories, regardless if by Yourself or by third parties, or if there are any other reasons outside of Obraj Inc's sphere of influence that affect the executability of the Licensed Application.9.3 You are required to inspect the Licensed Application immediately after installing it and notify Obraj Inc about issues discovered without delay by email provided in Contact Information. The defect report will be taken into consideration and further investigated if it has been emailed within a period of fifteen (15) days after discovery.9.4 If we confirm that the Licensed Application is defective, Obraj Inc reserves a choice to remedy the situation either by means of solving the defect or substitute delivery.9.5 In the event of any failure of the Licensed Application to conform to any applicable warranty, You may notify the Services Store Operator, and Your Licensed Application purchase price will be refunded to You. To the maximum extent permitted by applicable law, the Services Store Operator will have no other warranty obligation whatsoever with respect to the Licensed Application, and any other losses, claims, damages, liabilities, expenses, and costs attributable to any negligence to adhere to any warranty.9.6 If the user is an entrepreneur, any claim based on faults expires after a statutory period of limitation amounting to twelve (12) months after the Licensed Application was made available to the user. The statutory periods of limitation given by law apply for users who are consumers.10. PRODUCT CLAIMSObraj Inc and the End-User acknowledge that Obraj Inc, and not the Services, is responsible for addressing any claims of the End-User or any third party relating to the Licensed Application or the End-User's possession and/or use of that Licensed Application, including, but not limited to:product liability claims;any claim that the Licensed Application fails to conform to any applicable legal or regulatory requirement; andclaims arising under consumer protection, privacy, or similar legislation, including in connection with Your Licensed Application's use of the HealthKit and HomeKit.11. LEGAL COMPLIANCEYou represent and warrant that You are not located in a country that is subject to a US Government embargo, or that has been designated by the US Government as a "terrorist supporting" country; and that You are not listed on any US Government list of prohibited or restricted parties.12. CONTACT INFORMATIONFor general inquiries, complaints, questions or claims concerning the Licensed Application, please contact:Obraj Inc15500 Voss Rd Unit 3, Sugar Land, TX 77498Houston, TX 774092United Stateshh@obraj.com 13. TERMINATIONThe license is valid until terminated by Obraj Inc or by You. Your rights under this license will terminate automatically and without notice from Obraj Inc if You fail to adhere to any term(s) of this license. Upon License termination, You shall stop all use of the Licensed Application, and destroy all copies, full or partial, of the Licensed Application.14. THIRD-PARTY TERMS OF AGREEMENTS AND BENEFICIARYObraj Inc represents and warrants that Obraj Inc will comply with applicable third-party terms of agreement when using Licensed Application.In Accordance with Section 9 of the "Instructions for Minimum Terms of Developer's End-User License Agreement," both Apple and Google and their subsidiaries shall be third-party beneficiaries of this End User License Agreement and - upon Your acceptance of the terms and conditions of this License Agreement, both Apple and Google will have the right (and will be deemed to have accepted the right) to enforce this End User License Agreement against You as a third-party beneficiary thereof.15. INTELLECTUAL PROPERTY RIGHTSObraj Inc and the End-User acknowledge that, in the event of any third-party claim that the Licensed Application or the End-User's possession and use of that Licensed Application infringes on the third party's intellectual property rights, Obraj Inc, and not the Services, will be solely responsible for the investigation, defense, settlement, and discharge or any such intellectual property infringement claims.16. APPLICABLE LAWThis License Agreement is governed by the laws of the State of Texas excluding its conflicts of law rules.17. MISCELLANEOUS17.1 If any of the terms of this agreement should be or become invalid, the validity of the remaining provisions shall not be affected. Invalid terms will be replaced by valid ones formulated in a way that will achieve the primary purpose.17.2 Collateral agreements, changes and amendments are only valid if laid down in writing. The preceding clause can only be waived in writing.   ### HH [et_pb_section fb_built="1" admin_label="Header" _builder_version="4.16" global_colors_info="{}"][et_pb_row _builder_version="4.23" _module_preset="default" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2023/11/final_habor_haul_logo.jpg" alt="HarborHaul Logo" title_text="final_habor_haul_logo" align="center" _builder_version="4.23" _module_preset="default" width="15%" global_colors_info="{}"][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.23" _module_preset="default" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.23" _module_preset="default" global_colors_info="{}"][et_pb_slider arrows_custom_color="#0C71C3" dot_nav_custom_color="#0C71C3" _builder_version="4.23" _module_preset="default" background_color="#FFFFFF" content_width="73%" global_colors_info="{}"][et_pb_slide _builder_version="4.23" _module_preset="default" max_width="37%" global_colors_info="{}" sticky_transition="on"][/et_pb_slide][et_pb_slide _builder_version="4.23" _module_preset="default" max_width="37%" global_colors_info="{}" sticky_transition="on"][/et_pb_slide][et_pb_slide _builder_version="4.23" _module_preset="default" max_width="37%" global_colors_info="{}" sticky_transition="on"][/et_pb_slide][et_pb_slide _builder_version="4.23" _module_preset="default" max_width="37%" global_colors_info="{}" sticky_transition="on"][/et_pb_slide][et_pb_slide _builder_version="4.23" _module_preset="default" max_width="37%" global_colors_info="{}" sticky_transition="on"][/et_pb_slide][/et_pb_slider][/et_pb_column][/et_pb_row][et_pb_row column_structure="1_2,1_2" _builder_version="4.23" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.16" custom_padding="100px||||false|false" custom_padding_tablet="0px||||false|false" custom_padding_phone="" custom_padding_last_edited="on|phone" global_colors_info="{}"][et_pb_text _builder_version="4.16" text_font_size="16px" text_line_height="1.8em" header_font="IBM Plex Sans Condensed|700|||||||" header_font_size="80px" header_line_height="1.2em" header_font_size_tablet="60px" header_font_size_phone="50px" header_font_size_last_edited="on|phone" locked="off" global_colors_info="{}"]HarborHaul HarborHaul is a revolutionary shopping concierge service app. We specialize in hauling your merchandise directly to the harbor. 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This application challenges the traditional ways of shopping and paying, offering a seamless and inclusive user experience that goes beyond what typical online commerce platforms provide.Central to HarborHaul's innovative approach is the Concierge Service, which is crafted with utmost care to prioritize user convenience at every point of interaction. This service transcends what is commonly offered by e-commerce platforms, providing personalized attention and customized solutions that cater to the distinct preferences and needs of each customer. No matter if you're shopping for pleasure or conducting business, HarborHaul is prepared to meet your specific needs, ensuring a shopping experience that is both delightful and efficient.HarborHaul is set apart by its Flexible Payment Options, addressing and eliminating the usual requirement for online card payments, and in doing so, significantly improving user accessibility and convenience. For business transactions in particular, the platform supports direct money transfers, a valuable feature for corporate clients looking for a smooth and secure transaction experience. The innovative 'Cash on Delivery' option is a clear demonstration of HarborHaul's dedication to building trust and ensuring customer satisfaction, allowing payment only when the product has safely reached the customer's doorstep.In an age where many platforms mandate user registration, HarborHaul breaks the mold by offering a wide array of services with no sign-up required. This strategic decision cultivates a user-friendly atmosphere that champions privacy, encourages spontaneous purchases, and provides a seamless experience from beginning to end.HarborHaul’s commitment to its users extends well beyond the point of purchase. The platform encourages Real-time Communication between customers and the HarborHaul team. After completing a purchase, users can directly communicate through the application (such as using in-app chat), seeking assistance, tracking their orders, or addressing any delivery-related concerns. This direct line of communication promotes transparency, fosters trust, and nurtures an ongoing relationship between the user and the service, solidifying HarborHaul's reputation as a platform centered around its users.The application's dedication to revolutionizing e-commerce is further highlighted by its customized design, optimized for both iOS and Android devices. This ensures that HarborHaul serves not just as a shopping platform, but as a personal shopping assistant, adapting to meet each user's unique needs and preferences. 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From innovative mobile applications and bespoke web development to tailored SharePoint apps development, we ensure your projects harness the latest in technology for maximum impact. Elevate your brand with our strategic digital marketing services and custom WordPress development, designed to captivate, engage, and convert your target audience. 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We ensure that our services are advanced, error free, and highly secure. We do not compromise on customer satisfaction and the quality of our services.[/et_pb_text][et_pb_button button_text="Schedule a Consultation" _builder_version="4.16" custom_button="on" button_text_size="14px" button_text_color="#ffffff" button_bg_color="#47d7ff" button_border_width="0px" button_border_radius="100px" button_font="Overpass|900||on|||||" button_use_icon="off" custom_padding="20px|30px|20px|30px|true|true" box_shadow_style="preset3" box_shadow_vertical="20px" box_shadow_blur="40px" box_shadow_spread="-10px" box_shadow_color="rgba(23,102,193,0.46)" locked="off" global_colors_info="{}" box_shadow_color__hover="#2585b2" box_shadow_blur__hover_enabled="on" box_shadow_blur__hover="20px" box_shadow_vertical__hover_enabled="on" box_shadow_vertical__hover="10px"][/et_pb_button][/et_pb_column][et_pb_column type="1_2" _builder_version="4.16" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2022/12/cyber-security-13-3.png" align="right" _builder_version="4.16" max_width_tablet="400px" max_width_phone="" max_width_last_edited="on|desktop" custom_margin="-8vw|-10vw|2vw|" custom_margin_tablet="-2vw|0vw|-24vw|" custom_margin_phone="" custom_margin_last_edited="on|desktop" animation_style="zoom" animation_intensity_zoom="5%" locked="off" global_colors_info="{}"][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.16" z_index="0" width="100%" max_width="none" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2022/12/cyber-security-01.png" show_bottom_space="off" force_fullwidth="on" _builder_version="4.16" custom_margin="-46vw||-2px" global_colors_info="{}"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Features" _builder_version="4.16" global_colors_info="{}"][et_pb_row column_structure="1_3,1_3,1_3" custom_padding_last_edited="on|desktop" _builder_version="4.16" max_width="none" custom_margin="-10vw||-10vw||true" custom_margin_tablet="0vw||0vw||true" custom_margin_phone="" custom_margin_last_edited="on|desktop" custom_padding="|||20%" custom_padding_tablet="|||0%" custom_padding_phone="" global_colors_info="{}"][et_pb_column type="1_3" _builder_version="4.16" global_colors_info="{}"][et_pb_blurb title="Network & IT Security Consultancy" use_icon="on" font_icon="||fa||900" _builder_version="4.23" header_font="Overpass|900|||||||" header_line_height="1.4em" body_font="Overpass|300|||||||" body_line_height="1.8em" text_orientation="center" hover_enabled="0" global_colors_info="{}" sticky_enabled="0"]Our team of highly qualified professionals provide an arm’s length / 3rd party oversight for your Network and IT Infrastructure services ensuring you are doing right thing. You can make decisions about your Infrastructure independently including choosing any solutions and/or rolling it out. But who is endorsing you if you are doing the right thing? We come in with an independent set of eyes to help review and provide unfiltered comments helping your organization to rely upon us for an independent review.  This also allows your C-Level to not only leverage on our technical expertise but also offers a Safe Harbor.  Yes! We also review DR/BCP Plans and comment/endorse them.[/et_pb_blurb][/et_pb_column][et_pb_column type="1_3" _builder_version="4.16" transform_scale_tablet="" transform_scale_phone="" transform_scale_last_edited="on|desktop" transform_translate="0px|-94px" transform_translate_tablet="0px|0px" transform_translate_phone="" transform_translate_last_edited="on|desktop" transform_translate_linked="off" transform_rotate_tablet="" transform_rotate_phone="" transform_rotate_last_edited="on|desktop" transform_skew_tablet="" transform_skew_phone="" transform_skew_last_edited="on|desktop" transform_origin_tablet="" transform_origin_phone="" transform_origin_last_edited="on|desktop" transform_styles_last_edited="on|desktop" transform_styles_tablet="" transform_styles_phone="" global_colors_info="{}"][et_pb_blurb title="BPO Services" use_icon="on" font_icon="||divi||400" _builder_version="4.19.3" header_font="Overpass|900|||||||" header_line_height="1.4em" body_font="Overpass|300|||||||" body_line_height="1.8em" text_orientation="center" locked="off" global_colors_info="{}"]Our BPO services are one their own kind. We provide efficient and high quality BPO services which enables our clients to grow with us. Our customers include companies utilizing our back office processing, customer management, engineering design and estimation services.[/et_pb_blurb][/et_pb_column][et_pb_column type="1_3" _builder_version="4.16" transform_scale_tablet="" transform_scale_phone="" transform_scale_last_edited="on|desktop" transform_translate="0px|-188px" transform_translate_tablet="0px|0px" transform_translate_phone="" transform_translate_last_edited="on|desktop" transform_translate_linked="off" transform_rotate_tablet="" transform_rotate_phone="" transform_rotate_last_edited="on|desktop" transform_skew_tablet="" transform_skew_phone="" transform_skew_last_edited="on|desktop" transform_origin_tablet="" transform_origin_phone="" transform_origin_last_edited="on|desktop" transform_styles_last_edited="on|desktop" transform_styles_tablet="" transform_styles_phone="" global_colors_info="{}"][et_pb_blurb title="App Development, Digital Marketing and App Lifecycle Management" use_icon="on" font_icon="||fa||400" _builder_version="4.23" header_font="Overpass|900|||||||" header_line_height="1.4em" body_font="Overpass|300|||||||" body_line_height="1.8em" text_orientation="center" hover_enabled="0" locked="off" global_colors_info="{}" sticky_enabled="0"]We provide our customers with safe and reliable solutions right according to their requirements.  Our digital marketing services is customized based on your needs. Our advance level marketing strategies help our clients achieve their targets and goals comprehensively.    We develop and maintain your Apps offering App Lifecycle Management.  Feel free to ask for references.[/et_pb_blurb][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" prev_background_color="#ffffff" admin_label="Feature" _builder_version="4.16" use_background_color_gradient="on" background_color_gradient_type="circular" background_color_gradient_stops="#004183 0%|#001f4c 100%" background_color_gradient_start="#004183" background_color_gradient_end="#001f4c" background_image="http://www.obraj.com/wp-content/uploads/2022/12/cyber-security-02.png" background_size="contain" background_position="bottom_center" custom_padding="||0px|||" top_divider_style="slant" top_divider_height="26vw" top_divider_flip="horizontal" global_colors_info="{}"][et_pb_row column_structure="1_2,1_2" _builder_version="4.16" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.16" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2022/12/cyber-security-14-1.jpg" _builder_version="4.16" transform_scale="250%|250%" transform_scale_tablet="100%|100%" transform_scale_phone="" transform_scale_last_edited="on|desktop" transform_translate="-6vw|4vw" transform_translate_tablet="0vw|0vw" transform_translate_phone="" transform_translate_last_edited="on|desktop" transform_translate_linked="off" transform_rotate="0deg|0deg|57deg" transform_rotate_tablet="0deg|0deg|27deg" transform_rotate_phone="" transform_rotate_last_edited="on|desktop" transform_skew_tablet="" transform_skew_phone="" transform_skew_last_edited="on|desktop" transform_origin_tablet="" transform_origin_phone="" transform_origin_last_edited="on|desktop" transform_styles_last_edited="on|desktop" custom_margin="|||" transform_styles_tablet="" transform_styles_phone="" border_radii="on|500px|500px|500px|500px" global_colors_info="{}"][/et_pb_image][/et_pb_column][et_pb_column type="1_2" _builder_version="4.16" custom_padding="18vw||" global_colors_info="{}"][et_pb_text _builder_version="4.16" text_font="||||||||" header_2_font="Overpass|900|||||||" header_2_font_size="56px" header_2_line_height="1.1em" header_3_font="Overpass|600|||||||" header_3_text_color="#00b4ff" header_3_font_size="30px" header_3_line_height="1.2em" background_layout="dark" header_2_font_size_tablet="38px" header_2_font_size_phone="26px" header_2_font_size_last_edited="on|desktop" header_3_font_tablet="" header_3_font_phone="Overpass|700|||||||" header_3_font_last_edited="on|phone" header_3_font_size_tablet="24px" header_3_font_size_phone="18px" header_3_font_size_last_edited="on|desktop" locked="off" global_colors_info="{}"]About Obraj Inc[/et_pb_text][et_pb_divider color="#00b4ff" divider_weight="2px" _builder_version="4.16" width="100px" custom_margin="||0px" global_colors_info="{}"][/et_pb_divider][et_pb_text _builder_version="4.16" text_font="Overpass|300|||||||" text_font_size="17px" text_line_height="1.8em" background_layout="dark" text_font_size_tablet="" text_font_size_phone="14px" text_font_size_last_edited="on|desktop" locked="off" global_colors_info="{}"]Obraj Inc is a competent firm which provide its clients all the best possible solutions in the field of development, BPO services and digital marketing. Our highly qualified team comprises of individuals with unmatched problem solving and strategy building abilities. We believe in providing services right according to the needs of our clients and their satisfaction is our priority.[/et_pb_text][et_pb_button button_text="Learn More" _builder_version="4.16" custom_button="on" button_text_size="14px" button_text_color="#00b4ff" button_bg_color="rgba(0,0,0,0)" button_border_width="2px" button_border_color="#00b4ff" button_border_radius="100px" button_font="Overpass|900||on|||||" button_use_icon="off" custom_padding="12px|24px|12px|24px|true|true" box_shadow_style="preset3" box_shadow_vertical="0px" box_shadow_blur="0px" box_shadow_spread="-10px" box_shadow_color="rgba(25,114,255,0.4)" locked="off" global_colors_info="{}" box_shadow_color__hover="#2585b2" box_shadow_blur__hover_enabled="on" box_shadow_blur__hover="40px" box_shadow_vertical__hover_enabled="on" box_shadow_vertical__hover="10px"][/et_pb_button][/et_pb_column][/et_pb_row][et_pb_row column_structure="2_5,3_5" _builder_version="4.16" global_colors_info="{}"][et_pb_column type="2_5" 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custom_margin="100px||100px||true" custom_padding="10vw||10vw||true|" locked="off" global_colors_info="{}"][et_pb_row column_structure="2_5,3_5" _builder_version="4.16" z_index="1" global_colors_info="{}"][et_pb_column type="2_5" _builder_version="4.16" global_colors_info="{}"][et_pb_text _builder_version="4.16" text_font="||||||||" header_2_font="Overpass|900|||||||" header_2_font_size="56px" header_2_line_height="1.1em" header_3_font="Overpass|600|||||||" header_3_text_color="#00b4ff" header_3_font_size="30px" header_3_line_height="1.2em" background_layout="dark" custom_padding="|||||" header_2_font_size_tablet="38px" header_2_font_size_phone="26px" header_2_font_size_last_edited="on|desktop" header_3_font_tablet="" header_3_font_phone="Overpass|700|||||||" header_3_font_last_edited="on|phone" header_3_font_size_tablet="24px" header_3_font_size_phone="18px" header_3_font_size_last_edited="on|desktop" locked="off" global_colors_info="{}"]Features What We Offer[/et_pb_text][et_pb_text _builder_version="4.16" text_font="Overpass|300|||||||" text_font_size="17px" text_line_height="1.8em" background_layout="dark" text_font_size_tablet="" text_font_size_phone="14px" text_font_size_last_edited="on|desktop" locked="off" global_colors_info="{}"]We offer high quality and reliable Development, BPO and Digital Marketing Services.[/et_pb_text][et_pb_button button_text="View All Services" _builder_version="4.16" custom_button="on" button_text_size="14px" button_text_color="#ffffff" button_bg_color="#5bd8dd" button_border_width="0px" button_border_radius="100px" button_font="Overpass|900||on|||||" button_use_icon="off" custom_padding="20px|30px|20px|30px|true|true" box_shadow_style="preset3" box_shadow_vertical="20px" box_shadow_blur="40px" box_shadow_spread="-10px" box_shadow_color="rgba(0,65,131,0.4)" locked="off" global_colors_info="{}" box_shadow_color__hover="#2585b2" box_shadow_blur__hover_enabled="on" box_shadow_blur__hover="20px" box_shadow_vertical__hover_enabled="on" box_shadow_vertical__hover="10px"][/et_pb_button][/et_pb_column][et_pb_column type="3_5" _builder_version="4.16" global_colors_info="{}"][et_pb_blurb title="Network & IT Security Consultancy" use_icon="on" font_icon="||fa||900" icon_placement="left" image_icon_width="120px" image_icon_width_tablet="120px" image_icon_width_phone="50px" image_icon_width_last_edited="on|phone" _builder_version="4.23" header_font="Overpass|900|||||||" header_line_height="1.4em" body_font="Overpass|300|||||||" body_line_height="1.8em" background_color="#ffffff" text_orientation="center" custom_padding="24px|20px|24px|20px|true|true" hover_enabled="0" border_radii="on|10px|10px|10px|10px" box_shadow_style="preset1" box_shadow_vertical="10px" box_shadow_blur="60px" box_shadow_color="rgba(10,45,97,0.1)" image_max_width="120px" image_max_width_tablet="" image_max_width_phone="50px" image_max_width_last_edited="on|phone" locked="off" global_colors_info="{}" sticky_enabled="0"]Our team of highly qualified professionals provide an arm’s length / 3rd party oversight for your Network and IT Infrastructure services ensuring you are doing right thing. You can make decisions about your Infrastructure independently including choosing any solutions and/or rolling it out. But who is endorsing you if you are doing the right thing? We come in with an independent set of eyes to help review and provide unfiltered comments helping your organization to rely upon us for an independent review.  This also allows your C-Level to not only leverage on our technical expertise but also offers a Safe Harbor.  Yes! We also review DR/BCP Plans and comment/endorse them.[/et_pb_blurb][et_pb_blurb title="BPO Services" use_icon="on" font_icon="||fa||900" icon_placement="left" image_icon_width="120px" image_icon_width_tablet="120px" image_icon_width_phone="50px" image_icon_width_last_edited="on|phone" _builder_version="4.19.3" header_font="Overpass|900|||||||" header_line_height="1.4em" body_font="Overpass|300|||||||" body_line_height="1.8em" background_color="#ffffff" text_orientation="center" custom_padding="24px|20px|24px|20px|true|true" border_radii="on|10px|10px|10px|10px" box_shadow_style="preset1" box_shadow_vertical="10px" box_shadow_blur="60px" box_shadow_color="rgba(10,45,97,0.1)" image_max_width="120px" image_max_width_tablet="" image_max_width_phone="50px" image_max_width_last_edited="on|phone" locked="off" global_colors_info="{}"]Our BPO services are one their own kind. We provide efficient and high quality BPO services which enables our clients to grow with us. Our customers include companies utilizing our back office processing, customer management, engineering design and estimation services. [/et_pb_blurb][et_pb_blurb title="App Development, Digital Marketing and App Lifecycle Management" use_icon="on" font_icon="||fa||900" icon_placement="left" image_icon_width="120px" image_icon_width_tablet="120px" image_icon_width_phone="50px" image_icon_width_last_edited="on|phone" _builder_version="4.23" header_font="Overpass|900|||||||" header_line_height="1.4em" body_font="Overpass|300|||||||" body_line_height="1.8em" background_color="#ffffff" text_orientation="center" custom_padding="24px|20px|24px|20px|true|true" hover_enabled="0" border_radii="on|10px|10px|10px|10px" box_shadow_style="preset1" box_shadow_vertical="10px" box_shadow_blur="60px" box_shadow_color="rgba(10,45,97,0.1)" image_max_width="120px" image_max_width_tablet="" image_max_width_phone="50px" image_max_width_last_edited="on|phone" locked="off" global_colors_info="{}" sticky_enabled="0"]We provide our customers with safe and reliable solutions right according to their requirements.  Our digital marketing services is customized based on your needs. Our advance level marketing strategies help our clients achieve their targets and goals comprehensively.    We develop and maintain your Apps offering App Lifecycle Management.  Feel free to ask for references.[/et_pb_blurb][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Features" _builder_version="4.16" use_background_color_gradient="on" background_color_gradient_type="circular" background_color_gradient_stops="#004183 0%|#001f4c 100%" background_color_gradient_start="#004183" background_color_gradient_end="#001f4c" background_size="contain" background_position="bottom_center" custom_padding="||0px|||" top_divider_height="26vw" top_divider_flip="horizontal" bottom_divider_color="#dcecff" bottom_divider_height="30vw" bottom_divider_arrangement="above_content" locked="off" global_colors_info="{}"][et_pb_row column_structure="1_2,1_2" _builder_version="4.16" z_index="1" global_colors_info="{}"][et_pb_column type="1_2" _builder_version="4.16" global_colors_info="{}"][et_pb_text _builder_version="4.16" text_font="||||||||" header_2_font="Overpass|900|||||||" header_2_font_size="56px" header_2_line_height="1.1em" header_3_font="Overpass|600|||||||" header_3_text_color="#00b4ff" header_3_font_size="30px" header_3_line_height="1.2em" background_layout="dark" custom_padding="|||||" header_2_font_size_tablet="38px" header_2_font_size_phone="26px" header_2_font_size_last_edited="on|desktop" header_3_font_tablet="" header_3_font_phone="Overpass|700|||||||" header_3_font_last_edited="on|phone" header_3_font_size_tablet="24px" header_3_font_size_phone="18px" header_3_font_size_last_edited="on|desktop" locked="off" global_colors_info="{}"]Approach Our Approach[/et_pb_text][et_pb_divider color="#00b4ff" divider_weight="2px" _builder_version="4.16" width="100px" custom_margin="||0px" locked="off" global_colors_info="{}"][/et_pb_divider][et_pb_text _builder_version="4.16" text_font="Overpass|300|||||||" text_font_size="17px" text_line_height="1.8em" background_layout="dark" text_font_size_tablet="" text_font_size_phone="14px" text_font_size_last_edited="on|desktop" locked="off" global_colors_info="{}"]Our approach is to provide the best possible solution to our client’s problem. We believe in providing optimum solutions that are time efficient and error free. Our team of highly qualified professionals ensure that all the client requirements are fulfilled on time efficiently. We use highly time efficient and advanced level strategies in order to provide the best possible solutions.     [/et_pb_text][/et_pb_column][et_pb_column type="1_2" _builder_version="4.16" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2022/12/cyber-security-10.png" _builder_version="4.16" custom_margin="-20vw|-9vw||||" custom_margin_tablet="0vw|0vw||" custom_margin_phone="" custom_margin_last_edited="on|desktop" animation_style="zoom" animation_intensity_zoom="5%" locked="off" global_colors_info="{}"][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version="4.16" z_index="0" width="100%" max_width="none" locked="off" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2022/12/cyber-security-04.png" show_bottom_space="off" force_fullwidth="on" _builder_version="4.16" custom_margin="-48vw||-2px" custom_margin_tablet="-50vw||" custom_margin_phone="" custom_margin_last_edited="on|tablet" global_colors_info="{}"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Section" _builder_version="4.16" bottom_divider_style="slant" bottom_divider_color="#f1fafe" bottom_divider_height="40vw" bottom_divider_flip="horizontal" bottom_divider_arrangement="above_content" global_colors_info="{}"][et_pb_row _builder_version="4.16" global_colors_info="{}"][et_pb_column type="4_4" _builder_version="4.16" global_colors_info="{}"][et_pb_image src="http://www.obraj.com/wp-content/uploads/2022/12/cyber-security-07-2.png" _builder_version="4.16" max_width="700px" custom_margin="-40vw|||" custom_margin_tablet="-45vw|||" custom_margin_phone="-50vw|||" custom_margin_last_edited="on|desktop" animation_style="zoom" animation_intensity_zoom="5%" locked="off" global_colors_info="{}"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built="1" admin_label="Footer" _builder_version="4.16" use_background_color_gradient="on" background_color_gradient_type="circular" background_color_gradient_direction_radial="top right" background_color_gradient_stops="#3122b2 0%|#00ffd8 100%" background_color_gradient_start="#3122b2" background_color_gradient_end="#00ffd8" background_image="http://www.obraj.com/wp-content/uploads/2022/12/cyber-security-17.png" z_index="10" overflow-x="visible" overflow-y="visible" custom_padding="||10vw|||" locked="off" global_colors_info="{}"][et_pb_row column_structure="2_5,3_5" make_equal="on" _builder_version="4.16" background_color="#ffffff" custom_margin="-146px|auto|-2px|auto||" custom_padding="0px||0px||true" border_radii="on|10px|10px|10px|10px" box_shadow_style="preset1" box_shadow_vertical="40px" box_shadow_blur="60px" box_shadow_spread="-8px" box_shadow_color="rgba(10,45,97,0.48)" locked="off" global_colors_info="{}"][et_pb_column type="2_5" _builder_version="4.16" custom_padding="60px|40px|60px|40px|true|true" global_colors_info="{}"][et_pb_text _builder_version="4.16" header_2_font="Overpass|900|||||||" header_2_font_size="56px" header_2_line_height="1.1em" header_2_font_size_tablet="38px" header_2_font_size_phone="26px" header_2_font_size_last_edited="on|desktop" locked="off" global_colors_info="{}"]Contact Us[/et_pb_text][et_pb_blurb title="+1 (832)-977-4499" use_icon="on" font_icon="||divi||400" icon_color="#006ac1" icon_placement="left" image_icon_width="24px" _builder_version="4.19.3" header_font="Overpass|900|||||||" header_line_height="1.4em" body_font="Overpass|300|||||||" body_line_height="1.8em" text_orientation="center" icon_font_size="24px" locked="off" global_colors_info="{}"][/et_pb_blurb][et_pb_blurb title="5326 W Bellfort St., STE 109, Houston, Texas, 77035" use_icon="on" font_icon="||divi||400" icon_color="#006ac1" icon_placement="left" image_icon_width="24px" _builder_version="4.16" header_font="Overpass|900|||||||" header_line_height="1.4em" body_font="Overpass|300|||||||" body_line_height="1.8em" text_orientation="center" icon_font_size="24px" locked="off" global_colors_info="{}"]Monday-Friday: 8am - 5pm[/et_pb_blurb][/et_pb_column][et_pb_column type="3_5" _builder_version="4.16" use_background_color_gradient="on" background_color_gradient_type="circular" background_color_gradient_direction_radial="top right" background_color_gradient_stops="#00f6ff 0%|#00ffbf 100%" background_color_gradient_start="#00f6ff" background_color_gradient_end="#00ffbf" background_image="http://www.obraj.com/wp-content/uploads/2022/12/cyber-security-010-1.png" background_size="contain" background_position="bottom_left" transform_translate_linked="off" custom_padding="60px|40px|60px|20%|true" custom_padding_tablet="80px|||40px" custom_padding_phone="" custom_padding_last_edited="on|desktop" background_last_edited="on|desktop" background_image_tablet="http://zaib.sandbox.etdevs.com/divi/wp-content/uploads/sites/2/2019/06/cyber-security-11.png" background_enable_image_tablet="on" background_position_tablet="top_left" global_colors_info="{}"][et_pb_text _builder_version="4.16" text_font="||||||||" header_2_font="Overpass|900|||||||" header_2_font_size="56px" header_2_line_height="1.1em" text_orientation="center" header_2_font_size_tablet="38px" header_2_font_size_phone="26px" header_2_font_size_last_edited="on|desktop" text_text_align="center" locked="off" global_colors_info="{}"]Get Started[/et_pb_text][et_pb_text _builder_version="4.19.3" text_font="Overpass|300|||||||" text_text_color="#0a2d61" text_font_size="17px" text_line_height="1.8em" text_orientation="center" text_font_size_tablet="" text_font_size_phone="14px" text_font_size_last_edited="on|desktop" locked="off" global_colors_info="{}"][/et_pb_text][et_pb_button button_text="Book Appointment" button_alignment="center" _builder_version="4.16" custom_button="on" button_text_size="14px" button_text_color="#ffffff" button_bg_use_color_gradient="on" button_bg_color_gradient_type="circular" button_bg_color_gradient_direction="140deg" button_bg_color_gradient_direction_radial="top right" button_bg_color_gradient_stops="#003070 0%|#001f4c 100%" button_bg_color_gradient_start="#003070" button_bg_color_gradient_end="#001f4c" button_border_width="0px" button_border_radius="100px" button_font="Overpass|900||on|||||" button_use_icon="off" custom_padding="20px|30px|20px|30px|true|true" hover_enabled="1" box_shadow_style="preset3" box_shadow_vertical="0px" box_shadow_blur="0px" box_shadow_spread="-10px" box_shadow_color="rgba(25,114,255,0.4)" locked="off" global_colors_info="{}" box_shadow_color__hover="#2585b2" box_shadow_blur__hover_enabled="on" box_shadow_blur__hover="40px" box_shadow_vertical__hover_enabled="on" box_shadow_vertical__hover="10px"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section] ### Sample Page [et_pb_section admin_label="section"] [et_pb_row admin_label="row"] [et_pb_column type="4_4"][et_pb_text admin_label="Text"] This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger by day, aspiring actor by night, and this is my website. I live in Los Angeles, have a great dog named Jack, and I like piña coladas. (And gettin' caught in the rain.) ...or something like this: The XYZ Doohickey Company was founded in 1971, and has been providing quality doohickeys to the public ever since. Located in Gotham City, XYZ employs over 2,000 people and does all kinds of awesome things for the Gotham community. As a new WordPress user, you should go to your dashboard to delete this page and create new pages for your content. Have fun! [/et_pb_text][/et_pb_column] [/et_pb_row] [/et_pb_section] ## My Templates ### Default Kit